Capital One Miles: Quick Overview
Earning Miles: There are two types of Capital One miles: Venture miles and Spark miles. Venture miles are earned by using Capital One's personal Venture Rewards credit cards and Spark miles are earned by using Capital One's business Spark Rewards credit cards.
Redeeming Miles: Capital One miles can be redeemed for travel, gift cards, and cash back. Miles can also be transferred to Capital One's airline and hotel partners.
Capital One Miles Value: Venture miles and Spark miles are worth 1 cent each when redeemed towards travel purchases made with Capital One. This means 10,000 Capital One miles are worth $100 in travel value. You can obtain higher value transferring miles to Capital One's partners.
Capital One Transfer Partners: Venture miles and Spark miles can be transferred to over 15 partner programs. This includes JetBlue Airways, Choice Hotels, and Wyndham Hotels.
What's the value of Capital One miles?
Capital One miles are worth 1 cent each on average when redeemed towards travel purchases. This means that 10,000 Venture miles or Spark miles would be worth $100 in travel value.
Higher value can be obtained by transferring miles to Capital One's airline and hotel partners. This can give your miles anywhere from 0.6 to 2 cents or more in value per mile depending on how you use redeem them after transferring them to partners.
Other redemptions, such as gift cards and cash back, will give your miles anywhere from 0.5 to 1 cent in value.
| Redemption options | Redemption value in cents |
|---|---|
| Point transfers to airline partners | 1.2 - 2 |
| Travel purchases via Capital One Travel | 1 |
| Using miles to cover recent travel purchases | 1 |
| Point transfers to hotel partners | 0.6 - 1 |
| Gift cards | 0.5 - 1 |
| Cash back | 0.5 |
Learn More: Capital One Venture Miles Value Calculator
How to redeem Capital One miles
Capital One miles can be redeemed for travel, gift cards, and cash back. Miles can also be transferred to over 15 airline and hotel partners.
Transfers to partners
Capital One miles can be transferred to Capital One's airline and hotel partners. Both Venture miles and Spark miles are identical and have the same partners and transfer ratios.
Transferring Capital One miles is the best redemption option as you'll have a chance to get as much as 2 cents or more in value per mile.
Calculator: Capital One Miles Transfer Partners
Use towards travel purchases
Capital One miles can be redeemed towards travel purchases made to an eligible Venture Rewards or Spark Rewards credit card at a rate of 1 cent per mile. So a $200 airline ticket, for example, could be covered using 20,000 Venture miles or 20,000 Spark miles.
Eligible travel purchases includes:
- Airlines
- Hotels
- Rail lines
- Car rental agencies
- Limousine services
- Bus lines
- Cruise lines
- Taxi cabs
- Travel agents
- Time shares
- Anything else coded as travel by the merchant
While you won't get as much value when compared to transferring miles to select partners, this is still one of the best benefits of Capital One miles. Being able to wipe away any kind of travel purchase is something that most travel rewards programs don't provide, especially for travel related to parking, tolls, and transit.
Book travel through Capital One Travel
As with all major credit card rewards programs, Capital One has their own travel portal in which you can book flights, hotels, car rentals, vacation packages, and more. Capital One miles can be redeemed at a value of 1 cent per mile for purchases through Capital One Travel.
Use miles for gift cards
Capital One miles can be used to pick up a nice selection of gift cards. These gift cards will offer a value of 0.5 to 1 cent in value depending on the retailer.
Convert miles to cash back
Capital One miles can be converted to cash back at a rate of 0.5 cents per mile. This is the worse redemption option as it basically cuts the value of your miles in half.
Credit cards that earn Capital One miles
Capital One offers three Venture Rewards credit cards and two Spark Rewards credit card. All of these cards earn miles at a flat rate across all purchases with the ability to earn bonus miles when booking travel through the Capital One Travel portal.
It is also worth noting that all of these cards have no foreign transaction fee which makes them top-notch options for international purchases and travel.
Capital One Venture X Rewards Credit Card
Intro bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Rewards rate: Earn 10X Venture Miles on car rentals and hotel booked through Capital One Travel, 5X miles on airfare booked through Capital One Travel, and an unlimited 2X miles on all other purchases.
Card highlights: $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles annually (worth minimally $100 towards travel), complimentary access to Capital One Lounges and Priority Pass Lounges, up to $100 towards Global Entry or TSA PreCheck application, and no foreign transaction fees.
Venture X Card miles value: 1 cent each towards travel, but can be worth significantly more when transferred to Capital One's travel partners. If you plan on booking travel through Capital One's travel portal, it's hard to beat the overall value this card offers.
Annual fee: $395.
Venture X miles and card value calculator
Learn more about the Venture X Card
Capital One Venture Rewards Credit Card
Intro bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Rewards rate: Earn 5X miles on hotels and car rentals booked through Capital One Travel and an unlimited 2X miles on all other purchases.
Card highlights: Up to $100 towards Global Entry/TSA PreCheck and no foreign transaction fees.
Venture Card miles value: 1 cent each towards travel, but can be worth significantly more when transferred to Capital One's travel partners.
Annual fee: $95.
Venture Card miles and card value calculator
Learn more about the Venture Card
Capital One VentureOne Rewards Credit Card
Intro bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Rewards rate: Earn 5X miles on hotel and car rentals booked through Capital One Travel and an unlimited 1.25X miles on all other purchases.
Card highlights: No annual fee and foreign transaction fee.
VentureOne Card miles value: 1 cent each towards travel, but can be worth significantly more when transferred to Capital One's travel partners.
Annual fee: $0.
VentureOne miles and card value calculator
Learn more about the VentureOne Rewards Card
Capital One Spark Miles for Business
Intro bonus: Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
Rewards rate: Earn 5X miles on hotel and car rentals booked through Capital One Travel and an unlimited 2X miles on all other purchases.
Card highlights: Up to $100 towards Global Entry/TSA PreCheck and no foreign transaction fees.
Spark Miles for Business miles value: 1 cent each towards travel, but can be worth significantly more when transferred to Capital One's travel partners.
Annual fee: $0 intro annual fee for the first year, then $95 after.
Spark Miles for Business miles and card value calculator
Learn more about the Spark Miles for Business Card
Capital One Spark Miles Select for Business
Rewards rate: Earn 5X miles on hotel and car rentals booked through Capital One Travel and an unlimited 1.5X miles on all other purchases.
Card highlights: No annual fee and no foreign transaction fees.
Spark Miles Select for Business miles value: 1 cent each towards travel, but can be worth significantly more when transferred to Capital One's travel partners.
Annual fee: $0.
Spark Miles Select miles and card value calculator
Other ways to earn Capital One miles
If you have a Venture Rewards credit card, you can convert Spark miles and Capital One cash back directly into Venture miles. This provides additional ways for you to stack your rewards and redeem them for great value.
Earn miles using Capital One cash back credit cards
Capital One offers a handful of cash back credit cards. Cash back earned with these cards can be converted to Venture miles using the Share My Rewards feature.
If you have the Venture X Card or Venture Card, I highly recommend pairing it with the no-annual fee Capital One SavorOne Rewards credit card which will earn you the equivalent of 3X miles on dining, entertainment, popular streaming services, and grocery store purchases.
If you have or plan on picking up the VentureOne, pair it with the no-annual fee Capital One Quicksilver Rewards credit card to earn the equivalent of 1.5X miles instead of 1.25X.
Capital One SavorOne Cash Rewards Credit Card
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
- No annual fee and no foreign transaction fees.
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
Capital One Quicksilver Cash Rewards Credit Card
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 1.5% Cash Back on all other purchases.
- No annual fee and no foreign transaction fees.
Capital One miles calculator
Use the Capital One miles calculator to determine how many Venture miles and Spark miles you can earn with based on the monthly or yearly spending amounts you enter.
Find out which credit cards will offer you the most value based on the spend amounts you entered
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
FAQ
What's the value of Capital One Venture miles?
Venture miles are worth 1 cent each when redeemed towards travel through Capital One, but you can obtain as much as 2 cents or more in value per mile when transferring them to Capital One's airline and hotel partners.
What can you redeem Capital One Venture miles towards?
Capital One Venture miles can be redeemed for travel, gift cards, and cash back. They can also be transferred to frequent flyer and hotel loyalty programs.
How do you earn Capital One Venture miles?
Capital One Venture miles are earned using Venture Rewards credit cards. You can also convert Capital One cash back into Venture miles using the Share My Rewards feature.
