Calculator: AMEX Points To Airline Miles & Hotel Points

AMEX transfer partners

Membership Rewards points can be transferred to 20 travel partners with most partners being at a 1:1 ratio meaning that every 1,000 points you transfer, you'll receive 1,000 airline miles or hotel points.

AMEX Excise Tax Offset fee

When transferring to a U.S. airline frequent flyer program, American Express will charge you $0.0006 cents per point transferred. This means that for every 10,000 points you transfer, you will be charged $6.

You can also pay the fee using Membership Rewards Points at a value of 0.5 cents per point (not recommended). You will be charged the Excise Tax Offset Fee for transferring points to the following U.S.-based airlines:

• Delta Airlines
• JetBlue Airlines
• Hawaiian Airlines

The maximum amount AMEX will charge you is $99 per transfer which comes from transferring 165,000 Membership Rewards Points. This is not a large fee, but something you should take note of.

Choose to pay cash or points. (Hint: pay cash)

AMEX Point transfer calculator

Use the conversion calculator to calculate the transfer of AMEX points to airline miles and hotel points with American Express travel partners.

How to earn AMEX points

AMEX credit cards

AMEX points can be earned through welcome bonuses and everyday spending across AMEX's Membership Rewards credit cards. They offer several of the best travel cards in the market that earns a solid return across popular categories such as restaurant, supermarket, and airfare.

Here are our top picks for earning Membership Rewards points:

Credit Card	Highlights	Annual Fee
The Platinum Card® from American Express Best For Lounge Access & Luxury Travel Learn More View Referral Offer Card Value & Points Calculator	Intro Bonus: 80,000 Bonus Points Earn 5X points on flights booked directly with airlines or with American Express Travel (up to $500,000, then 1X) Earn 5X points on prepaid hotels booked through American Express Travel Earn 1X points on all other eligible purchases Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges Over $1,400 in annual credits which includes airline incidentals, Uber Cash, digital entertainment, Fine Hotels + Resorts and The Hotel Collection, and more Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status Terms Apply	$695 See Rates and Fees
American Express® Gold Card Best For Restaurants & U.S. Supermarkets Learn More View Referral Offer Card Value & Points Calculator	Intro Bonus: 60,000 Bonus Points Earn 4X points at restaurants and on up to $25,000 in annual U.S. supermarket purchases Earn 3X points on flights booked directly with airlines or on amextravel.com Earn 1X points on all other purchases Up to $120 in Uber Cash credit each year Up to $120 in dining credits each year Terms Apply	$250 See Rates and Fees
The Business Platinum Card® from American Express Best For Lounge Access & Luxury Business Travel Learn More View Referral Offer Card Value & Points Calculator	Intro Bonus: 120,000 Points Earn 5X points on flights and prepaid hotels on amextravel.com Earn 1.5X points on select business purchases and on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year Earn 1X points on all other eligible purchases Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges Over $1,400 in annual credits which includes Dell, Adobe, Indeed, CLEAR, and more Get 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status Terms Apply	$695 See Rates and Fees
American Express® Business Gold Card Best For Business Rewards Learn More View Referral Offer Card Value & Points Calculator	Intro Bonus: 70,000 Points Earn 4X points on the 2 select categories where your business spent the most each month Earn 1X points on all other purchases Get 25% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel Terms Apply	$295 See Rates and Fees
The Blue Business® Plus Credit Card from American Express Best For Small Business & Miscellaneous Purchases Learn More View Referral Offer Card Value & Points Calculator	Intro Bonus: 15,000 Points Earn 2X points on the first $50,000 in purchases per year, then 1 point per dollar thereafter No annual fee Terms Apply	$0 See Rates and Fees

Earn points shopping online with Rakuten Rewards

You can earn up to 10X Membership Rewards Points or more shopping online through Rakuten Rewards.

Rakuten is an online cash back portal that pays you for starting your online shopping session through their website and making an online purchase. When you do this, Rakuten gets paid a commission from that retailer (a referral) and they share part of that commission with you, the user.

Rakuten allows you to opt in to earn Membership Rewards Points instead of cash back which is fantastic because you're able to earn points at a 1:1 ratio. This means if Rakuten is offering 10% cash back with a retailer, this would be equal to 10X Membership Rewards Points which is superb.

You can sign up for a free Rakuten Rewards account through us and receive 3,000 Membership Rewards Points (or $30 cash back) the first time you use their portal.