Discover Cash Back Calculators

Calculate how much cash back you can earn with Discover credit cards based on monthly/yearly spend and compare the results against top rewards cards.

Program Details

Discover is an American financial services company based out of Riverwoods, Illinois. They offer a handful of credit cards through their own card network brand Discover, meaning you will not find Discover credit cards with a VISA, Mastercard, AMEX network logo on it.

Discover also owns Diners Club International and the Pulse network.

Credit Card Rewards Calculators

The Discover Cash Back Credit Card Calculators will calculate how much cash back you can earn with Discover cash back credit cards based on your monthly and yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the card benfits, and annual fees.

Compare credit cards side by side based on spend, benefits and fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

U.S. Discover Cash Back Credit Card Calculators

Discover offers three no-annual fee cash back credit card options for those in the United States. You have the very popular Discover IT card which features rotating categories like the Chase Freedom Flex, the Discover IT Chrome Card which earns cash back across gas and dining, and the Discover IT Business Card which earns at a flat rate of cash back for all purchases. All of these cards feature the Discover Cash Back Match benefit in which Discover will match the amount of cash back you earn the first year. This gives you the ability to earn a lot of cash back the first year of having any Discover card.

Cash back earned with Discover Cards can be redeem for cash, gift cards, charity, and at checkout on Amazon.com. Cash redemptions can be applied to your bill as a statement credit or it can be deposited electronically into your account. Gift cards will usually get you a little over 1 cents in value depending on your redemptions. For example many $50 gift cards only cost $45 in Discover Cash Back giving you a little bit of bonus value. Amazon and charity donations are also available with $1 in Discover Cash Back equaling an even $1 to spend with Amazon or $1 donated to charity.


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