Airline Credit Card Miles - Calculate Rewards & Compare

Use our airline credit card miles calculators to find out which credit cards earn you the most points and best return based on spend, benefits, and fees.

Airline credit card miles are the best option if you're loyal to a specific airline and you want to earn rewards that can be redeemed towards airline expenses. This can include flights, seat upgrades, and lounge access.

This page details the best airline credit cards for miles and provides a calculator to help you estimate which cards will offer you the best value.

Each listed airline credit card also has it's own rewards calculator that you can use to calculate rewards and compare side by side any other card featured on the site.

You can also jump down to the Best Credit Cards For Airlines Calculator which will calculate which credit cards are best options based on your spend.

If you want to view our available calculators for every airline, you can click here.

American Airlines Credit Card Miles

American Airlines offers a total of six AAdvantage credit cards that you can use to earn miles. These cards offer benefits such as free checked bags, discounts on in-flight food and beverage purchases, and Admirals Club® membership.

Best Entry Level Card For AA

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Citi / AAdvantage Platinum Select World Elite Mastercard
Rewards Rate
2X
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
2X
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Intro Bonus
View Issuer's Website
Main Card Highlights
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
Annual Fee
$0 for the first year, then $99
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best For No Annual Fee

American Airlines AAdvantage MileUpâ„  Card
American Airlines AAdvantage MileUp Card
Intro Bonus
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Rewards Rate
2X
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
2X
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X
Earn 1 AAdvantage® mile for every $1 spent on other purchases
Main Card Highlights
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Best For Admirals Club Membership

Citi® / AAdvantage® Executive World Elite Mastercard®
Intro Bonus
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Rewards Rate
2X
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X
Earn 1 AAdvantage® miles for every $1 spent on other purchases
Main Card Highlights
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Annual Fee
$450
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Entry Level Business Card For AA

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
CitiBusiness / AAdvantage Platinum Select Mastercard
Rewards Rate
2X
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
2X
Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
1X
Earn 1 AAdvantage® mile per $1 spent on other purchases
Intro Bonus
View Issuer's Website
Main Card Highlights
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
Annual Fee
$0 for the first year, then $99
Authorized User Fee
$0
Foreign Transaction Fee
0%

Delta Airlines Credit Card Miles

Delta offers a total of seven SkyMiles credit cards. These cards are split up into four tiers which, from lowest to highest, are: Blue, Gold, Platinum, and Reserve.

Delta's credit cards offer everything from flight discounts to full Delta SkyClub Membership. Several cards also offer annual companion passes where you can take someone on a trip with you for just the cost of taxes and fees.

Best For Saving On Checked Bags

Delta SkyMiles® Gold American Express Card
Delta SkyMiles Gold American Express Card
Intro Bonus
Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
Rewards Rate
2X
Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
1X
Earn 1X Mile on all other eligible purchases.
Main Card Highlights
  • Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening, then a variable 15.74%-24.74%. Offer expires 7/28/2021.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Overall Card For Delta Travelers

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles Platinum American Express Card
Intro Bonus
Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
Rewards Rate
3X
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
2X
Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
1X
Earn 1X Miles on all other eligible purchases.
Main Card Highlights
  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening, then a variable 15.74%-24.74%. Offer expires 7/28/2021.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
Annual Fee
$250
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Overall Card For Delta Business Travelers

Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Intro Bonus
Welcome Offer: Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
Rewards Rate
3X
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
1.5X
Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year.
1X
1 Mile on every eligible dollar spent on other purchases.
Main Card Highlights
  • Welcome Offer: Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
  • Terms and limitations apply.
Annual Fee
$250
Authorized User Fee
$0
Foreign Transaction Fee
0%

Southwest Airlines Credit Card Points

Southwest offers a total of five credit cards that you can use to earn Rapid Rewards Points on your everyday spending.

Southwest credit cards feature several benefits including anniversary points, travel credits, upgraded bookings, and discounts on in-flight purchases.

Best For Maximum Benefits with Southwest

Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards Priority Credit Card
Intro Bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
Rewards Rate
3X
Earn 3 points per $1 spent on dining, including takeout and eligible delivery services, for the first year.
2X
Earn 2 points per $1 spent on Southwest® purchases.
1X
Earn 1 point per $1 spent on all other purchases.
Main Card Highlights
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months..
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on in-flight drinks and WiFi.
Annual Fee
$149
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Low-Fee Option For Southwest

Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
Intro Bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
Rewards Rate
3X
Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
2X
Earn 2 points per $1 spent on Southwest® purchases.
1X
Earn 1 point per $1 spent on all other purchases.
Main Card Highlights
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
Annual Fee
$69
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Business Card For Southwest Points

Southwest Rapid Rewards® Performance Business Credit Card
Southwest Rapid Rewards® Performance Business Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3 points for every $1 you spend on Southwest Airlines® purchases.
2X
Earn 2 points for every $1 you spend on social media and search engine advertising; internet, cable, and phone services.
1X
Earn 1 point for every dollar you spend on all other purchases.
Main Card Highlights
  • Receive 9,000 bonus points after your Cardmember anniversary.
  • Enjoy complimentary cardmember seat upgrades, when available, up to four times a year.
  • Inflight WiFi Credit
  • Global Entry or TSA Pre✓® Fee Credit up to $100 every 4 years
  • No foreign transaction fees
Annual Fee
$199
Authorized User Fee
$0
Foreign Transaction Fee
0%

United Airlines Credit Card Miles

United Airlines offers six credit cards that earn United Miles on your spend.

Benefits of United credit cards include a free checked bag, priority boarding privileges, discounts on in-flight purchases, and United Clubâ„  membership.

Best Entry Level Card For United

Unitedâ„  Explorer Card
United Explorer Card
Intro Bonus
Up to 70,000 Bonus Miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10,000 bonus miles after you spend $6,000 in the first 6 months.
Rewards Rate
2X
Earn 2 miles per $1 spent on hotel stays and United purchases
2X
Earn 2 miles per $1 spent at restaurants and eligible delivery services
1X
Earn 1 mile per $1 spent on all other purchases
Main Card Highlights
  • Up to $100 Global Entry or TSA PreCheck® fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Clubâ„  with 2 one-time passes each year for your anniversary
Annual Fee
$0 the first year, then $95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best No Annual Fee Card For United Miles

United Gatewayâ„  Card
United Gateway Card
Intro Bonus
Earn up to 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, an additional 15,000 bonus miles after you spend $3,000 in the first 6 months.
Rewards Rate
2X
Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
1X
Earn 1 mile per $1 spent on all other purchases
Main Card Highlights
  • No annual fee and no foreign transaction fee.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best For Maximum United Benefits

United Questâ„  Card
United Quest Card
Intro Bonus
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, an additional 20,000 bonus miles after you spend $10,000 in the first 6 months
Rewards Rate
3X
Earn 3X miles on United purchases.
2X
Earn 2X miles at restaurants, on select streaming services & all other travel.
1X
Earn 1X miles on all other purchases.
Main Card Highlights
  • Earn 80k bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, an additional 20k bonus miles after you spend $10,000 in the first 6 months
  • $250 Annual Fee
  • Earn 3X miles on United® purchases, 2X miles at restaurants, on select streaming services & all other travel, 1X on all other purchases
  • Earn 3X miles on United Airlines purchases
  • Earn 2X miles at restaurants and on select streaming services
  • Earn 2X miles on all other travel
  • Earn 1X mile on all other purchases
  • Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
Annual Fee
$250
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best Entry Level Business Card For United

United Business Card
United Business Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2X miles on United purchases
2X
Earn 2X miles at gas stations and office supply stores
2X
Earn 2X miles on dining and local transit
1X
Earn 1X miles on all other purchases
Main Card Highlights
  • 2 United Club one-time passes per year
  • Free first checked bag for you and a companion, save up to $140 per roundtrip
  • Priority boarding
  • $100 United travel credit after 7 United flight purchases of $100 or more each card anniversary year.
  • 25% back on United inflight purchases
  • Earn 500 PQP for every $12,000 you spend on purchases with your Business Card, up to 1,000 PQP in a calendar year
  • No foreign transaction fees
Annual Fee
$99
Authorized User Fee
0
Foreign Transaction Fee
0%

Credit Card Rewards For All Airlines

If you're not loyal to any specific airline and you want to earn credit card rewards that can be used towards any airline, you'll want to pick up a credit card that earns general travel rewards.

Travel credit card rewards are flexible points and miles that can be used to cover general travel expenses such as airfare, hotels, and car rentals. Several of these programs also allow you to transfer points to airline and hotel partners which adds another layer of flexibility.

Below are a few of our top picks for best travel rewards credit cards for airlines. You can check out our list of best airline credit cards to get the full list.

Best Overall Card For General Travel

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Intro Bonus
Limited Time Offer: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
Rewards Rates
2X
Earn an unlimited 2X miles per $1 spent on every purchase, every day.
Main Card Highlights
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
  • No foreign transaction fees
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best For Flexible Rewards

Chase Sapphire Preferred®
Chase Sapphire Preferred
Intro Bonus
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Rewards Rates
2X
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel.
1X
1X points per dollar spent on all other purchases.
Main Card Highlights
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backâ„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Best For Dining Out & Big Supermarket Spenders

American Express® Gold Card
American Express® Gold Card
Intro Bonus
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Rewards Rates
4X
Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery.
4X
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
1X
Earn 1X Membership Rewards® point on all other purchases.
Main Card Highlights
  • Rose Gold is back. You can now choose between Gold or Rose Gold.
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • Get up to 12 complimentary months of an Uber Eats Pass subscription when you enroll with your Gold Card by 12/31/21.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Annual Fee
$250
Authorized User Fee
$0 for the first five add'l cards, then $35 per card for the sixth card onward
Foreign Transaction Fee
0%

Best For Dining Out & Travel

Citi Premier® Card
Citi Premier Card
Intro Bonus
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Rewards Rate
3X
Earn 3X points per $1 spent at Restaurants and Supermarkets
3X
Earn 3X points per $1 spent at Gas Stations, Air Travel, and Hotels
1X
Earn 1X points per $1 spent on all other purchases
Main Card Highlights
  • Annual $100 Hotel Savings Benefit
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Transferable Credit Card Rewards

Travel credit card rewards earned with several programs can be transferred directly to frequent flyer accounts. This gives you alternative ways to build and maximize your earnings with different airlines.

These type of credit cards typically offer higher earning rates than your standard airline credit cards across several bonus categories. You'll want to find the perfect mix of travel rewards credit cards and airline rewards credit cards that satisfies your spend habits as well as any benefits you may be looking for with a specific airline.

The table below lists the transfer partners of each top travel rewards programs. Only U.S.-based airline partners are listed.

Transferable Credit Card Rewards Points
Program Transfer Partners
American Express Membership Rewards
Chase Ultimate Rewards
Citi ThankYou Rewards
Capital One Venture & Spark Rewards

Best Credit Cards For Airlines Calculator

Use the Best Credit Cards For Airlines Calculator to get an idea of which credit cards will offer you the most rewards and best return based on your spend.

Results will consist of top-rated airline credit cards and travel rewards credit cards from our partners. These results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees.

When deciding on a card, be sure to also consider the benefits that a card offers and not just the overall return. If you're loyal to an airline, it may be worth picking up both travel rewards credit cards and a co-branded airline card.

Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Get The Best Cards to get the list of results.
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Spend Duration

You can set the duration of the spend for the categories listed above. If you're looking for the best card for only n-months worth of spend, this is where you change the option.

If you want to calculate based on a full year of spending, you can leave it set to a duration of '1 Year'.

Adjust Transferable Points

Some rewards programs allow you to transfer your earned points to airline, hotel, and other loyalty programs. These programs will generally have higher point values when doing such.

Since these matter so much when choosing a credit card, you can enter your own point value for these programs to include in the calculations.

When set to zero (0), they will calculate based on The Point Calculator's valuations. Any non-zero value you enter will be used in the calculations.

You can click on the to learn more about the value of the currency when applicable (opens in a new tab/window). Depending on the calculations, all programs listed below may not be featured in the results.

Results

Note: Results may take a few seconds to generate after doing a search. The results and values listed are estimates to help guide you towards making the best decision. They are for illustrative purposes only.
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