Transit & Rental Car Rewards Programs

Calculate & Compare Rewards
Get the rundown on top transit and rental car rewards programs and calculate how much points are worth with each program based on redemption.

Earning rewards towards transportation can be a big money saver. This includes car rentals, rideshares, rail transportation and even fuel rewards for your own automobile.

This page covers some of the most popular modes of transportation and the rewards programs you can use to make sure that you're saving money or earning rewards when moving from point A to point B.

Best Credit Cards with Car Rental Insurance

When it comes to looking for the best credit card for car rentals, I recommend looking for credit cards that offers Primary Rental Insurance over looking for one that earns rewards.

Primary Car Rental Insurance allows you to decline the costly per-day rate that car rental agencies charge. The savings you can gain from this is significantly higher than any rewards you would typically earn.

Chase Credit Cards

Chase credit cards are going to be the best option for car rentals since most of their cards offer complimentary primary rental insurance.

Best Well-Rounded Travel Card

Chase Sapphire Preferred® Card
Chase Sapphire Preferred
Annual Fee: $95
80,000 Bonus Points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Best For Overall Value
Best For Cash Back Rewards

American Express Credit Cards

All American Express credit cards offer secondary insurance by default, but you can pay $12 to $25 (depending on your state) per rental to upgrade it to primary car rental insurance.

While it may not be complimentary like Chase, the small fee is still very much worth it because you're looking at a "charge per-rental" versus the "charge per-day" rate rental car agencies charge you. So you'll still end up saving tons of money per rental.

Plus, when compared to Chase, AMEX's car rental insurance offers a longer 42-day rental period, higher coverage, and covers special vehicle types such as luxury vehicles, pickup trucks, and more.

Best For Dining & U.S. Restaurants

American Express® Gold Card
American Express® Gold Card
Annual Fee: $250
60,000 Points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatch™ tool.
Best For Lounge Access & Luxury Travel
Best For Lounge Access & Luxury Business Travel

Car Rental Rewards Programs

Car rental programs offer you the ability to earn rewards that you can put towards free rentals or rewards with your favorite airline frequent flyer and hotel loyalty programs.

Alamo Insiders Rewards
The Alamo Insiders Rewards program offers discounts and allows you to earn airline miles or hotel rewards points with select programs on your car rental bookings.
Avis Preferred Rewards
Avis has it's own rewards point program called Avis Preferred. Points can be used towards free rentals or accessories with Avis. You can also choose to earn airline miles or hotel rewards points with roughly 90 partners instead of earning Avis Preferred Points.
Budget Car Rental Rewards
The Budget Rental Car Rewards Program allows you to earn airline miles and hotel rewards points with your favorite programs when renting cars with Budget. You can also earn Amazon.com gift cards on your rentals thanks to the partnership between Budget and Amazon.
Dollar Express Rewards
Dollar Rewards Points can be earned renting cars with Dollar and can be redeemed for free rental days or weeks. You can also earn airline miles or hotel rewards points with a handful of programs instead of earning points with Dollar.
Enterprise Plus Rewards
Enterprise Points are earned booking rentals with Enterprise and can be redeemed for free rentals with Enterprise. You can also earn Enterprise Points booking with National Car Rental which gives you additional options when booking your rentals.
Hertz Gold Plus Rewards
Hertz Rewards Points can be earned renting cars with Hertz and can be redeemed for free rentals.
Ace Rental Genius
Ace Rental Genius allows you to build up points to put towards gifts such as electronics and gift cards.

Rideshare Programs

If you're looking to get a ride from point A to point B, a rideshare program is up your alley. For the United States, the rideshare market is dominated by both Uber and Lyft.

Uber

Uber no longer offers the Uber Visa Card, so your best option for comes down to credit cards that offer rewards great for general travel redemptions.

Earn Up To 5% Back On Transit
$120 Uber Cash Annually

Lyft

Lyft does not have it's own co-branded credit cards, but they are partnered with Chase Bank until March 2025.

You can earn 5x to 10x Ultimate Rewards Points (equal to an average of 6.25%-15% return) with Chase's Ultimate Rewards credit cards or 5% cash back with Chase's cash back credit cards. While this partnership is active, these are considered to be the best credit cards hands down for those who frequently spend money with Lyft.

10X On Lyft & Premium Travel Benefits
5X On Lyft & Best Well-Rounded Travel Card
5% on Lyft & Best Cash Back Card