Business Credit Card Rewards - Calculators & Best Offers

List of Business Credit Cards
Calculate business credit card rewards by inputting your monthly or yearly business expenses and check out the best business credit card offers.

View our directory of business cards and calculate how much you can earn by inputting your monthly or yearly business expenses. Compare results alongside any two cards and find out which earns you the best return.

Looking to earn business rewards, but don't know where to start? Use our Business Credit Card Finder which will list up to 10 of the best business cards based on the monthly or yearly spend amounts you enter.

Travel Business Credit Cards

The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Annual Fee: $695
Rewards Rate
5X
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
1.5X
Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
1X
Earn 1X points for each dollar you spend on eligible purchases
Airline Bonus: Get 35% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 500,000 points back per calendar year
120,000 Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
American Express® Business Gold Card
American Express® Business Gold Card
Annual Fee: $295
Rewards Rate
4X
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
1X
Earn 1X Membership Rewards® points on other purchases
Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
70,000 Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Business Green Rewards Card from American Express
Business Green Rewards Card from American Express
Annual Fee: $0 intro annual fee for the first year, then $95
Rewards Rate
2X
Earn 2X points on flights & prepaid hotels booked on amextravel.com
1X
Earn 1X points on all other eligible purchases made using your Business Green Card.
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 on eligible purchases with your Card within the first 3 months of Card Membership.
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
Annual Fee: $0
Rewards Rate
2X
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners
1X
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Capital One Spark Miles for Business
Capital One Spark Miles for Business
Annual Fee: $0 the first year, then $95
Rewards Rate
2X
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account.
50,000 Miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred Credit Card
Annual Fee: $95
Rewards Rate
3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
100,000 Bonus Points
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Bank of America® Business Advantage Travel Rewards World Mastercard®
Capital One Spark Miles Select for Business
PNC points Visa Business Credit Card
PNC Travel Rewards Visa Business Card

Cash Back Business Credit Cards

American Express Blue Business Cash™ Card
American Express Blue Business Cash Card
Annual Fee: $0
Rewards Rate
2%
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
1%
1% cash back on all eligible purchases after spending $50,000 per calendar year.
$250 Back
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Bank of America® Business Advantage Customized Cash Rewards credit card
Bank of America® Business Advantage Customized Cash Rewards credit card
Annual Fee: $0
Rewards Rate
3%
Earn 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
2%
Earn 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
1%
Earn unlimited 1% cash back on all other purchases.
$300 Back
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on all purchases everywhere, every time.
$300 Back
Get a $300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening
Capital One Spark Cash Plus
Capital One Spark Cash Plus
Annual Fee: $150
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2%
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Up To $1,000 Cash Bonus
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
Chase Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2%
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1%
Earn 1% cash back on all other card purchases with no limit to the amount you can earn
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Capital One Spark Cash Select for Business
Capital One Spark Classic Business Visa Card
Discover it® Business Card
PayPal Business Debit Mastercard
PNC Cash Rewards Visa Business Credit Card

Airline Business Credit Cards

Alaska Airlines Visa® Business card
Alaska Airlines Visa® Business card
Annual Fee: $50 for the company and $25 per card
Rewards Rate
3X
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases
1X
Earn unlimited 1 mile for every $1 spent on all other purchases
60,000 Bonus Miles + Companion Fare
Limited-Time Online Offer! Get 60,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $3,000 or more within the first 90 days of opening your account.
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles Gold Business American Express Card
Annual Fee: $0 introductory annual fee for the first year, then $99
Rewards Rate
2X
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
1X
Earn 1 Mile on every eligible dollar spent on purchases.
75,000 Bonus Miles
Limited Time Offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Annual Fee: $250
Rewards Rate
3X
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
1.5X
Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
1X
1 Mile on every eligible dollar spent on other purchases.
100,000 Bonus Miles
Limited Time Offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles Reserve Business American Express Card
Annual Fee: $550
Rewards Rate
3X
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
1.5X
After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.
110,000 Bonus Miles
Limited Time Offer: Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
Barclays AAdvantage Aviator Business Card
Barclays Hawaiian Airlines Business Mastercard
Barclays JetBlue Business Card
Chase United Business Card
Chase United Club Business Card
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Southwest Rapid Rewards® Performance Business Card
Southwest Rapid Rewards® Premier Business Card

Hotel Business Credit Cards

Marriott Bonvoy Business™ American Express® Card
Marriott Bonvoy Business American Express Card
Annual Fee: $125
Rewards Rate
6X
Earn 6x points at hotels participating in the Marriott Bonvoy™ program.
4X
Earn 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X
Earn 2x points on all other eligible purchases.
75,000 Bonus Points
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Annual Fee: $95
Rewards Rate
12X
Earn 12X at hotels & resorts in the Hilton portfolio.
6X
Earn 6X on Select Business & Travel Purchases.
3X
Earn 3X on all other eligible purchases. Terms & Limitations Apply.
130,000 Bonus Points
Earn 130,000 Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
Chase World of Hyatt Business Credit Card
Wyndham Rewards Earner Business Visa Card

Retail Business Credit Cards

Lowe's Business Rewards Card
Lowe's Business Rewards Card
Annual Fee: $0
Rewards Rate
5%
Get 5% OFF Every Day at Lowe's when you use Lowe's Business Credit.
2%
Earn 2% Cash Back at Lowe's, on U.S. restaurant and U.S. office supply store purchases, and on wireless telephone services purchased directly from U.S. service providers
1%
Earn 1% Cash Back on all other eligible purchases
$100 Back + 5% Back
Get $100 back upon approval. Plus, earn 5% cash back at Lowe's on eligible purchases made on your card at Lowe's for the first 6 months. 2% back after. New accounts only.
Amazon Business Prime American Express Card
Amazon Rewards
Amazon Business American Express Card
Amazon Rewards
Costco Anywhere Visa® Business Card by Citi

Business Rewards Calculator

Use the Business Rewards Calculator to find out which business credit cards will earn you the most points, miles, and cash back.

Results will be sorted by net return. This is calculated by taking the average value of the rewards earned adding the average value of card benefits and subtracting any annual fees the card has.

Results will consist of credit cards from our partners as well as other top-rated credit cards in the market.

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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.