The Sephora Visa Card allows you to earn additional rewards with Sephora in addition to the rewards you'll earn in the Sephora Beauty Insider. It's a great card to have if you're really looking to maximize your return with Sephora since you'll be earn 4% back with the card and 2% back through Beauty Insider. Just be sure to pay your card in full monthly to avoid paying interest.
|Authorized User Fee|
|Foreign Transaction Fee|
The Sephora Rewards Card features one bonus category which is spending done directly with Sephora. There's no limit to the amount of Sephora Rewards you can earn spending with Sephora and no limit to the amount of Sephora Rewards you can earn with the card overall.
- 4% Sephora
- Sephora purchases count as spending done in-store at Sephora or online at www.sephora.com.
- Card spending made at Sephora's inside JCPenney's and on Sephora merchandise at www.jcpenney.com will earn at the non-category rate of 1%.
- 1% Non-Category
Perks & Benefits
The Sephora Visa Credit Card offers exclusive cardmember-only offers along with basic Visa benefits.
- Exclusive Cardmember-Only Offers
- Visa Benefits
- Tap To Pay
- Emergency Card, Replacement, Lost/Stolen Card Reporting
- Zero Liability
Sign Up Bonus
The sign up bonus for the Sephora Visa Card is a $20 Sephora Credit Card Reward after you spend $500 outside of Sephora within the first 90 days. This is equal to earning a 4% return on non-category spend which is not bad at all.
On top of that bonus, you'll also get a first purchase discount in which you can use the day you apply and are approved for the card. This discount is usually 15% off.
The Sephora Visa Card does not have an annual fee.
Authorized User Fee
There is no authorized user fee for the Sephora Visa Card. If you have others that spend at Sephora, adding them can help you build your Sephora credit card rewards faster.
Foreign Transaction Fee
The Sephora Visa Card has a foreign transaction fee of 3%. I do not recommend using this card outside of the United States since you'll eat away at your earned rewards.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.