Citibank Cash Back Credit Card Calculators

Cash Back Calculators
Calculate how much cash back you can earn with Citibank credit cards based on spend and compare the results side by side top cards.

Citi is an American multinational bank headquartered out of New York City, New York that offers banking and financial services worldwide. Citi offers cash back and Citi ThankYou Points credit cards. They also offer co-branded credit cards for a handful of retailers like Costco and Best Buy.

Citi Cash Back Credit Cards

Citi offers two cash back credit cards. The Citi Double Cash Card is one of the best flat-rate cash back credit cards on the market and the Citi Custom Cash Card is a top-tier cash back card for earning 5% back on a select category of your choice.

Pair both of these cards together and you have yourself a solid cash back credit card combo.

5% Back On Select Category
Best For Flat-Rate Cash Back

Citi ThankYou Points

Cash back earned with Citi can be converted to ThankYou Rewards Points. If you own the Citi Prestige® Card or Citi Premier® Card, you'll be able to transfer ThankYou Points to Citi's airline partners which can make your points worth more than 1 cent each.

If you plan on redeeming rewards for travel and want to maximize your value, I highly suggest you pair Citi's cash back and ThankYou Rewards credit cards.

Citi Premier® Card
Citi Premier Card
Intro Bonus
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Rewards Rate
3X
Earn 3X points per $1 spent at Restaurants and Supermarkets
3X
Earn 3X points per $1 spent at Gas Stations, Air Travel, and Hotels
1X
Earn 1X points per $1 spent on all other purchases
Main Card Highlights
  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Annual $100 Hotel Savings Benefit
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Specialty Calculators

Maximize your rewards with Citi. Calculate which Citi credit cards will earn you the most rewards and give you the best return based on your spend and get our top picks for best Citi credit cards.

Redeeming Citi Cash Back

Cash back earned with Citi can be redeemed for checks, statement credits or gift cards. Cash back can also be converted to Citi ThankYou Points at a rate of 1 cent for 1 point for those who have the Citi Chairman, Citi Prestige, or Citi Premier credit cards.

Citi Comparison Calculators

Review our side-by-side breakdowns of popular credit card comparisons and calculate rewards across all featured cards. Find out which cards earn you the most rewards and the best return on your spend.

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