The Capital One Walmart Rewards Mastercard is the primary store card for those shopping with Walmart. It earns a great return across multiple avenues of shopping with Walmart that makes it hard to beat when compared to other top rewards cards. If your mainly shop at Walmart, this will be a card that you want to consider adding to your wallet.
|Authorized User Fee|
|Foreign Transaction Fee|
The Capital One Walmart Mastercard features seven categories with five of them being Walmart related and the other two being dining and travel purchases. There is no limit to the amount of Walmart Rewards Points you can earn spending in each bonus category and no limit to the amount of Walmart Rewards Points you can earn with the Walmart Mastercard in general. Points earned with the Walmart Mastercard is for the life of the account. If your account is closed, you will lose any rewards you have not redeemed.
- 5% Walmart.com
- 5% Walmart Mobile Apps
- 2% Walmart In-Store
- 2% Walmart Gas Station
- 2% Murphy Gas Station
- 2% Purchase Of Gift Cards At Walmart
- This includes buying gift cards in-store, online, or through the mobile app.
- 2% Dining
- 2% Travel
- 1% Non-Category
Perks & Benefits
The Capital One Walmart Rewards Mastercard doesn't feature any perks or benefits specific to it being a Walmart credit card. You'll receive the usually great benefits of it being a Capital One Card such as access to their easy to use app and website, security alerts, and the ability to lock your card with a few taps.
Sign Up Bonus
While the sign up bonus does change from time to time, the current standard sign up bonus for the Walmart Rewards Mastercard is the ability to earn 5% cash back in Walmart stores for the first 12 months when you use your Capital One Walmart Rewards Card with Walmart Pay. Walmart Pay is a mobile wallet that allows you to purchase items with your phone using a stored credit, debit, or gift card.
The Capital One Walmart Mastercard has no annual fee. This means you will always earn a positive return when running spend through the card.
Authorized User Fee
There is no fee to add authorized users to the Capital One Walmart Rewards Mastercard. If you have friends or family that shops at Walmart, I highly recommend adding them to the card to earn Walmart Rewards Points faster.
Foreign Transaction Fee
The Capital One Walmart Mastercard does not have a foreign transaction fee which is great, but considering the card earns at U.S. and Puerto Rica based stores, it will not get you much more than 1% when used elsewhere. You're better off picking up and of Capital One's other cash back or miles earning cards for international travel and spending.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.