Jasper Cash Back Mastercard®

Review the benefits of the Jasper Cash Back Mastercard, calculate total cash back based on number of friends referred, and compare against top cards.
Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Jasper Cash Back Mastercard earns up to 6% cash back on your card purchases. You'll earn at least 1% back as long as your account is in good standing and cash back earned with the card will automatically be applid as a statement credit after three months of on-time payments.

You can earn additional cash back by referring friends to the Jasper Cash Back Mastercard. If they're approved, you'll receive an additional 0.5% in cash back once they activate their card. You can earn up to a total of 6% back through referrals and your extra cash back will last for a full year.

The maximium amount of cash back you can earn will depend on your credit limit. You'll be able to earn rewards on up to your total credit limit per month. So if you have a $5,000 credit limit and you've hit the 6% cash back rate, you would be able to earn up to $300 in cash back per month which comes out to $3,600 per year.

  • Up To 6% with Referrals
    • You'll always earn at least 1% cash back on your purchases.
    • Earn an additional 0.5% cash back for every friend referred.

Note: The calculator on this page allows you to calculate cash back based on the number of approved referrals. It does not take into account what your credit limit on the card will be, so be sure to note that you may earn less cash back based on the limit you're given on your Jasper Cash Back Mastercard.

Perks & Benefits

Below are the main highlights of the Jasper Cash Back Mastercard.

  • Main Card Highlights:
    • Up to 6% cash back by referring friends!
    • Limited time only: Start with 1%, get to 3% cash back by successfully referring just two friends! Promotional cash back rate lasts for a full year.
    • Cash back not limited to certain categories, earn on almost all everyday purchases
    • No annual fee, no security deposit, no foreign transaction fees
    • Simple, intuitive app to manage your account
    • Unique auto payment options that help you build and maintain your credit score
    • Receive cash back automatically every month as a statement credit after three on time payments
    • Earn cash back as long as your account is in good standing
    • Your cash back maximum varies based on your credit limit.
    • Issued by WebBank, Member FDIC

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
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SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or prequalifed offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Updated 2021-04-30 By Robert Flowers III

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