AMEX Membership Rewards: Point Conversion Calculator

Rewards Transfer Calculators
Check out AMEX's list of travel partners and calculate the conversion of AMEX points to airline miles and hotel points with JetBlue, Delta, and more.
Last Updated 2022-04-06

American Express Membership Rewards Points can be transferred to 20 travel partners. Depending on the partner you transfer your points to, this will generally give your AMEX Points more value than redeeming them at the fixed rate of 1 cent per point for airfare through American Express Travel.

List of AMEX transfer partners

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AMEX Excise Tax Offset fee

American Express will charge you $0.0006 cents per point transferred to a U.S. airline frequent flyer program. This means that for every 10,000 points you transfer, you will be charged $6.

You can also pay the fee using Membership Rewards Points at a value of 0.5 cents per point (not recommended). You will be charged the Excise Tax Offset Fee for transferring points to the following U.S.-based airlines:

  • Delta Airlines
  • JetBlue Airlines
  • Hawaiian Airlines

The maximum amount AMEX will charge you is $99 per transfer which comes from transferring 165,000 Membership Rewards Points. This is not a large fee, but something you should take note of.

Choose to pay cash or points. (Hint: pay cash)

Calculate transfers To AMEX travel partners

Use the conversion calculator to calculate the transfer of AMEX Points to airline miles and hotel points.

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How to earn AMEX points

AMEX credit cards

AMEX points can be earned through welcome bonuses and everyday spending across AMEX's Membership Rewards credit cards. They offer several of the best travel cards in the market that earns a solid return across popular categories such as restaurant, supermarket, and airfare.

Listed below are several of the best AMEX credit cards for earning Membership Rewards Points.

Best For Lounge Access & Luxury Travel

Annual Fee: $695
Rewards Rate
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
1X
Earn 1X Membership Rewards® Points on all other card purchases
100,000 Points
Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

Best For Restaurants & Big Supermarket Spenders

Annual Fee: $250
Rewards Rate
4X
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4X
Earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)
3X
Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com
1X
Earn 1X Membership Rewards® Points on all other Card purchases
60,000 Points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

Best For Lounge Access & Luxury Business Travel

Annual Fee: $695
Rewards Rate
5X
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
1.5X
Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
1X
Earn 1X points for each dollar you spend on eligible purchases
Airline Bonus: Get 35% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 500,000 points back per calendar year
120,000 Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Best For 4X On Popular Business Categories

Annual Fee: $295
Rewards Rate
4X
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
1X
Earn 1X Membership Rewards® points on other purchases
Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
70,000 Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Earn points shopping online with Rakuten Rewards

You can earn up to 10X Membership Rewards Points or more shopping online through Rakuten Rewards.

Rakuten is an online cash back portal that pays you for starting your online shopping session through their website and make a purchase. When you do this, Rakuten gets paid a commission from that retailer (a referral) and they share part of that commission with you, the user.

Rakuten allows you to opt in to earn Membership Rewards Points instead of cash back which is fantastic because you're able to earn points at a 1:1 ratio. This means if Rakuten is offering 10% cash back with a retailer, this would be equal to 10X Membership Rewards Points which is superb.

You can sign up for a free Rakuten Rewards account through us and receive 3,000 Membership Rewards Points the first time you use their portal.

FAQ

Are American Express Points transferable?

Yes. American Express Membership Rewards Points can be transferred to over 15 partners which consists of airline and hotel rewards programs.

How do I transfer Amex Points?

American Express Points can be transferred through the Membership Rewards portal.

What hotels can you transfer AMEX Points to?

Membership Rewards Points can be transferred to Marriott Bonvoy (1:1), Hilton Honors (1:2), and Choice Privileges (1:1).

Which airlines accept AMEX Membership Rewards points?

Membership Rewards Points can be used to book travel through American Express Travel at a value of 1 cent per point. This means that you can use them towards a flight on any airline that you find in the portal.