Best Credit Cards For Lyft Spend

A list of the best 50 credit cards for Lyft based on how much you spend, pulled from a database of 250+ credit cards. Calculate and compare results.

Lyft is one of the main rideshare companies in the U.S. next to Uber. They are very useful for getting around and are typically easier to obtain in terms of hailing a ride versus your standard taxi thanks to the functionality of their mobile app. If you use Lyft, you'll want to make sure you're getting the best bang for your buck.

Chase bank pretty much rules over the Lyft market with all of their cards offering either 10x, 5x, or 5% when it comes to Ultimate Rewards Points and Chase cash back. If you use Lyft a lot, the Chase Sapphire Reserve will be the number 1 choice as you'll be earning 10x Ultimate Rewards Points which is a 15% return at minimum when booking travel through the Chase Travel Portal. If you spend money with Lyft occasionally, any of Chase's other point or cash back earning cards will do the job with 5% or 5x earnings.

If you're a victim of Chase 5/24 (as in you've opened more than 5 new accounts in the past 24 months), you'll have to find alternative options. Bank of America's cash back credit cards offer the ability to earn up to 5.25% cash back based on how much you have invested with them. You can earn 3.3% cash back for just having a checking or savings and up to 5.25% if you have $100k invested with Bank of America, Merrill Lynch, or Merrill Edge.

If you don't have money to invest or don't dabble with Bank of America, the Wells Fargo Propel AMEX is always a great choice as you'll earn 3% to 4.5% return on travel, dining, and streaming services.

Love Membership Rewards Points? The AMEX Blue Business Plus and AMEX Green Card are great options for Lyft spend and more.

Those who enjoy earning ThankYou Points can benefit from having the Citi ThankYou Premier Card which offers a great return on travel purchases and more.

Best Cards By Category Calculator

The Best Credit Cards By Category Calculator below will find the best credit cards for the listed categories based on your spend and the filter options selected. This will output a list of up to 50 credit cards sorted by total return.

Compare credit cards side by side based on spend, benefits, and fees.

I recommend using the Rewards Calculator which allows you to compare results side by side other cards, factor in sign up bonuses, add authorized users, select elite status (hotel cards), and much more.

Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Get The Best Cards to get the list of results.


Spend Duration

You can set the duration of the spend for the categories listed above. If you're looking for the best card for only n-months worth of spend, this is where you change the option. If you want to calculate based on a full year, you can leave it set to a duration of 'year'.

Adjust Transferable Points

Some rewards programs allow you to transfer your earned points to airline, hotel, and other loyalty programs. These programs will generally have higher point values when doing such. Since these matter so much when choosing a credit card, you can enter your own point value for these programs to include in the calculations. You can set any of the currencies listed below to 0 to calculate based on the non-transfer value (in which most are 1 cent per point with the exception of Chase's 1.25/1.5 cent redemptions).
When transferring to other programs, you should be able to get 1 to 2 cents in value for most of the programs listed below, so I defaulted most to a low average of 1.5 cents. You can click on the to learn more about the value of the currency (opens in a new tab/window).

Include Annual Credits/Bonuses

Several credit cards feature annual bonuses. These are usually anniversary bonuses for having the card, airline credits, hotel credits, and more. If you want these included in the calculation, you can check thy box below.


The bank that issues the card. De-select the banks that you do not want in the results.


The network that the card is tied to such as VISA, Mastercard, Discover, or AMEX.

Card Type

The type of card such as a co-branded airline card, bank rewards card, or cash back card. Do note that some store cards will appear under cash back if you're able to redeem cash back like a normal cash back credit card.

Reward Type

The type of rewards the card earns. This will either be points, miles, or cash back.


Toggle the showing of personal or business cards in the results. Card combinations are also featured on this site. The combo option is only available if it's more than one category you're enter spend for.

Annual Fee

The range of fees you're willing to pay to wield such awesome credit cards. The First Year Free (FYF) / First Year Reduced (FYR) option will only show FYF/FYR cards that has an second year (and onward) annual fee that falls within the range you entered.

Income Requirements

Some credit cards require a certain amount of annual individual or household income. Enter a max income or enter -1 to show all cards.

Foreign Transaction Fees

Toggle whether to include credit cards that have a foreign transaction fee, foreign conversion fee, or any other type of charge that has to do with making purchases outside of the region.


Do note that results may take a few seconds to generate after doing a search.
You can click on the 'Rewards Calculator' for any of the cards listed in the results to calculate even more accurate results. You'll be able to enter spend for other categories, toggle fees, add authorized users, and more.
Results Will Appear Here

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