Amtrak Guest Rewards® World Mastercard® Value & Points Calculator

Amtrak Guest Rewards® World Mastercard®

The Amtrak World Elite Mastercard is great for anyone looking to build up their Amtrak Guest Rewards Points. The card earns 3x points on Amtrak and 2x points on general travel purchases while also offering a bunch of annual benefits such as an annual companion pass, one-class upgrade, and lounge access.

The Amtrak World Elite Mastercard is currently not opened to new applicants.

Rewards Rates

3X
Earn 3 points per $1 spent on purchases made with Amtrak which includes Amtrak tickets and onboard purchases.
2X
Earn 2 points per $1 spent on travel purchases which includes airline, car rentals, hotels, and more.
1X
Earn 1 point per $1 spent on all other purchases.

Key Cardholder Benefits

  • As an Amtrak World Elite Mastercard holder, you'll receive 5% of your redeemed points back when you book award travel on Amtrak. There's no limit to this rebate.
  • When you use your Amtrak World Elite Mastercard to make food and beverage purchases on-board Amtrak, you'll receive a 20% discount. This discount is in the form of a statement credit.
  • Every year, you'll receive a lounge pass good for a complimentary visit to a ClubAcela or Metropolitan Lounge visit.
  • Every year, you'll receive a companion pass on the anniversary date of your Amtrak World Elite Mastercard. The pass allows a companion to ride for free when you purchase a regular adult rail ticket with Amtrak.
  • Every year, you'll receive a coupon for a one-class upgrade when you renew your card (as in pay the annual fee).
  • Every $5,000 in spend that you run across the Amtrak World Elite Mastercard will earn you 1,000 Tier Qualifying Points (TQPs) towards elite status in the Amtrak Guest Rewards program. You can earn up to 4,000 TQPs per calendar year.

Annual Fees

The Amtrak World Elite Mastercard has a $79 annual fee.

Amtrak Points Calculator

Calculate how many Amtrak Guest Rewards Points you can earn with the Amtrak World Elite Mastercard based on spend. Results can be compared side by side any U.S. credit cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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