Citi Points Value Calculator: How Much Are Points Worth?

Points & Miles Value
Calculate the dollar value of Citi ThankYou Points to find out how much they are worth when redeem for travel, cash back, gift cards, and more.
Last Updated 2022-04-08

The value of ThankYou Rewards Points ranges from 0.5 to 2 cents which means 10,000 ThankYou Points can be worth anywhere from $50 to $200 based on how you redeem them.

Out of all available redemption options, redeeming ThankYou Points for travel will give you the best value. You can redeem them directly with Citi for about 1 cent per point towards travel or transfer them to Citi's airline and hotel partners for up to 2 cents or more in value.

How to earn Citi points

Citi Points are earned through welcome bonuses and everyday spending across ThankYou credit cards. Citi offers five cards that you can use to earn points.

If you have more than one ThankYou Point-earning credit card, you'll want to use the Combine My Accounts feature within the ThankYou Rewards portal.

Citi Premier® Card

The Citi Premier Card is Citi's leading travel rewards credit card. It earns 3X points on airfare, hotel, gas station, supermarket, and restaurant purchases, and 1X on everything else.

The most important benefit of the card is that it grants the ability to transfer ThankYou Points to Citi's full list of airline and hotel partners at a 1:1 ratio. This means you'll be able to convert 1,000 Citi Points to 1,000 airline miles or hotel points with their partners.

This give you the ability to redeem points for more than the standard value of 1 cent per point.

If you plan on using ThankYou Points for travel and you want to maximize your value, you will want to pick up the Citi Premier Card.

Best For Everyday & Travel Spending

Annual Fee: $95
Rewards Rate
3X
Earn 3 Points per $1 spent at Restaurants and Supermarkets
3X
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1X
Earn 1 Point per $1 spent on all other purchases
80,000 Bonus Points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Citi® Double Cash Card

The Citi Double Cash is one of the best cash back credit cards on the market. It earns 2% back in which you'll earn 1% on your purchases and 1% when you pay off those purchases.

ThankYou Points earned with the Citi Double Cash can be redeemed for cash back and several other redemption options at a value of 1 cent apiece.

The Citi Double Cash works best when paired with the Citi Premier Card as you'll be able to transfer points earned with the card to partners and thus redeem them for more than 1 cent in value.

Best For 2% Back On All Purchases

Annual Fee: $0
Rewards Rate
2%
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
$200 Cash Back
For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.

Citi Custom Cashâ„  Card

The Citi Custom Cash earns 5% back on one select category that you spend the most on per month. You'll earn 5% on the first $500 spent during the billing cycle and 1% back thereafter.

There's a total of 10 popular categories which includes restaurants, gas station, grocery store, travel, home improvement, and more.

The card is essential if you're looking to maximize your ThankYou Points and it pairs well with both the Citi Double Cash and Citi Premier Card.

Best For Automatic 5% Cash Back

Annual Fee: $0
Rewards Rate
5%
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
1%
Earn unlimited 1% cash back on all other purchases.
$200 Cash Back
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Other Citi credit cards

Citi ThankYou Points can also be earned with the the following Citi credit cards:

Both cards are solid options for earning ThankYou Points, but once the Citi Double Cash was given the ability to earn ThankYou Points, it easily became the best option and outshined both cards.

With that being said, the Citi Rewards+ Card can still be worth picking up due to it's Point Round Up ability and 10% point rebate on redemptions.

How much are Citi points worth?

The easiest value you can obtain from Citi ThankYou Points is 1 cent per point. Depending on which cards you have, you'll get this value when either redeeming points for cash back or when booking travel through Citi.

Citi points value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.0
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions with Citi's cash back cards 1
Point redemptions on Amazon.com 0.8

Citi point transfers to partners

The best value will come from transferring Citi ThankYou Points to airline and hotel partners. This can give you a wide range of value depending on which partner you transfer your points to and how you use them once transferred.

List of Citi transfer partners

Loading...

Citi airline partners

Citi Points will typically have the best value when transferred to airline partners.

This will give you around 1 to 1.5 cents for your standard economy flights with most partners and as much as 2 cents (or more) for premium and First/Business class redemptions.

Air France-KLM Flying Blue

The Flying Blue program is part of the SkyTeam Alliance which means you can use miles to book on partners such as Delta Airlines, Aeromexico, and Korean Air.

You can find great value in Flying Blue Miles when booking one-way flights between the U.S. and Europe, especially from the East Coast. Flying Blue also has monthly promotions which can greatly increase the value of miles.

JetBlue TrueBlue

The Citi ThankYou Rewards program is one of the best programs for earning points transferable to JetBlue due to the 1:1 transfer ratio and 3X offerings of the Citi Premier Card.

JetBlue Points have an average value of 1.3 cents each, though it's not possible to get as much as 1.5 cents for some flights. If you enjoy flying JetBlue and you're trying to build points, the Citi ThankYou Rewards program is the route to take.

Qantas Frequent Flyer

Qantas is the flag carrier of Australia. Qantas Points have an average value of 1.4 cents each for your basic redemptions, but first and business class flights can yield significantly higher value.

Singapore KrisFlyer

Singapore KrisFlyer has a large number of 'sweet spots', but the best of them all is flying in Singapore's in-air Suites. These suites are the definition of luxury and is one of the best experiences points and miles can buy.

If you're in need of KrisFlyer Miles, you're in luck because they are a 1:1 transfer partner of all major US credit card rewards programs. This makes it very easy to earn hundreds of thousands of miles in the program using welcome bonuses earned with Citi, Chase, American Express, and Capital One credit cards.

Singapore Suites

Virgin Atlantic Flying Club

Virgin Atlantic is not part of any major airline alliance, but they partner closely with several airlines with one of those being Delta Airlines.

One of the best ways to redeem Flying Club Miles for high value is by using them to book Delta One flights between the US East Coast & Europe and the US West Coast & Asia. This can give you redemption values of up to 3 cents or more depending on the route.

Booking the same flight using Delta's own SkyMiles will typically cost you a lot more than booking it through Virgin Atlantic.

Citi hotel partners

Citi Points can be transferred to both Choice Privileges and Wyndham Rewards. Citi point transfers to either program will not get you as much value as transferring to airline miles, but it's possible to get at least 1 cent in value with a little bit of research.

Choice Privileges

Choice is a great transfer partner due to the large footprint it has in the hotel market. You can find Choice brand hotels in most major cities as well as in cities 'off the beaten path' where other big hotel brands are nowhere to be found.

Choice Hotels will generally not offer you much value in the States, but you can find some great value of 1 cents or more booking Choice brand hotels in popular international destinations, especially in expensive European cities.

Redeeming points for travel through ThankYou Rewards

Citi ThankYou Points can be used to book travel through the ThankYou Rewards portal. This will give your points a value of 1 cent each no matter which ThankYou credit card you have.

Within the portal you can book a flight, hotel, or car rental. Citi will let you know the value of your points so that you're well aware of how much you're working with.

Booking through the portal is pretty straightforward.

Other ways to redeem Citi points

Outside of using points for travel, ThankYou Points can be put used for cash back, gift cards, and at checkout with several retailers.

Redeeming points for cash back

ThankYou Points can be redeemed for cash back as a statement credit, direct deposit, or a check by mail. Your points will be worth anywhere from 0.5 cents to 1 cent depending on which ThankYou Point-earning card you're redeeming from.

Cash back redemption value

Citi Card Point Value (in cents)
Citi Double Cash 1
Citi Custom Cash 1
Citi Premier Card 0.5
Citi Rewards+ 0.5
Citi AT&T Access 0.5
Citi Prestige Card 0.5
Citi ThankYou Preferred 0.5

Redeeming points for gift cards

ThankYou Points can be redeemed for over 100 gift cards at a value of 1 cent per point. Redemptions start as low as 1,000 points for a $10 gift card.

Most of the gift cards in the portal allow you to choose between receiving an electronic code (e-gift card) or receiving it by mail.

Redeeming points with retailers

ThankYou Points can be redeem with select retailers through Shop with Points. The value of your points will vary.

Retailers include:

  • Amazon.com
  • PayPal
  • CVS
  • BP / Amoco (Gas)
  • Shell
  • 1800Flowers.com
  • Best Buy

Amazon Shop with Points

Amazon's Shop with Points allows you to use rewards earned with various rewards programs to pay for your purchases on Amazon.com. When using ThankYou Rewards Points, your points will be worth 0.8 cents each.

The benefit to redeeming your points through Amazon, is that Amazon occasionally offers cash off when you use rewards points to pay for your purchase.

The offer that they have usually reads something like:

"Get $X/X% off when you use Ultimate Rewards Points to pay for your purchases"

While your mileage may very (YMMV), this will usually trigger using 1 rewards point. So, for example, you could redeem 1 ThankYou Point for $30 off and pay the remaining balance with your card.

So while you've redeemed a single point at a value of 0.8 cents, you've saved a big chunk of money on your purchase.

If you shop on Amazon.com frequently, I highly suggest jumping over to the Amazon Shop with Points page and linking your ThankYou Rewards account as well as any other account that participate in the program as it can save you a great deal on your purchases.

The following credit cards and rewards programs participate in the Amazon Shop with Points program:

How to convert Citi points to dollars

Use the Citi Points Value Calculator to determine the cash value of ThankYou Points based on redemption. This will give you an idea of how much your points are worth on average.

Enter any amount of Citi points to calculate the dollar value.
Points
Redemption Average Dollar Value
Point transfers to airline and hotel partners $0 to $0
Redeeming points through Citi ThankYou travel portal $0
Cash back redemptions with Citi Double Cash or Citi Custom Cash $0
Point redemptions on Amazon.com $0
Cash back redemptions with Citi's other ThankYou credit cards $0

FAQ

How much are Citi Points worth?

Citi Points have an average value of 1 cent each, but can be worth anywhere from 0.6 to 2 cents based on the redemption.

What is the best use of Citi Points?

Transferring points to partners will give your points the best value. Through point transfers, you can get as much as 2 cents per point.

What can you use Citi Points for?

Points can be redeemed for travel, cash back, gift cards, and at checkout with several popular retailers such as Amazon.com and CVS.