The Fifth Third TRIO credit card is a decent cash back card that offers a 2%-3% return across great everyday categories. The only drawback is that the categories have a relatively low cap of $1,500 in combined spend per quarter. If you're a heavy spender, the TRIO card will more than likely not fit the bill. You can earn uncapped rewards with the TRIO Preferred Credit Card which is exclusively for Fifth Third Preferred Banking clients.
|Authorized User Fee|
|Foreign Transaction Fee|
The Fifth Third TRIO Credit Card features 4 bonus categories which are restaurants, gas, grocery, and drug stores. All of these categories share a combined cap of $1,500 per quarter. Once you hit that cap, you'll earn at the non-category rate for the remainder of the quarter. Quarters are defined as January-March, April-June, July-September, and October-December.
- 3% Restaurants
- 2% Gas
- 2% Grocery
- 2% Drug Stores
- 1% Non-Category
Perks & Benefits
The Fifth Third TRIO Credit Card comes with a few benefits that can be useful including savings on food and shipping costs.
- Postmates Benefits
- 5% off of orders of $25 or more.
- ShopRunner Membership
- Cell Phone Protection
- onefinestay Benefits
- Get a 10% discount when booking at onefinestay properties.
- Mastercard Benefits
- Mastercard Travel Services
- Mastercard Global Service
- MasterRental Insurance
- Mastercard Priceless Cities
- Mastercard ID Theft Protection
- TPC Private Club Access
Sign Up Bonus
The standard sign up bonus for the Fifth Third TRIO Credit Card is $100 after you spend $1,000 within the first 90 days of opening your account. The card also comes with 0% introductory APR on balance transfers for the first 12 billing cycles.
The Fifth Third TRIO Credit Card has no annual fee.
Authorized User Fee
There is no fee to add additional cardholders to the Fifth Third TRIO Credit Card.
Foreign Transaction Fee
The Fifth Third TRIO Credit Card has a 0% foreign transaction fee which makes it a decent choice for international spending.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.