Online Travel Agencies: Earning & Redeeming Rewards

Details on earning and redeeming rewards with online travel agencies. Includes OTA credit cards, program reviews, and side by side comparisons.

Online travel agencies can be useful if you're not loyal to any specific travel rewards program. This allows you to earn general rewards that can be used across multiple hotel chains, airlines, and other forms of travel. Most of the programs offered by online travel agencies are pretty solid in terms of the value of rewards.

The main drawbacks to using online travel agencies usually revolves around hotel bookings. If you have any kind of reservation issues at check-in, the hotel will ask you to contact the online travel agency you booked through which can be a major headache. This isn't a common issue as most online travel agencies are large global companies, but it can happen, so it's just something to take note of when not booking direct.

If you want the ability to book travel wherever you want and don't care about hotel elite status or hotel rewards points, online travel agencies can be a great one-stop-shop for booking travel.


Best Credit Cards For OTAs
Earn an unlimited 2X miles on all purchases ran through the card. Redeem miles for travel with no blackout dates or restrictions. Points can be transferred to airline and hotel partners.
Earn 3X points on travel and dining purchases. Annual $300 travel credit, 50% boost to point value on Chase Travel redemptions, Priority Pass Select Membership, fantastic travel insurance, and more. Points can be transferred to airline and hotel partners.
Earns 3 points per $1 spent on travel, transit, and restaurant purchases and 1 point per $1 spent on everything. Card offers a $100 annual CLEAR credit and a $100 annual LoungeBuddy credit.
Earn 3X points on travel, shipping, internet, cable, phone, and advertising purchases. 25% point boost when redeemed for Chase Travel. Points can be transferred to airline and hotel partners.
Earns 2% cash back on every purchase, every day. Great for any business looking to earn rewards at a simple flat rate across all business expenses.
Earns 4% cash back on gas station purchases (on up to $7,000 per year, then 1%), 3% back on travel and restaurant purchases, 2% back in-store and online with Costco, and 1% back on everything else. No annual fee, but requires Costco Membership.

Online Travel Agencies

Useful Resources & Links
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Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or qualified offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Get the top picks for best travel rewards credit cards from our partners. Details include bonus categories, rates & fees, reviews, and current welcome offers.

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