Calculate Cash Back For The Belk Rewards Mastercard

Belk Rewards Calculator
Calculate how many Belk Rewards Points you can earn with the Belk Mastercard and the cash value of those earned points. Plus, review benefits & compare cards.
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Last Updated 2020-11-24

The Belk Mastercard earns Belk Rewards Points on everyday purchases and rewards you greatly depending on how much you spend at Belk. Belk Rewards Points are worth 1 cents each, which means the Belk Mastercard offers a 3% to 5% return on your Belk spend which makes it a great option for anyone who frequently shopping with them.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Rewards Avg. Value
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement

Bonus Categories

The Belk Mastercard has three bonus categories which is Belk, gas, and grocery. As you make purchases with Belk, the amount of rewards you earn with Belk will increase. There's no cap on the amount of Belk Rewards Points you can earn with this card.

  • 3%-5% Belk
    • Earn 3% back when you spend between $0 and $599 during the year on Belk purchases.
    • Earn 4% back and become a Belk Premier Rewards member when you spend between $600 and $1499.99 during the year on Belk purchases.
    • Earn 5% back and become a Belk Elite Rewards member when you spend more than $1,500 during the year on Belk purchases.
    • Once you earn obtain Belk Premier or Belk Elite, you'll have to hit the minimum amount of spend every year to maintain it.
  • 2% Gas Station
  • 2% Supermarket
  • 1% Everything Else

Card Benefits

The Belk Mastercard offers benefits based on your membership level which is earned by spending with Belk.

  • All Cardmembers
    • Exclusive Saving Events
    • Belk Reward Days
    • Receipt Free Returns
  • Belk Premier Members
    • Special Birthday Bonus
    • VIP Savings Days
    • Flexible Payments
  • Belk Elite Members
    • Free Shipping at belk.com
    • Pick-Your-Own Sale Days
    • Benefits of Belk Premier Members

Rewards Calculator

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Credit Cards
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Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Card Selected: -
Category Spending
Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Category Spending Total
The amount of rewards earned from card spending.
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Rewards & Bonuses
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
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Total Rewards
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Calculate Rewards Average Value
How much is 0 worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
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Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
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Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
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Travel
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
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Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
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Calculate Reward Transfers To Partners
Calculate Card Cash Value
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
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Monetary Bonuses
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
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Fees
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
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Total Card Value
Total Card Value
The final cash value of the credit card(s).
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