Bank of America Cash Back Calculators

Calculate how much cash back you can earn with Bank of America cash back credit cards based on monthly/yearly spend and compare results against top cards.

Program Details

Bank of America is an American multinational bank based out of Charlotte, North Caronlina, USA that provides banking and financial products worldwide. They are one of the 'Big Four' banks in the United States.

Credit Card Rewards Calculators

The Bank of America Cash Rewards Credit Card Calculators will calculate how much cash back you can earn based on your monthly and yearly spend across categories. Each calculator will output the cash value of the card based on your spend, your investements with Bank of America and their partners, how much you value the card benefits, and annual fees.

Compare credit cards side by side based on spend, status, benefits and fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

U.S. Bank of America Credit Card Calculators

Bank of America has two primary cash back credit cards in the United States which consits of a personal and business card. These cards allow you to choose one category to earn 3% cash back in and grants bonus points to those who have money invested with Bank of America, Merrill Lynch, or Merrill Edge. Based on your relationship, you can earn up to a 75% bonus which makes these cards superb for those who have the money to invest.

Cash Back earned with Bank of America's U.S. credit cards can be used in several ways. It can be redeemed in any amount and at any time for statement credits, deposits made directly into a Bank of America checking or savings account, or for credit to an eligible account with Merrill Lynch® or Merrill Edge®. Redemptions for a contribution to a qualifying 529 account with Merrill Lynch or Merrill Edge or for a check start at $25. You can set up automatic redemptions for Bank of America®, Merrill Lynch®, or Merrill Edge® accounts starting at $25.

Preferred Rewards Client and Business Advantage Relationship

Bank of America offers the Preferred Rewards Client (personal cards) and Business Advantage Relationship (business cards) bonuses across several cards. These bonuses grant you up to 75% bonus points based on your investments with Bank of America, Merrill Lynch or Merrill Edge.

Preferred Rewards Client / Business Advantage Relationship
Tier Balance Requirement Bonus
Gold $20k to <$50k 25% Bonus
Platinum $50k to <$100k 50% Bonus
Platinum Honors $100k+ 75% Bonus

These bonuses are offered on the following Bank of America credit cards:


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