BJ's Perks Elite® Mastercard® Value & Points Calculator

BJs Perks Elite Mastercard

BJ's Perks Elite® Mastercard® credit card is an exclusive card for BJ's Perks Rewards members that earns 5% cash back on eligible purchases made at BJ's in-store and online. This is 2% more than what you'll earn as a BJ's Inner Circle member with the BJ's Perks Plus® Mastercard® credit card and is the better option if you spend more than $230 per month at BJ's.

Rewards Rates

Earn 5% back on in-store purchases at BJ's locations and online purchases made at
Earn 2% back on dining and gas station purchases (excluding BJ's gas stations).
Earn 1% back on all other purchases.

Key Cardholder Benefits

  • Get 10¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's Perks Elite Mastercard. This is an unlimited, everyday benefit.
  • Enjoy BJ's promotional credit plan on eligible purchases of $375 or more. No interest if paid within 6 months.

Annual Fees

The BJs Perks Elite Mastercard has a $0 annual fee, but requires BJ's Perks Rewards membership.

BJ's Points Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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