Wyndham Rewards Card Calculator (Gold, No Fee)

Card Details & Wyndham Point Calculator
3X Wyndham
2X Gas Station
2X Utilities
2X Grocery Stores
Wyndham Gold Status

Get the list of benefits for the Wyndham Credit Card (Gold) and calculate how many Wyndham Points you can earn. Compare results to top cards.

The Wyndham Rewards Credit Card (Gold) is a no-annual fee credit card offered by Barclays. It's a solid option for anyone that stays at Wyndham Rewards hotels a few times per year that wants to earn some easy Wyndham Points spending on the card. It also offers complimentary Wyndham Gold Elite Status which comes with bonus points, late checkout, preferred room choice, and more.

Bonus Categories

The Wyndham Rewards Card (Gold) features four bonus categories which are Wyndham Purchases, gas, utility, and grocery store purchases. There is not limit to the amount of Wyndham Rewards Points you can earn spending in these categories and no limit to the amount of points you can earn with the card overall.

  • 3x Wyndham
    • Includes Wyndham's standard hotel brands, North American vacation properties, on-property spend, and maintenance fees for timeshare properties.
  • 2x Gas Station
  • 2x Utility
    • Includes gas, water, and electric bills.
  • 2x Grocery
  • 1x Non-Category

Perks & Benefits

The Wyndham Rewards Card (Gold) only offers one primary card benefit and that's complimentary elite status with Wyndham.

Sign Up Bonus (SUB)

The standard Wyndham Rewards Gold sign up bonus is 15,000 bonus points after the first purchase. Redemptions for free nights at Wyndham brand hotels start at 7,500 which means you can squeeze out 2 free nights minimally with this bonus.


Annual Fee

The Wyndham Rewards Gold card does not have an annual fee. You will always be earning Wyndham Points at maximum value assuming no interest is accumulated using the card.

Authorized User Fee

There is no fee on the Wyndham Rewards Gold for adding authorized users. If you have friends or family that spend in these bonus categories often and you're looking to earn Wyndham Rewards Points, I would recommend adding them.

Foreign Transaction Fee

The Wyndham Rewards Gold does not have a foreign transaction fee. This means you will not be penalized for spending out of country with this card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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