Credit Card Calculators: American Express Cash Back Cards

American Express offers several of the best cash back credit cards on the market. Calculate cash back based on spend and compare against top credit cards.

American Express offers many cash back credit cards that can earn you a little bit of extra money back in your pocket on everyday spend. Many of AMEX's credit cards features benefits such as purchase protection and travel coverage. They also give you access to AMEX Offers which gives you the ability to earn lots of additional cash back or save money with lots of top retailers.

American Express Cash Back Credit Cards

American Express offers five cash back credit cards consisting of three personal credit cards and two business credit cards. The Blue Cash Preferred® Card from American Express is one of the best cash back credit cards on the market while the American Express Blue Business Cash™ Card is one of the best flat rate cash back business credit cards on the market.

Cash back earned with the personal credit cards are referred to as Reward Dollars and they are worth face value. Cash back earned with American Express business credit cards are automatically applied to the statement.

Pre-approved offers from American Express

Get pre-approved for top partner cards like the Blue Cash Everyday® Card from American Express or the American Express® Gold Card with help from CardMatch™. All it takes is 60 seconds to find out if you have pre-approved offers.

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Blue Cash Preferred® Card from American Express
BCP
Intro Bonus
Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
Rewards Rate
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%
6% Cash Back on select U.S. streaming subscriptions.
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Main Card Highlights
  • Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
  • Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
  • $0 intro annual fee for the first year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
Annual Fee
$0 the first year, then $95
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Blue Cash Everyday® Card from American Express
Blue Cash Everyday Card from American Express
Intro Bonus
Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back. Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
Rewards Rate
3%
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2%
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1%
1% Cash Back on other purchases.
Main Card Highlights
  • Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
  • Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
American Express Cash Magnet® Card
American Express Cash Magnet® Card
Intro Bonus
View Issuer's Website.
Rewards Rate
1.5%
Unlimited 1.5% Cash Back on your purchases.
Main Card Highlights
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No Annual Fee.
  • Terms Apply.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
American Express Blue Business Cash™ Card
American Express Blue Business Cash Card
Intro Bonus
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Rewards Rate
2%
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% for the remainder of the calendar year.
Main Card Highlights
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
The Plum Card® from American Express
The Plum Card® from American Express
Intro Bonus
View Issuer's Website
Rewards Rate
1.5%
Earns an unlimited 1.5% cash back on the portion of your balance that you pay within 10 days of the statement closing date.
Main Card Highlights
  • Pay early and get rewarded, when your cash flow allows. Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date.
  • The Plum Card has No Preset Spending Limit, which gives you purchasing power that adjust with your use of the card and other factors.
Annual Fee
$0 intro annual fee for the first year, then $250
Authorized User Fee
$0
Foreign Transaction Fee
0%

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