Cash Back Calculator: Calculate Credit Card Rewards

Maximize your cash back. Calculate total cash back based on your spend across the best cash back credit cards on the market and compare results side by side.

Cash Back

best cards for cash back

8 Best Cash Back Credit Cards

Finding the best credit cards for maximizing your cash back is key. Get our top picks for best cash back cards of 2021 and calculate how much you can earn.
Cash Back Business Credit Cards

6 Best Cash Back Business Cards

Get the top picks for the best cash back business credit cards and calculate which cards earn you the most cash back based on spend, benefits, and fees.
Vinesse Wines

Vinesse Wines

Stuck at home and love wine? Enjoy 6 Wines for $6.99 per Bottle plus 1¢ shipping with American Cellars Wine Club.

Best Cash Back Credit Cards

AMEX Blue Cash Preferred® Card from American Express

AMEX Blue Cash Preferred® Card from American Express

Earns 6% cash back on up to $6,000 in U.S. supermarket purchases per year (then 1%), 6% back on U.S. streaming services, 3% back on U.S. gas station purchases, and 3% back on transit purchases. Fantastic card if you spend around $500 per month at U.S. supermarkets.
Chase Freedom Flex℠

Chase Freedom Flex℠

Features quarterly rotating 5% cash back categories. Also earns 5% cash back on the Chase Ultimate Rewards Portal, 3% back on dining and drugstore, and 1% back on everything else. No annual fee.

Best Cash Back Business Credit Cards

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

Earns 2% cash back on the first $50,000 in purchases made during the year, then earns 1% cash back the remainder of the year. One of the best cash back cards for small businesses. No annual fee.
Chase Ink Business Cash® Credit Card

Chase Ink Business Cash® Credit Card

Earns 5% cash back on office supply store, internet, cable, and phone purchases, 2% back on gas and restaurant purchases, and 1% back on everything else. No annual fee.

Specialty Cash Back Calculators

cash back calculator

1.5% Cash Back Calculator

Calculate how much cash back you can earn at the rate of 1.5% and get a list of top credit cards that earns 1.5% cash back.
cash back calculator

2% Cash Back Calculator

Calculate how much cash back you can earn at the rate of 2% and get a a list of top credit cards that earns 2% cash back or more.

American Express Cash Back

American Express has four cash back credit cards which consists of 3 personal cards and one business card. The Blue Cash Preferred is one of the best (if not the best) cash back credit cards for grocery/supermarket spend as it earns 6% cash back on the first $6,000 in spend per year. Pair it with the AMEX Cash Magnet Card and you'll never earn less than 1.5% on any purchases. For businesses, the AMEX Blue Business Cash Card is a no-annual fee card that earns 2% on the first $50,000 in purchases made per year which makes it a great choice for businesses looking for easy and simple cash back.

Bank of America Cash Back

Bank of America has two cash back credit cards which consists of one personal card and one business card. Both cards allow you to choose 1 category from a list of several in which you would like to earn 3% cash back when spending in. These cards also allow you to earn up to 75% bonus cash back based on your relationship with Bank of America and their partners.

Capital One Cash Back

Capital One has a total of seven cash back credit cards which features 3 families of cards. The Quicksilver family earns 1.5% cash back on all purchases with one card having an annual fee and one card not. The Savor family earns cash back on restaurant, entertainment and grocery purchases with the annual fee version earning a slightly higher return. Lastly, the Spark family consists of three business cards which each earns a flat rate of cash back with the annual fee card earning the highest return. All of the cards have no foreign transaction fee which makes them great options for international travel as well.

Chase Cash Back

Chase Bank has four cash back credit cards in which all of them have no annual fee and offer great returns. The Chase Freedom is the most popular of the bunch with it's 5% cash back quarterly rotating categories which can be compared to the Discover IT Card. The Chase Ink Business Cash Card is also another popular card as it earns 5% cash back on Office Supply Stores (think gift cards), Internet, cable, and phone spend. All of the cards also earn 5% cash back with Lyft as part of the Chase-Lyft partnership which is fantastic if you frequently use their rideshare service.

Citi Cash Back

Citi has one cash back credit card called the Citi Double Cash Card which earns 2% cash back on all purchases in which you earn 1% when you make the purchase and another 1% when you pay off that purchase. Outside of the great earning rate, one of the best things about the card is that you can convert cash back into Citi ThankYou Points at a rate of 1 cent for 1 point which makes this card essential for anyone looking to build ThankYou Points.

Cash Back Credit Cards
for cash back credit cards.
Looking to apply for a cash back credit card? Get a list of the best cards along with:
  • Current Sign-Up & Welcome Bonuses
  • Rates & Fees
  • Credit Score Recommendations
  • Features
Not sure what you're looking for? Use the CardMatch™ tool and get matches with offers you're likely to qualify for!

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