Hilton Honors Points Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into this calculator to get a list of up to 10 credit cards that will earn you the most Hilton Honors points. This includes credit cards that earn Hilton Honors points directly and credit cards that earn rewards that can be transferred to your Hilton Honors account.

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Category Spending

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

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Spend Region:

Income Requirement

Income Type

Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.

Income Maximum

Select the maximum income requirement you want listed in your top picks.

Calculator Options

Personal & Business Cards

Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.

Include Intro Bonuses?

If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will earn you the most rewards and best value based on the spend amounts you entered

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Best Credit Cards

Listed below are up to 10 of the best rewards credit cards based on the spend you entered. You can click on a card to learn more from our partners (when applicable).

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Rewards Cards

If you're looking to earn a solid return on your spend, rewards credit cards are the way to go. These cards offer general rewards that can be used towards a number of different redemptions including cash back, statement credits, travel, gift cards, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Co-branded credit cards offer benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many co-branded hotel cards offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee Cards

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

No Foreign Transaction Fee Cards

When you make a charge with your credit card outside of the U.S., many card issuers will charge you a foreign transaction fee which is typically around 3% of the purchase price. Luckily, many credit cards waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel.

^**Amount of rewards when transferred to program.

Hilton Honors points calculators

Use our calculators to calculate everything from how many Hilton Honors points you can earn with credit cards based on your spend to the cash value of Hilton Honors points based on redemption.

These calculators and guides are all about maximizing your spend and earning the most Hilton Honors points per dollar spent.

Best Hilton Credit Cards (+ Rewards Calculator)

View the best credit card offers along with our top picks for earning Hilton Honors points.

Hilton Honors Points Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into our calculator to find out which credit cards will earn you the most Hilton Honors points per $1.

Use our Hilton credit card calculators to estimate how many points you can earn and the cash value of the card based on the spend amounts you enter, how much you value benefits, and annual fees.

Our calculators allow you to compare up to two additional credit cards side by side based on same or different spend. Plus, all spend amounts you enter in the Primary card's column rolls over to all credit card rewards calculators on the site!

Hilton Honors American Express Aspire Card

Best for maximum benefits and visits to Hilton resorts.

Hilton Honors American Express Surpass® Card

Best overall for most Hilton travelers.

Hilton Honors American Express Card

Best for earning points at no annual fee.

Hilton Honors American Express Business Card

Best business credit card for Hilton.

Need more points? Check out our calculators and guides on transferring rewards to Hilton, buying points to top off your account, and earning points on hotel stays.