PenFed Credit Cards

Review the benefits of PenFed credit cards, calculate PenFed cash back and PenFed Points based on spend, and compare results against top credit cards.

PenFed Cash Back Credit Cards

PenFed offers one cash back credit card that earns a flat rate of cash back on all purchases. If you're a PenFed Honors Advantage Member, you'll be able to earn bonus cash back which can make the card worthwhile if you're looking to bank with PenFed.

Earns 2% cash back on all purchases as a PenFed Honors Advantage Member or 1.5% back as a non-member. No annual fee.

PenFed Points Credit Cards

PenFed offers two credit cards that earn PenFed Rewards Points. Both cards offer a solid return across the categories presented on them and well worth picking up if you're looking to bank with PenFed. You can pair these cards together for great earnings or with a PenFed Cash Back credit card.

Earns 3X points on travel and 1.5X on everything else. PenFed Honors Advantage Members earn 4X on travel. Benefits include an annual $100 domestic air ancillary travel statement credit, up to $100 Global Entry or TSA PreCheck credit, and Priority Pass Membership.
Earns 5X points on gas, 3X on groceries, and 1X on everything else.

Useful Resources & Links
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Updated 2021-04-26 By Robert Flowers III

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