Gap Rewards Points Calculators - Earning & Redeeming

Store Rewards Calculators
Get the rundown on the Gap Rewards program, calculate how many Gap Points you can earn based on spend, and calculate the cash value of Gap Points.
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Last Updated 2021-07-28

Gap Inc. is an American worldwide clothing and accessories retailer that is headquartered in San Francisco, California. They have over 3,500 stores across their six active brands located in more than 45 countries.

Gap Inc. is the largest specialty retailer in the United States and third internationally in terms of total international locations.

Gap Rewards Overview

Gap's "One Membership. Four Brands." program allows you to earn rewards and benefits across all four Gap brands no matter which brand you're enrolled in or how you spend. This includes:

  • Old Navy Navyist Rewards
  • Gap Rewards
  • Banana Republic Rewards
  • Athleta Rewards

Regardless of which program you're enrolled in, you'll receive the same general benefits though there are a few brand specific benefits as well which are:

  • Old Navy: Convert unused Old Navy Super Cash to Rewards Points
  • Gap: Convert unused GapCash to Rewards Points
  • Banana Republic: Convert unused Style Cash to Rewards Points and free basic alterations on BR merchandise for Icon Members
  • Athleta: Access to exclusive community experiences and connections with other women

The Gap Rewards Program also allows members to give back by donating points to one of five funds that support the brand and the company's core values. Those programs are:

  • Old Navy: Imagine Mission Fund
  • Gap: DoSomething.org
  • Banana Republic: BR x World Wildlife Fund
  • Athleta: Power of She Fund
  • Gap Inc: Equal Justice Initiative

Gap Membership Levels

The Gap Rewards Program features three membership levels which is based on your annual spend across Gap's four brands.

Gap Core Membership

Core requires $0 to $500 in annual spend at Gap brand stores and comes with the following benefits:

  • Earn 1 point for every $1 spent at Gap family of brands as a Rewards Member
  • Every 100 points = $1 reward redeemable across our family of brands, no merchandise restrictions
  • Free 3–5 day shipping on orders exceeding $50
  • Core member only exclusive offers
  • Early Access
  • 125 Bonus Points for each quarter that you make a purchase at Gap family of brands
  • Birthday surprise

Gap Enthusiast Membership

Enthusiast membership requires $500 to $999 in annual spend or you can receive complimentary Enthusiast membership as a Cardmember. This membership offers the benefits of Core membership along with:

  • Earn 5 point for every $1 spent at Gap family of brands as a Cardmember
  • 250 Bonus Points for each quarter that you make a purchase at Gap family of brands
  • Athleta Brand Exclusive: Free trial subscription and discounts from obé fitness — a live and on-demand fitness platform

Gap Icon Membership

Icon membership requires $1,000 or more in annual spend or 5,000 points earned as a Cardmember. Benefits of Icon include the benefits of Core and Enthusiast along with the following:

  • Double Rewards Redemption Days
  • Free 2-3 day shipping on orders exceeding $50
  • Icon member only exclusive offers
  • Create Your Own Sale Day: Receive an extra 15% off any purchase at our family of brands
  • Banana Republic Exclusive: Free basic alterations on Banana Republic merchandise

Earning Gap Rewards Points

Gap Rewards Points are earned spending at Gap brand stores and by using Gap Inc credit cards offered by any of the four brands.

Reward members will earn 1 point for every $1 spent at Gap's family of brands while Cardmembers will receive 5 points for every $1 spent. Cardmembers will also be able to earn 1 point for every $1 spent outside of Gap's family of brands.

Gap Point-Earning Calculator

Enter how much you spend at Gap to estimate how many points you can earn.
$
Non-Cardmember
1 point per $1
0 Points
Cardmember
5 points per $1
0 Points

Gap Rewards Credit Cards

Gap offers a total of four Visa credit cards as well as four store cards along side those Visa credit cards.

The Visa credit cards can be used at Gap family of brands and anywhere Visa credit cards are accepted while the store cards can only be used in-store and online at Gap family of brands.

Which card you pick up doesn't matter too much as they're all pretty similar in rewards. The easiest route to take would be picking up the credit card for the Gap brand you shop at the most.

Click on a Gap credit card to calculate how many Gap Points you can earn and the cash value of those points. Plus, learn more about the card benefits to find out if the card is a great fit for you.

Other Great Credit Cards For Gap

If you enjoy shopping at Gap brands, but don't want to be stuck with rewards you can only use with Gap, there's a handful of options that can give you a little bit more flexibility.

Best For 3% Back On Online Shopping

Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card
Intro Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
3%
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
2%
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
1%
Earn unlimited 1% on all other purchases.
Main Card Highlights
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Best For 2% Back On All Purchases

Citi® Double Cash Card
Citi Double Cash Card
Rewards Rate
2%
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Main Card Highlights
  • To earn cash back, pay at least the minimum due on time.
  • Cash back earned can be converted to the Citi ThankYou Rewards program
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Best For 2X Travel Rewards

Intro Bonus
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Rewards Rates
2X
Earn an unlimited 2X miles per $1 spent on every purchase, every day.
Main Card Highlights
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
  • No foreign transaction fees
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Gap Rewards Points Value

Gap Rewards Points have a value of 1 cent each. You can redeem 100 points for $1 reward redeemable across Gap's family of brands with no merchandise restrictions. You can also donate to select organizations at the same rate of 100 points for a $1 donation.

Gap Points To Dollars Calculator

Use the Gap Points To Dollars Calculator to calculate the cash value of any amount of points earned in the Gap Rewards program.

Gap Rewards Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Gap Rewards
1 cent
$0

FAQ

How much are Gap Rewards Points worth?

Gap Rewards Point are worth 1 cent each. You can redeem 100 points for $1 in rewards redeemable at Gap's family of brands.

Where can you use Gap Rewards Points?

Gap Rewards Points can be used at Gap's family of brands which includes Gap, Old Navy, Banana Republic, and Athleta

How many Gap Rewards Points do you earn spending at Gap stores?

Cardmembers will receive 5 points per $1 spent at Gap's family of brands while non-Cardmembers will receive 1 point per $1 spent.

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