USAA Cash Back Calculators

Calculate how much cash back you can earn with USAA cash back credit cards based on your monthly/yearly spend and compare side-by-side top rewards cards.

Program Details

USSA is a financial services group based out of San Antonio, Texas that offers services worldwide. They offer a handful of cash back credit cards in which you can redeem your rewards as a credit to your USAA account or deposit into your USAA checking or savings account.

You'll need to be a USAA member in order to pick up a USAA credit card. You can become a member for free if:

  • You're in the U.S. military or were honorably discharged
  • You're joining the U.S. military
  • Your parent or spouse is (or was) a USAA member

Credit Card Rewards Calculators

The USAA Cash Back Calculators will calculate how much cash back you can earn with USAA cash back credit cards based on your monthly and yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much the benefits are worth to you, and any annual fees the card may have.

Compare credit cards side by side based on spend.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

U.S. USAA Cash Back Credit Card Calculators

USAA has two cash back earning credits cards. The USAA Cashback Rewards Plus Card offers high returns on gas station and military based purchases and a decent return on grocery while the USAA Preferred Cash Rewards Visa offers an unlimited 1.5% cash back on all purchases making it a good card to pair with the Cashback Rewards Plus Card.


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