Cash Back Calculator: Discover Cash Back Credit Cards

Discover offers several great cash back cards that can earn you valuable rewards. Calculate cash back based on spend and compare credit cards side by side.

Discover is an American financial services company based out of Riverwoods, Illinois. They offer a handful of credit cards through their own card network brand Discover, meaning you will not find Discover credit cards with a VISA, Mastercard, AMEX network logo on it.

Discover also owns Diners Club International and the Pulse network.


Discover it Cash Back Credit Cards

Discover offers three cash back credit cards. The most popular card is the Discover it Cash Back credit card which earns 5% cash back on quarterly rotating categories. It also has no annual fee which makes it easily worth grabbing up.

Features quarterly rotating 5% cash back categories. All other purchases earn 1% back. No annual fee. Discover will match the cash back you've earned at the end of your first year.
Earns 2% cash back on gas station and restaurant purchases and 1% back on all other purchases. No annual fee. Discover will match the cash back you've earned at the end of your first year.
Earns 1.5% cash back on all purchases. No annual fee. Discover will match the cash back you've earned at the end of your first year.
Discover it® Cash Back
Discover it® Cash Back Referral
If you want to earn a $50 sign up bonus on top of the normal bonus and help out the site, you can apply through the referral link below.

Redeeming Discover Cash Back

Cash back earned with Discover Cards can be redeem for cash, gift cards, charity, and at checkout on Amazon.com. Cash redemptions can be applied to your bill as a statement credit or it can be deposited electronically into your account. Gift cards will usually get you a little over 1 cents in value depending on your redemptions. For example many $50 gift cards only cost $45 in Discover Cash Back giving you a little bit of bonus value. Amazon and charity donations are also available with $1 in Discover Cash Back equaling an even $1 to spend with Amazon or $1 donated to charity.


Other Discover Calculators
Discover has one credit card in it's Discover Miles program that earns an unlimited 1.5X miles on all purchases. Calculate how many you can earn and the cash value of Discover it Miles.
Get the list of all Discover credit cards this site covers and calculate rewards based on spend.

Useful Resources & Links
Remove the guess work and find out which cards have a chance to offer you the best return based on your monthly or yearly spend across up to 20 different categories.
The full list of cash back programs this website covers and access to their calculators.
Input how much you spend across different categories to get a list of the best cash back credit cards. Also, get our top picks for best cash back credit cards.

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