Cash Back Calculator: Discover Cash Back Credit Cards

Discover offers three cash back credit cards. The most popular card is the Discover it Cash Back credit card which earns 5% cash back on quarterly rotating categories. It also has no annual fee which makes it easily worth grabbing up.

Discover it® Cash Back

Features quarterly rotating 5% cash back categories. All other purchases earn 1% back. No annual fee. Discover will match the cash back you've earned at the end of your first year.

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Discover it® Chrome

Earns 2% cash back on gas station and restaurant purchases and 1% back on all other purchases. No annual fee. Discover will match the cash back you've earned at the end of your first year.

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Discover it® Business Card

Earns 1.5% cash back on all purchases. No annual fee. Discover will match the cash back you've earned at the end of your first year.

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Discover it® Cash Back Referral

If you want to earn a $50 sign up bonus on top of the normal bonus and help out the site, you can apply through the referral link below.

Apply (Referral)

Redeeming Discover Cash Back

Cash back earned with Discover Cards can be redeem for cash, gift cards, charity, and at checkout on Amazon.com. Cash redemptions can be applied to your bill as a statement credit or it can be deposited electronically into your account. Gift cards will usually get you a little over 1 cents in value depending on your redemptions. For example many $50 gift cards only cost $45 in Discover Cash Back giving you a little bit of bonus value. Amazon and charity donations are also available with $1 in Discover Cash Back equaling an even $1 to spend with Amazon or $1 donated to charity.