Business Credit Card Rewards Calculators

Earning rewards for your business can help you cut down on expenses by providing rewards that can be redeemed towards statement balances, equipment, travel, and more. It can also be used as a way to treat yourself, employees, or customers.

In addition to that, many business credit cards offer great benefits that can be big for any company including purchase protection, expense tracking tools, and discounts on purchases. Some business cards even offer 0% intro APR if you're a new business just getting started or need to make a few large purchases.

This page details some of the best business rewards cards in the market from our partners and provides a calculator to help you estimate which credit cards will offer the most value for your business.

You can also jump down to the Best Business Credit Card Rewards Calculator which will calculate which business credit cards are best options based on your spend.

• Best Business Credit Cards with Rewards
• Best Small Business Credit Cards with Rewards
• Best Business Credit Cards with Travel Rewards
• Best Business Credit Cards with Cashback Rewards
• Calculate Business Credit Card Rewards

Best Business Credit Cards with Rewards

If you're looking for the best of the best when it comes to earning rewards for your business, we got you covered. When it comes to maximizing your return and receiving top-notch benefits, these are the best business credit cards with rewards.

The Business Platinum Card® from American Express

Best For Lounge Access & Luxury Business Travel

Chase Ink Business Preferred® Credit Card

Best For Travel & Business Purchases

Capital One Spark Cash Plus

Best Flat-Rate Cash Back Card For High Spend

Best Business Credit Cards For September 2021

Best Small Business Credit Cards with Rewards

No matter the size of your business, there's always a rewards card that can fit the budget. Earn everything from cash back to travel rewards and more with these best small business credit cards with rewards.

Best For Flat-Rate Cash Back

Chase Ink Business Unlimited® Credit Card

View All Offers Rewards Calculator

Intro Bonus

Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

Rewards Rate

1.5%

Earn unlimited 1.5% cash back on every purchase made for your business

Show Details

Main Card Highlights

• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
• Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
• With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
• 0% introductory APR for 12 months on purchases

Annual Fee

$0

Authorized User Fee

$0

Foreign Transaction Fee

3%

Ink Business Cash® Credit Card

Best For Office Supply Stores & Utilities

The Blue Business® Plus Credit Card from American Express

Best Flat-Rate Rewards Card For Small Businesses

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Best For Flexible Bonus Categories

Best Business Credit Cards with Travel Rewards

If you're looking to earn rewards that you can put towards airfare, hotels, car rentals, and more, you'll want to consider these highly rated business credit cards with travel rewards.

Redeem your rewards points for travel directly with the card provider or turn your earned rewards into airline miles and hotel rewards points when you transfer them to your favorite frequent flyer and hotel rewards programs.

American Express® Business Gold Card

See Rates & Fees

Terms Apply.

View All Offers Rewards Calculator

Intro Bonus

Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Rewards Rate

4X

Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month; Applies to the first $150,000 in combined purchases from these 2 categories each calendar year

1X

Get 1X on all other purchases.

Show Details

Main Card Highlights

• Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
• **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
• Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
• Pay Over Time Option: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
• *Terms Apply

Annual Fee

$295

Authorized User Fee

$0

Foreign Transaction Fee

0%

Ink Business Preferred® Credit Card

Best For Flexible Travel Rewards

The Business Platinum Card® from American Express

Best For Airline Spend & Lounge Benefits

Capital One Spark Miles for Business

Best For Flat-Rate Travel Rewards

Best Business Credit Cards with Cashback Rewards

Cash back is the most flexible of the rewards when compared to points and miles. While cash back can still be great for travel expenses, it works extremely well if you plan on redeeming your business rewards towards statement credits and gift cards.

Maximize your cash back by checking out our top picks for the best business credit cards with cashback rewards.

Capital One Spark Cash Plus

View All Offers Rewards Calculator

Intro Bonus

Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

Rewards Rate

2%

Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

Show Details

Main Card Highlights

• Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
• Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
• Earn an annual $200 cash bonus every year you spend $200,000 or more
• Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
• Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
• Add employee cards for free, and earn unlimited 2% cash back from their purchases
• $150 annual fee
• Spark Cash Plus has no APR because your balance is due in full every month
• Pay zero foreign transaction fees on purchases made outside of the United States.

Annual Fee

$150

Authorized User Fee

$0

Foreign Transaction Fee

0%

Ink Business Cash® Credit Card

Best For Office Supply Stores & Utilities

American Express Blue Business Cash™ Card

Best Flat-Rate Cash Back Card For Small Business

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Best For Targeted 3% Cash Back

Calculate Business Credit Card Rewards

Calculate which business credit cards will earn you the most rewards and best return based on your spend.

Results will consist of top-rates business rewards credit cards from our partners and will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees.