The Gap Silver Store Card is the upgraded version of the Gap Store Card and comes with a lot of additional benefits that can be very valuable if you shop at Gap, Gap Factory, and other Gap brand stores. You can obtain Gap Silver membership by earning 5,000 points during the calendar year. Since this card can only be used at Gap brand store, you can only acquire 5,000 points by running $1,000 in spend across the card. If you frequently shop at Gap or Gap Factory, going for Gap Silver is easily worth it.
| Quick Details | |
|---|---|
| Issuing Bank | |
| Card Network | |
| Rewards Earned | |
| Annual Fee | |
| Authorized User Fee | |
| Foreign Transaction Fee | |
Bonus Categories
The Gap Silver Store Card features one bonus category which is spending done at Gap brand stores. There's no limit to the amount of bonus points you can earn spending on the card.
- 5x Gap Brands
- Include purchases made in-store, online, over the phone, and via mail with:
- Athleta
- Gap
- GapBody
- babyGap
- GapKids
- Gap Maternity
- Gap Outlet
- Gap Factory Store
- Banana Republic
- Banana Republic Factory Store
- Old Navy
- Old Navy Outlet
- Include purchases made in-store, online, over the phone, and via mail with:
- 1x Non-Category
The Gap Silver Store Card does not have a network attached to it. That means that this card cannot be used outside of Gap brand stores.
Perks & Benefits
The Gap Silver Store Card features the great benefits of the standard Gap Store Card along with a few extras.
- Annual Birthday Gift
- Must have made at least one purchase on your card within the last 12 months.
- 20% Bonus Points
- Earn a bonus of 20% of points earned during the calendar quarter.
- Example: If you earned 1,000 points between January and March (one quarter), you would earn a bonus 200 points.
- Free 3-5 Day Shipping
- Must use promotional code MYCARD.
- Free Basic Alterations
- Only applies to merchandise purchases in-store or online with Banana Republic.
- Do note that you cannot return or exchange merchandise that has been altered.
- Choose Your Own Sale Day
- Cardmember Only Offers and Promos
- Bonus Point Shopping Days
- Gap Silver Priority Cardmember Hotline
Sign Up Bonus
The Gap Silver Store Card cannot be applied for directly. You'll need to earn 5,000 points with the Gap Store Card in order to receive the Silver version. The standard sign up bonus on the Gap Store Card is 20% off your first purchase at Gap or Gap Factory and free shipping on that purchase.
Fees
Annual Fee
The annual fee for the Gap Silver Store Card is $0 annually. This means you'll always be raking in a wonderful 6% return when you use this card at Gap brands. Make it your mandatory goal to pay off your full statement balance every month and this card will treat you well.
Authorized User Fee
The authorized user fee for the Gap Silver Store Card is $0. If you have family or friends that enjoy shopping at Gap or Gap Factory, adding them to the card can earn you additional rewards points, save them money, and help you maintain Gap Silver status.
Foreign Transaction Fee
The Gap Silver Store Card cannot be used outside of Gap brand stores so the foreign transaction fee is not applicable.
Rewards Calculator
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Rakuten Rewards
$25 Bonus
