The Capital One Spark Cash for Business is one of the best cash back business cards on the market thanks to its great earning rate and easy to redeem rewards. The card earns 2% back on all purchases which can be well worth the small annual fee if you plan on making this your main business credit card. Like all other Capital One credit cards, the Spark Cash for Business does not have a foreign transaction fee which also makes it one of the best no foreign transaction fee business cards on the market as well. If you plan on spending less than $19,000 per year on the card (which is about $1,584 per month), you'll want to pick up consider picking up the Capital One Spark Cash Select instead which earns 1.5% cash back and has no annual fee
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Rewards Rate Details
The Capital One Spark Cash for Business does not feature any bonus categories. It earns cash back at a flat rate of 2% on all purchases ran through the card. There is no limit to the amount of cash back you can earn at this rate and no limit to the amount of cash back you can earn with the card overall.
- 2% All Purchases
Perks & Benefits
The Capital One Spark Cash for Business does not have any benefits that are specific to the card itself. It comes with your standard handful of Capital One business benefits and Visa Business benefits.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Is the Capital One Spark Cash for Business good?
Yes. It is one of the best cash back business credit cards and best no foreign transaction fee business credit cards on the market.
What rewards does the Capital One Spark Cash for Business earn?
The Spark Cash for Business earns 2% cash back on all purchases ran through the card.
Should I get the Spark Cash or Spark Cash Select?
The Spark Cash card is the better option if you plan on spending more than $19,000 per year on the card. If not, you'll want to go with the no-annual fee Spark Cash Select.
Which is better, Spark Cash or Spark Miles?
The Spark Miles program is only better if you plan on transferring your Spark Miles to Capital One's transfer partners. If not, the Spark Cash program will typically be the better option.