Points & Miles Transfer Calculator

Calculate the transfer of points and miles between top rewards programs and get a list of the best credit cards for several popular program.

Several rewards programs allows you to transfer your earned points and miles to other rewards programs. These types of programs offers the most flexibility in terms of how you can redeem your rewards and are generally the most popular programs due to such. This page lists the most popular rewards programs that allow you to transfer points to other programs and lists some of the best cards with each programs. You can also use the Points and Miles Transfer Calculator to calculate the transfer of points between programs.

Points and Miles Transfer Calculator

The Points and Miles Transfer Calculator will calculate the transfer of rewards points between the top rewards programs. If you want to search all transfer partners regardless of program popularity, you can use the Search By Transfer Partner tool.

Rewards Programs

Select a program from the list below and get a list of that programs transfer partners. Enter any value into the field to see how many rewards you'll have when transferred to that partner.
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American Express Membership Rewards

American Express Membership Rewards is one of the top reward programs in the United States alongside Chase and Citi. They have great handful of cards that focus on earning points on grocery, dining, gas, and travel. They also have several solid business cards that offer great earnings on everyday expenses.

American Express Platinum Card

American Express Platinum Card Calculator

Earns 5 Membership Rewards Points per $1 spent on airfare and both airfare and hotel purchases made through the AMEX Travel Portal. Luxury travel card loaded with long list of benefits which includes $500 in annual credits, hotel elite status, extensive lounge access, car rental status, and much more.
American Express Gold Card

American Express Gold Card Calculator

Earns 4 Membership Rewards Points per $1 spent on restaurants worldwide and at U.S. supermarkets, 3 points per $1 spent on airfare, and 1 point per $1 on everything else. Benefits include an annual $120 dining credit ($10 per month), access to The Hotel Collection, $100 airline incidental credit, and standard AMEX benefits.
American Express Green Card

American Express Green Calculator

Earns 3 Membership Rewards Points per $1 spent on travel, transit, and restaurant purchases. 1 point per $1 spent on everything else. Features an annual $100 CLEAR credit and an annual $100 LoungeBuddy credit.
American Express Everyday Preferred Card

American Express Everyday Preferred Card Calculator

Card features a 50% point boost benefit for making 30 transactions during a statement period. Card earns up to 4.5 Membership Rewards Points per $1 spent at U.S. supermarkets, up to 3 points per $1 spent at U.S. gas stations, and up to 1.5 points per $1 spent on everything else. Point boost is almost required to make the card fully worth the fee.
American Express Blue Business Plus Card

American Express Blue Business Plus Card Calculator

Earns 2 Membership Rewards Points per $1 spent on the first $50,000 in purchases made during the calendar year, then 1 point per $1 for the remainder of the year. Features standard business AMEX benefits. Best AMEX card for miscellenous purchases and needed to maximize rewards in program.
global lounge collection
The AMEX Platinum Card is the best credit card for lounge access!

Chase Ultimate Rewards

The Chase Ultimate Rewards Program is another top program in the United States. Points can be transferred to handful of airline and hotel rewards programs at a 1:1 ratio making it a solid option for build rewards in partner programs. The best thing is that you can convert your cash back earned with Chase into Ultimate Rewards Points and transfer it to partners as well assuming you own at least one Ultimate Rewards credit cards.

Chase Sapphire Reserve Card

Chase Sapphire Reserve Card Calculator

Earns 3 Ultimate Rewards Points per $1 spent on travel and dining, and 1 point per $1 spent on everything else. Premium travel card loaded with benefits including $300 annual travel credit, 50% redemption value boost on travel through Chase's portal, Priority Pass membership, top notch travel and purchase insurance, and much more.
Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Calculator

Earns 2 Ultimate Rewards points per $1 spent on travel and dining, and 1 point per $1 spent on everything else. Benefits include a 25% redemption value boost to travel through Chase's portal and top notch travel and purchase insurance.
Chase Ink Business Preferred Card

Chase Ink Business Preferred Card Calculator

Earns 3 Ultimate Rewards Points per $1 spent on travel, shipping, internet, cable services, phone services, and advertising. All other purchases earn 1 point per $1 spent. Benefits include a 25% redemption value boost to travel through Chase's portal and top notch travel and purchase insurance.
chase freedom
Earn cash back with Chase on quarertly rotating categories and convert that cash back to Ultimate Rewards Points you can transfer to partners!

Citi ThankYou Rewards

The Citi ThankYou Rewards Program is another solid option for anyone trying to build up airline miles. Citi's airline partners has a focus on top international airlines such Emirates, Etihad, and Singapore. Anyone trying to score reward flights on five-star airlines will greatly benefit from the ThankYou Rewards Program since Citi's line up of cards offer an easy 2x to 5x points across various categories. Do note that you'll need to own either the Citi Prestige or Citi Premier card to transfer points to all of Citi's airline partners. Those with either card will also be able to convert and transfer the cash back earned with the Citi Double Cash to all partners.

Citi Prestige Card

Citi Prestige Card Calculator

Earns 5 ThankYou Points per $1 spent on airfare and dining, 3 points per $1 on hotel and cruise line, and 1 point per $1 spent on everything else. Benefits includes a 4th night free at hotels booked through Citi twice per year, Priority Pass Select membership, an annual $250 travel credit, Global Entry/TSA PreCheck credit, and the ability to transfer points to all of Citi's airline partners.
Citi Premier Card

Citi Premier Card Calculator

Earns 3 ThankYou Points per $1 spent on airfare, hotel, gas station, supermarket, and restaurant purchases. 1 point per $1 spent on everything else. Benefits include $100 annual credit when booking a $500+ hotel stays via ThankYou.com portal and the ability to transfer points to all of Citi's airline partners.
Citi Rewards+ Card

Citi Rewards+ Card Calculator

Earns 2 ThankYou Points per $1 spent on supermarket and gas station purchases. 1 point per $1 spent on everything else. Benefits include Point Round Up where points are rounded up to the nearest 10 and a 10% point rebate when redeeming ThankYou Points. No annual fee.

Capital One Rewards

Capital One Rewards offers the ability to transfer Venture Miles (earned with personal cards) and Spark Miles (earned with business cards) to several airline and hotel reward programs. The rewards earned in these Capital One Rewards Programs are best used for wiping away travel purchases made to Venture and Spark credit cards, but you have the option to transfer your miles if wish. It's not a program in which the focus is earning points to transfer.

Capital One Venture Credit Card

Venture Card Calculator

Earns 2 Venture Miles per $1 spent on all purchases. Main benefit is an up to $100 Global Entry or TSA PreCheck credit. Comes with standard Visa Signature and Capital One benefits.
Capital One VentureOne Credit Card

VentureOne Card Calculator

Earns 1.25 Venture Miles per $1 spent on all purchases. No annual fee. Comes with standard Visa Signature and Capital One benefits.
Capital One Spark Credit Card

Spark Miles Card Calculator

Earns 2 Spark Miles per $1 spent on all purchases. Main benefit is an up to $100 Global Entry or TSA PreCheck credit. Comes with standard Visa Signature and Capital One Business benefits.
maldives
Build up your Marriott Bonvoy Points and redeem them at top tier properties for excellent value or transfer them to airline partners!

Marriott Bonvoy Rewards

The Marriott Bonvoy Rewards Program is listed here due to the excellent 3:1 transfer ratio, the bonus 15,000 points you'll earn for every 60,000 points you transfer (which is an additional 5,000 miles with most airline programs), and the 40+ airline partners they have. Marriott Bonvoy Points are earned at a base rate of 10 points per $1 spent meaning you're looking at 3.33 airline miles per $1 spent. Add on points from Marriott Elite Status and Marriott Credit Cards and you can easily build up airline miles if you frequent Marriott properties.

Marriott Bonvoy Bold Card

Chase Marriott Bonvoy Bold Card Calculator

Earns 3 Marriott Bonvoy Points per $1 spent with Marriott, 2 points per $1 spent on travel purchases, and 1 point per $1 spent everywhere else. Benefits include 15 elite nights towards status and complimentary Marriott Silver Elite status. No annual fee.
Marriott Bonvoy Boundless Card

Chase Marriott Bonvoy Boundless Card Calculator

Earns 6 Marriott Bonvoy Points per $1 spent with Marriott and 2 points per $1 spent on everything else. Benefits include an annual free night at a 35,000-point hotel or lower, 15 elite nights towards elite status, and complimentary Marriott Silver Elite status.
Marriott Bonvoy Brilliant AMEX Card

Marriott Bonvoy Brilliant AMEX Card Calculator

Earns 6 Marriott Bonvoy Points per $1 spent with Marriott, 3 points per $1 spent on U.S. restaurant and airfare purchases, and 2 points per $1 spent everywhere else. Premium/Luxury travel card loaded with benefits including annual $300 Marriott statement credit, an annual free night at a 50,000-point hotel or lower, complimentary Marriott Gold Elite status, $100 property credit at St Regis and Ritz-Carlton properties, Priority Pass Membership, and much more.
Marriott Bonvoy Business AMEX Card

Marriott Bonvoy Business AMEX Card Calculator

Earns 6 Marriott Bonvoy Points per $1 spent with Marriott, 4 points per $1 spent on U.S. restaurant, U.S. wireless phone providers, U.S. gas station, and U.S. shipping purchases, and 2 points per $1 spent on everything else. Benefits include an annual free night at a 35,000-point or lower hotel, 15 elite nights towards status, complimentary Marriott Silver Elite status, and AMEX business card benefits.

Search By Transfer Partners

If the program you're looking for isn't covered here or you're trying to earn rewards with a specific rewards program, check out the Search By Transfer Partners tool. Select a program and it will output a list of all credit cards that allow you to earn rewards with that program including credit cards that earn rewards that are transferable to the program selected.

Updated 2021-01-15 By Robert Flowers III

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