If you're a road warrior, you know how important gas and food are. Luckily, there's a lot of credit cards that specialize in earning you great rewards across both categories.
AMEX Business Gold Card
If you don't mind picking up a business card, the AMEX Business Gold is upper tier. The card earns 4 Membership Rewards Points per $1 spent in the two categories you spend the most in per month in which gas and dining are available categories out of a total of six. This can be as high as a 8%+ return when transferring points to AMEX's partners, a 5.2% return when redeeming for airfare through the AMEX Travel Portal, and an easy 4% or lower return for everything else.
Wells Fargo Propel AMEX
If you're looking for rewards that are easily redeemable towards travel, the Wells Fargo Propel AMEX is at the top of the list. It earns a 3% return across travel (includes gas), dining, and streaming service spending. If you want to up the return to 4.5%, you can pick up the Wells Fargo Visa Signature Card which grants a 50% boost to point value when redeemed for airfare.
Sam's Club & Costco
The Sam's Club Mastercard is a great option if you already have a membership. You'll be earning 5% cash back on gas and 3% cash back on both travel and dining. If you prefer Costco, the Costco Anywhere Visa is a great alternative that earns 4% on gas, 3% on travel and dining, and 2% back at Costco.
Bank of America Cash Back Cards
Outside of the Sam's Club and Costco credit cards, both of Bank of America's cash back credit cards allow you to pick one category to earn 3% cash back in. You would have to pick up both the personal and business card to nail 3% across both categories. With Bank of America, you can earn up to 5.25% cash back based on how much you have invest with them which is nice if you have money laying around to invest.
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.