The Cash Wise Visa Card is a 1.5% cash back card offered by Wells Fargo. Besides the Wells Fargo Cash Back College Card, there's no other Wells Fargo cash back cards to pair this with to create a power combo like you can with other cash back programs. If you're looking to earn a flat rate of 1.5% cash back, this is another card to choose from in the pool of many similar cards.
|Authorized User Fee|
|Foreign Transaction Fee|
The Wells Fargo Cash Wise Visa Card does not feature any bonus categories and instead earns cash back at a flat rate. You'll earn 1.5% cash back per $1 spent on all eligible purchases ran through the card. You can also earn a small bonus during your first 12 months of using the card through a qualified mobile wallet.
- 1.5%-1.8% All Purchases
- 1.8% cash back (bonus 0.3%) on all mobile wallet purchases (such as Apple Pay and Google Pay) made within the first 12 months of card membership.
Perks & Benefits
Wells Fargo Cash Wise Visa Cardholders can earn you bonus rewards shopping through the Earn More Mall. It also comes with a small amount of travel and purchase protections.
- Earn More Mall Portal
- Earn bonus rewards shopping popular stores and brands on the portal.
- Cash back rewards earned through the portal is deposited directly into your cash back balance.
- Travel & Purchase Coverage
Sign Up Bonus
The standard Wells Fargo Cash Wise Visa Card sign up bonus is $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months. The Cash Wise Visa Card also offers 0% APR introductory offer on purchases and balance transfers.
The Wells Fargo Cash Wise Visa does not have an annual fee.
Authorized User Fee
There is no fee for adding authorized users to the Cash Wise Visa. I would recommend adding friends or family members to earn cash back faster.
Foreign Transaction Fee
The Wells Fargo Cash Wise Visa has a 3% foreign transaction fee. This means you will lose cash back at twice the rate you can earn it if you use this card internationally.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.