Citi Points To Dollars: Calculators & Redemption Values

Rewards Value Calculator
Calculate the average cash value of ThankYou Rewards Points to find out if it's worth paying cash or redeeming Citi points.
Last Updated 2022-04-08 By R.Flowers III

Citi ThankYou Rewards Points have an average value of 1 cent per point when redeemed for travel, but can be worth anywhere between 0.6 and 2 cents when transferred to partners.

How to earn Citi Points

Citi Points are earned through welcome bonuses and everyday spending across Citi's two available ThankYou Rewards credit cards. Citi's two cash back credit cards also earn ThankYou Rewards points, but they are restricted to cash back and other redemptions that give you a value of 1 cent per point.

It's also worth noting that you must own Citi's premium credit card, the Citi Premier® Card, in order to transfer your points to all of Citi's airline and hotel partners. This makes the Citi Premier Card essential if you're looking to maximize the value of your points in the Citi-ecosystem.

Here are the credit cards you can use to earn ThankYou Rewards points:

  • Best For Everyday Spending & Travel
    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
  • Best For 10% Point Rebate
    Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at
  • Best For Automatically Maximizing Rewards
    Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Best For 2% Back
    No current offer.

Citi points value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.0
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions with the Citi Double Cash and Citi Custom Cash 1
Point redemptions on 0.8
Cash back redemptions with other Citi ThankYou cards 0.5

Citi point transfers to parters

Citi ThankYou Points will have the best value when transferred to Citi's airline and hotel partners. In order to transfer points, you must have the Citi Premier Card or the (now unavailable) Citi Prestige Card.

Convert Citi points to dollars

Use the Citi Points Value Calculator to get an idea of how much your ThankYou Points are worth when redeemed for travel, cash back, and more.

Enter any amount of Citi points to calculate the dollar value.
Redemption Average Dollar Value
Point transfers to airline and hotel partners $0 to $0
Redeeming points through Citi ThankYou travel portal $0
Cash back redemptions with Citi Double Cash or Citi Custom Cash $0
Point redemptions on $0
Cash back redemptions with Citi's other ThankYou credit cards $0

Calculate the value of a redemption

Use this calculator to determine the value of a redemption based on cost in Citi Points and cost in cash. You'll want to strive for a redemption that gives your points a value of 1 cent or more.

Cost of Redemption In Cash
Enter how much the flight or redemption would cost you if you paid cash.
Cost of Redemption In Citi Points
Enter how much the flight or redemption would cost you in ThankYou Rewards Points along with any taxes, fees, or additional cash cost you would have to pay.
Citi Points
Redemption Value
This is how much your ThankYou Rewards Points are worth based on the values entered above.
- Cents Per Point

Quick Credit Card Search Tool

Input your monthly spend into our calculator below to find out which credit cards will earn you the most points, miles, and cash back per dollar spent. Whole numbers only, no decimals/cents.

Use the full credit card finder tool for additional customization options including the ability to add additional categories, toggle between monthly and yearly spend, and more.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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