Citi is an American multinational bank headquartered out of New York City, New York that offers banking and financial services worldwide. Citi offers cash back and Citi ThankYou Points credit cards. They also offer co-branded credit cards for a handful of retailers like Costco and Best Buy.
Citi Cash Back Credit Cards
Citi offers two cash back credit cards. The Citi Double Cash Card is one of the best flat-rate cash back credit cards on the market and the Citi Custom Cash Card is a top-tier cash back card for earning 5% back on a select category of your choice.
Pair both of these cards together and you have yourself a solid cash back credit card combo.
Citi ThankYou Points
Cash back earned with Citi can be converted to ThankYou Rewards Points. If you own the Citi Prestige® Card or Citi Premier® Card, you'll be able to transfer ThankYou Points to Citi's airline partners which can make your points worth more than 1 cent each.
If you plan on redeeming rewards for travel and want to maximize your value, I highly suggest you pair Citi's cash back and ThankYou Rewards credit cards.
- Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Annual $100 Hotel Savings Benefit
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Redeeming Citi Cash Back
Cash back earned with Citi can be redeemed for checks, statement credits or gift cards. Cash back can also be converted to Citi ThankYou Points at a rate of 1 cent for 1 point for those who have the Citi Chairman, Citi Prestige, or Citi Premier credit cards.
Citi Comparison Calculators
Review our side-by-side breakdowns of popular credit card comparisons and calculate rewards across all featured cards. Find out which cards earn you the most rewards and the best return on your spend.