List of U.S. Cash Back Credit Cards

Cash Back Rewards
View the list of U.S. cash back credit cards, calculate how much cash back you can earn based on your spending, and compare results side by side.

View our directory of cash back credit cards and calculate how much cash back you can earn with any card based on your spend. Compare the results side by side up to two credit cards to find out which is best for you.

Looking for a cash back card, but don't know where to start? Use our Cash Back Credit Card Finder. The tool will list up to 10 of the best credit cards for earning cash back rewards based on the monthly or yearly spending amounts you enter.

American Express

Blue Cash Everyday® Card from American Express
Blue Cash Everyday Card from American Express
Annual Fee: $0
Rewards Rate
3%
Earn 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
2%
Earn 2% Cash Back at U.S. gas stations
1%
Earn 1% Cash Back on other purchases
$200 Back
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatch™ tool.
Blue Cash Preferred® Card from American Express
BCP
Annual Fee: $95
Rewards Rate
6%
Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
6%
Earn 6% Cash Back on select U.S. streaming subscriptions
3%
Earn 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
3%
Earn 3% Cash Back at U.S. gas stations
1%
Earn 1% Cash Back on other purchases
$350 Back
Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatch™ tool.
American Express Blue Business Cash™ Card
American Express Blue Business Cash Card
Annual Fee: $0
Rewards Rate
2%
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
1%
1% cash back on all eligible purchases after spending $50,000 per calendar year.
$250 Back
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
American Express Cash Magnet® Card
American Express Cash Magnet® Card
Annual Fee: $0
Rewards Rate
1.5%
Earn an unlimited 1.5% Cash Back on all purchases
$200 Back
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Bank of America

Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card
Annual Fee: $0
Rewards Rate
3%
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
2%
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
1%
Earn unlimited 1% on all other purchases.
$200 Back
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Bank of America® Unlimited Cash Rewards credit card
Bank of America® Unlimited Cash Rewards
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on all purchases.
$200 Back
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Bank of America® Business Advantage Customized Cash Rewards credit card
Bank of America® Business Advantage Customized Cash Rewards credit card
Annual Fee: $0
Rewards Rate
3%
Earn 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
2%
Earn 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
1%
Earn unlimited 1% cash back on all other purchases.
$300 Back
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on all purchases everywhere, every time.
$300 Back
Get a $300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening

Capital One

Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Annual Fee: $95
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
4%
Earn unlimited 4% cash back on dining, entertainment, and popular streaming services
3%
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
1%
Earn 1% on all other purchases.
$300 Cash Bonus
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
3%
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
1%
Earn 1% on all other purchases.
$200 Cash Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%
Earn unlimited 1.5% cash back on every purchase, every day
$200 Cash Bonus
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%
Earn unlimited 1.5% cash back on every purchase, every day
No Current Offer
Capital One Spark Cash Plus
Capital One Spark Cash Plus
Annual Fee: $150
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2%
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Up To $1,000 Cash Bonus
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
Capital One Spark Cash Select for Business
Capital One Spark Cash Select for Business
Annual Fee: $0
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
1.5%
Unlimited 1.5% cash back on every purchase with no minimums or expiration date
$500 Cash Bonus
Earn a $500 cash bonus when you spend $4,500 in the first 3 months.

Chase Bank

Chase Freedom Unlimited®
Chase Freedom Unlimited®
Annual Fee: $0
Rewards Rate
5%
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3%
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5%
1.5% on all other purchases
Up To $300 Back
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Annual Fee: $0
Rewards Rate
5%
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5%
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3%
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1%
Unlimited 1% cash back on all other purchases.
$200 Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Chase Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2%
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1%
Earn 1% cash back on all other card purchases with no limit to the amount you can earn
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

Citibank

Citi Custom Cashâ„  Card
Rewards Rate
5%
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
1%
Earn unlimited 1% cash back on all other purchases.
$200 Cash Back
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Citi® Double Cash Card
Rewards Rate
2%
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
No Current Offer

Upgrade

Annual Fee: $0
Rewards Rate
3%
Earn 3% back on home purchases which includes appliance stores, landscaping, home repairs, home improvement stores, hardware stores, and furniture stores
3%
Earn 3% back on auto purchases which includes car washes, auto repairs, auto part stores, car dealership purchases, and towing services
3%
Earn 3% back on health purchases which includes gym memberships, gym equipment purchased directly from vendor, sporting good stores, pharmacies, doctor offices, health and beauty services, and spas
1%
Earn 1% back on all other purchases
$200 Bonus
Get a $200 bonus when you open and fund a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening.
Annual Fee: $0
Rewards Rate
1.5%
Earn an unlimited 1.5% cash back on all purchases
$200 Bonus
Get a $200 bonus when you open and fund a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening.

Alliant Credit Union

Alliant Cashback Visa® Signature Credit Card

AOD Credit Union

AOD VISA Signature Credit Card

Citizens Bank

Cash Back Plus™ World Mastercard®

Credit One Bank

Platinum X5 Visa
Credit One Bank American Express® Card
Platinum Visa For Rebuilding Credit
Platinum Rewards Visa with No Annual Fee
Platinum Visa
NASCAR® American Express® Card

Cash Back Credit Card Finder

Use the Cash Back Calculator to determine which cards earns you the most cash back by inputting your monthly and yearly spend amounts.

Results will be sorted by net return which is calculated by taking the average value of the rewards earned, adding the average value of card benefits, and subtracting any annual fees the card has.

Results will consist of cash back credit cards from our partners as well as other top-rated credit cards in the market.

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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.