Cash Back Calculator: Calculate Credit Card Rewards

Maximize your cash back. Calculate total cash back based on your spend across the best cash back credit cards on the market and compare results side by side.

Cash back is the most flexible of the rewards types when compared to points and miles. It can be redeemed for just about anything and will generally be the best option if you want to use your rewards for more than just travel. Cash back is worth face value which means you'll always know the value of your rewards. There's no looking for the best redemptions or need to transfer rewards for maximium value. It's just straightforward cash back.

Best Cash Back Credit Cards
Earn 6% cash back on the first $6,000 in U.S. supermarket purchases per year (then 1%), 6% back on U.S. streaming services, 3% back on both U.S. gas station and transit, and 1% back on everything else.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. One of the best no-annual fee cards on the market.
Earn an unlimited 1.5% cash back on every purchase, every day. No annual fee, no authorized user fee, and no foreign transaction fee. One of the best cash back cards for international travel and spending.
Earn 2% cash back on the first $50,000 in purchases made during the calendar year, then 1% the remainder of the year. No annual fee. Great small business card.
Earn 5% cash back on the first $25,000 in combined spend between internet, cable, phone, and office supply stores purchases and 2% cash back on the first $25,000 in combined spend between restaurant and gas purchases.
Find out which credit cards earn you the most cash back and which cards offer you the most value based on cash back earned and the value of card benefits, minus annual fees.

All Cash Back Programs

Useful Resources & Links
Remove the guess work and find out which cards have a chance to offer you the best return based on your monthly or yearly spend across up to 20 different categories.
Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or qualified offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Get the top picks for best cash back credit cards from our partners. Details include bonus categories, rates & fees, reviews, and current welcome offers.

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