Discover is an American financial services company based out of Riverwoods, Illinois. They offer a handful of credit cards through their own card network brand Discover, meaning you will not find Discover credit cards with a VISA, Mastercard, AMEX network logo on it.
Discover also owns Diners Club International and the Pulse network.
Discover offers three cash back credit cards. The most popular card is the Discover it Cash Back credit card which earns 5% cash back on quarterly rotating categories. It also has no annual fee which makes it easily worth grabbing up.
Redeeming Discover Cash Back
Cash back earned with Discover Cards can be redeem for cash, gift cards, charity, and at checkout on Amazon.com. Cash redemptions can be applied to your bill as a statement credit or it can be deposited electronically into your account. Gift cards will usually get you a little over 1 cents in value depending on your redemptions. For example many $50 gift cards only cost $45 in Discover Cash Back giving you a little bit of bonus value. Amazon and charity donations are also available with $1 in Discover Cash Back equaling an even $1 to spend with Amazon or $1 donated to charity.