Hotel Credit Card Rewards Calculators

Hotel credit card rewards are the best option if you're looking to maximize your rewards with a specific hotel chain. These rewards are typically best used for free and discounted nights.

Most hotel credit cards also grant special benefits when staying at brands of the hotel. This includes benefits such as an annual free night, complimentary elite status, late check-out, bonus points, and much more.

If you have a favorite hotel chain and they offer a co-branded credit card, I consider reviewing the benefits of the card to see if it's worth picking up. Sometimes just holding the cards for the benefits alone can be worth it, even if you don't spend a dime across the card.

• Best Hotel Rewards Credit Cards
• Marriott Bonvoy Credit Cards
• Hilton Honors Credit Cards
• World of Hyatt Credit Cards
• IHG Rewards Club Credit Cards
• Wyndham Rewards Credit Cards
• Hotel Rewards Calculators By Program
• Calculate Hotel Credit Card Rewards

Best Hotel Rewards Credit Cards

Just about all of the major U.S. hotel chains offer at least one co-branded credit card. These cards typically come with valuable benefits that can save you money in the long run.

Two of the most popular benefits of hotel rewards credit cards are annual free nights and complimentary elite status. These benefits alone can sometimes offer value that is double and triple the cost of the annual fee.

Listed below are a few of the top hotel rewards credit cards available. You can also check out our full list and calculate which cards earn you the most rewards based on your spending habits.

Hilton Honors American Express Surpass® Card

Earn Up To 180,000 Points

Terms Apply

Marriott Bonvoy Boundless™ Credit Card

125,000 Bonus Points

Terms Apply

World of Hyatt Credit Card

Earn Up To 60,000 Points

Terms Apply

Best Hotel Credit Cards For September 2021

Calculate which hotel credit cards earn you the best return and get our list of top picks.

Marriott Bonvoy Credit Cards

Marriott has a total of four available credit cards with two of them being under Chase and the other two being under American Express.

Marriott credit cards offer the highest amount of points you can earn when it comes to spending at Marriott properties. Amongst other benefits, most of their cards offer an annual free night which can easily offer significantly more value the annual fee of the cards.

If you enjoy staying at Marriott brand hotels, you'll want to have at least one of their co-branded credit cards though it could make sense to have more than one due to the value of the benefits each card offers (I have four myself).

Best Entry Level Card For Marriott

Marriott Bonvoy Boundless™ Credit Card

View All Offers Rewards Calculator

Intro Bonus

125,000 Bonus Points

Rewards Rate

6X

Earn 6X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™

2X

Earn 2X Bonvoy points for every $1 spent on all other purchases.

Show Details

Main Card Highlights

• For a Limited Time Only! Earn 125,000 Bonus Points and 1 Free Night Award after you spend $5,000 on purchases in the first 3 months from account opening.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™ thanks to complimentary elite status.
• 2X Bonvoy points for every $1 spent on all other purchases.
• Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
• 15 Elite Night Credits each calendar year.
• No Foreign Transaction Fees.
• Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.

Annual Fee

$95

Authorized User Fee

$0

Foreign Transaction Fee

0%

Marriott Bonvoy Brilliant™ American Express® Card

Best For Maximum Value & Benefits

Marriott Bonvoy Business™ American Express® Card

Best For Marriott Business Travelers

Marriott Bonvoy Bold™ Credit Card

Best For No Annual Fee

Marriott Bonvoy Points Value Calculator

Calculate the cash value of Marriott Bonvoy Points.

Hilton Honors Credit Cards

Hilton offers several of the best credit cards in the market. This is due to the high returns these cards offer across popular categories as well as the fantastic benefits each card offers.

Hilton offers a credit card pretty much for every type of Hilton traveler, this includes a no-annual fee card, premium card, and a card that falls perfectly in-between. They also offer a business card if you're looking to earn business credit card rewards.

Each Hilton credit card offers a different level of Hilton Honors elite status. You'll want heavily base your decision off of which tier of status fits your travel lifestyle the best.

Best Well-Rounded Card For Hilton

Hilton Honors American Express Surpass® Card

See Rates & Fees

Terms Apply.

View All Offers Rewards Calculator

Intro Bonus

Earn Up to 180,000 Hilton Honors Bonus Points

Rewards Rate

12X

Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.

6X

Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations

3X

Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

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Main Card Highlights

• Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.
• Plus, you can earn an additional 50,000 Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
• Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
• Terms Apply.

Annual Fee

Enjoy $0 intro Annual Fee for the first year, then $95

Authorized User Fee

$0

Foreign Transaction Fee

0%

Hilton Honors American Express Card

Best For No Fees

Hilton Honors American Express Aspire Card

Best For Frequent Hilton Travelers

The Hilton Honors American Express Business Card

Best For Hilton Business Travelers

Hilton Honors Points Value Calculator

Calculate the cash value of Hilton Honors Points.

World of Hyatt Credit Cards

The World of Hyatt program offers one credit card through Chase. The card offers a high return on Hyatt spend along with several additional benefits such as complimentary elite status and an annual free night award which is worth more than the annual fee of the card itself.

Hyatt is a direct transfer partner of Chase Ultimate Rewards. You can transfer Ultimate Rewards Points directly to your World of Hyatt account at a 1:1 ratio which opens up several other credit cards you can use to rapidly earn Hyatt Points through spend and intro bonuses.

If you're a frequent guest of Hyatt, you'll want to make sure to pick up the Chase Hyatt Credit Card and pair it with Chase's line-up of Ultimate Rewards and cash back credit cards.

Best For Hyatt Travelers

Chase World of Hyatt Card

View All Offers Rewards Calculator

Intro Bonus

Earn up to 60,000 bonus points.

Rewards Rate

4X

Earn 4 bonus Hyatt Points per $1 spent at Hyatt Hotels

2X

Earn 2 bonus Hyatt Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

1X

Earn 1 bonus Hyatt Point per $1 spent on all other purchases

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Main Card Highlights

• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
• Limited Time Offer: Apply by 9/30/21 and upon approval you’ll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card

Annual Fee

$95

Authorized User Fee

$0

Foreign Transaction Fee

0%

Chase Sapphire Preferred®

Transfer Partner

Best For Earning Points Transferable To Hyatt

Hyatt Points Value Calculator

Calculate the cash value of Hyatt Points.

IHG Rewards Club Credit Cards

IHG offers two IHG Rewards Club credit cards through Chase. These cards offer high earnings on IHG purchases, access to IHG's fourth night free benefit, and complimentary elite status. The Premier version also offers a free annual night which (as usual) can be redeemed for more than the annual fee of the card.

If you're short on points, both cards also provide a discount when you buy IHG Points from their portal. You can also transfer Chase Ultimate Rewards Points directly to your IHG Rewards Club account at a 1:1 ratio if you need to top off your account.

Best Overall Card For IHG

IHG® Rewards Club Premier Credit Card

View All Offers Rewards Calculator

Intro Bonus

Earn 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening

Rewards Rate

10X

Earn 10 points per $1 spent at IHG properties

2X

Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants

1X

Earn 1 point per $1 spent on all other purchases

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Main Card Highlights

• Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide
• Enjoy a Reward Night when you redeem points for any stay of 4 or more nights
• Platinum Elite status as long as you remain a Premier card member
• Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Annual Fee

$89

Authorized User Fee

$0

Foreign Transaction Fee

0%

IHG® Rewards Club Traveler Credit Card

Best For Earning At No Annual Fee

IHG Points Value Calculator

Calculate the cash value of IHG Points.

Wyndham Rewards Credit Cards

Wyndham offers three credit cards held by Barclays which consists of two personal cards and one business card. Each card offers a high return on Wyndham spending, complimentary Wyndham Rewards elite status, a discount on go free awards, and bonus points annually.

Wyndham Rewards Points can also be earned using the Capital One Venture Rewards & Spark Rewards programs. Miles earned in either program can be transferred directly to your Wyndham Rewards account which is great if you need to top off your account and saves you money when compared to buying Wyndham Points.

Best Overall For Wyndham

Wyndham Rewards Earner Plus Visa Card

View Website Rewards Calculator

Intro Bonus

View Issuer's Website

Rewards Rate

6X

Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.

4X

Earn 4 points per $1 spent on eligible dining and grocery store purchases (excluding Target® and Walmart®).

1X

Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!

Show Details

Main Card Highlights

• Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more.
• Receive 7,500 bonus points each anniversary year after payment of the renewal fee-that's enough for up to one free night at participating hotels every year.
• Redeem 10% fewer Wyndham Rewards points for go free® awards, and earn your free nights faster.
• Wyndham Rewards Earner Plus Cardmembers can save even more on our Best Available Rate for stays at participating Hotels by Wyndham.
• There is no limit to the number of points you can earn.
• Redeem points you've earned for online shopping, discounts on gas, local tours and activities, gift cards, and so much more.
• No Foreign Transaction Fees On International Purchases

Annual Fee

$75

Authorized User Fee

$0

Foreign Transaction Fee

0%

Wyndham Rewards Earner Plus Visa Card

Best For No Annual Fee

Wyndham Rewards Earner Business Visa Card

Best For Business Spend & High Earnings

Wyndham Points Value Calculator

Calculate the cash value of Wyndham Points.

Hotel Rewards Calculators By Program

Calculate rewards points for 12 of the top hotel rewards programs including points earned on stays, points earned with credit cards, point transfers, and the cash value of points based on redemption.

Hilton Honors Points Calculators

Hyatt Points Calculators

IHG Points Calculators

Marriott Points Calculators

Accor Points Calculators

Best Western Points Calculators

Choice Points Calculators

Drury Inn Points Calculators

Radisson Points Calculators

Red Roof Inn RediRewards Calculators

Wyndham Points Calculators

Red Lion Hello Rewards

Calculate Hotel Credit Card Rewards

Calculate which credit cards will earn you the most rewards and best return based on your spend when it comes to hotel redemptions.

Results will consist of both hotel and travel rewards credit cards from our partners and will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees.