Calculate Cash Back For The Lowe's Business AMEX Card

Lowe's Rewards Calculator
See how many Lowe's Rewards Points you can earn with the Lowe's Business Rewards Card, review the benefits of the card, and compare against top cards.
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Last Updated 2021-09-26

The Lowe's American Express Business Card is one of the best rewards cards for anyone that wants a great return on their Lowe's spending in-store and online.

The card offers a great 5% discount on Lowe's purchases while still rewarding you with bonus rewards when spending at Lowe's and across several other categories. It also grants access to Lowe's ProServices which includes additional perks like discounted delivery, bulk rate pricing, and more.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Rewards Avg. Value
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement

Bonus Categories

The Lowe's American Express Business Card earns points across four bonus categories which are U.S. restaurants, U.S. office supply stores, U.S. wireless phone providers, and Lowe's. There is no limit to the amount of Lowe's Business Rewards Points you can earn using this card.

  • 2% Lowe's
    • Includes shopping at Lowe's stores or online at or
  • 2% U.S. Restaurants
  • 2% U.S. Office Supply Stores
  • 2% U.S. Wireless Phone Providers
  • 1% Non-Category

Card Benefits

The Lowe's American Express Business Card doesn't come loaded with perks & benefits, but it does offer a very nice discount on Lowe's purchases as well as access to Lowe's ProServices.

  • 5% Off Everyday Lowe's Purchases
    • Discount will be applied at checkout; this is not a statement credit.
    • Applies to U.S. Lowe's stores,, and
    • Cannot be combined with other coupons or special discounts; also does not apply to shipping, delivery, or assembly charges.
  • Lowe's Pro Services
    • Discounted Delivery
    • Bulk Rate Pricing
    • Business Replenishment Program
    • Full details on
  • AMEX Business Benefits
    • American Express Business App
    • Account Manager
    • Account Alerts
    • Online Statements
    • Year-End Summary
  • Travel & Purchase Coverage

Rewards Calculator

Credit Cards
Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Card Selected: -
Category Spending
Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Category Spending Total
The amount of rewards earned from card spending.
Rewards & Bonuses
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
Total Rewards
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
Calculate Rewards Average Value
How much is 0 worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
Calculate Reward Transfers To Partners
Calculate Card Cash Value
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
Monetary Bonuses
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
Total Card Value
Total Card Value
The final cash value of the credit card(s).

Lowe's Credit Card Calculators

Click on a card to calculate how much you can earn with the card based on spend. Spend entered into credit card calculators will roll over to other credit card calculators on the site, so there's no need to re-enter spend.

Store Rewards Calculators

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