Citi ThankYou Rewards: How To Earn & Redeem Points

Travel Rewards
Discover how to earn and redeem Citi ThankYou Rewards points with this comprehensive guide. Plus, use our calculator to see how many points you can earn!
Last Updated 2023-04-26 By R.Flowers III

Citi ThankYou Points: Quick Overview

Earning Citi Points: Citi ThankYou points are earned using eligible Citi credit cards. For every $1 you spend across these cards, you will earn 1 ThankYou point along with bonus points based on any multipliers the card has.

Redeeming Citi Points: ThankYou Rewards points can be redeemed for travel, cash back, gift cards, and merchandise. Points can also be transferred to Citi's airline and hotel partners.

Citi Point Value: Based on our analysis, ThankYou Rewards points are worth 1 cent each on average meaning that 10,000 points are worth $100 in value. Point values can range anywhere from 0.5 cents to 2 cents or more per point depending on the redemption.

Citi Transfer Partners: ThankYou points can be transferred to over 15 travel partners including JetBlue Airways, Choice Privileges, Air France, and Wyndham Rewards. You must have the Citi Premier® Card or Citi Prestige Card to have access to all of Citi's travel partners.

Best Citi ThankYou Rewards credit cards

Use our Citi points calculator to find out which ThankYou Rewards credit cards will earn you the most points based on the monthly and yearly spend amounts you enter.

How much are Citi ThankYou points worth?

Citi ThankYou points can be redeemed for travel, cash back, gift cards, merchandise, and more. The value you get out of your points will depend on how you redeem them and which Citi credit cards you own.

Redemption options Redemption value in cents
Point transfers to airline partners 1 - 2
Point transfers to hotel partners 0.6 - 1
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions with Citi Double Cash or Citi Custom Cash 1
Point redemptions on Amazon.com 0.8
Cash back redemptions with other Citi credit cards 0.5

Travel booked through Citi

Citi ThankYou points can be redeemed for travel booked through Citi's travel portal at a value of 1 cent per point.

Point transfers to Citi's partners

Citi ThankYou points can be transferred to over 15 travel partners if you have the Citi Premier Card or Citi Prestige Card. You can expect anywhere from 1.2 cents to 2 cents in value per point when transferring to airline partners and around 0.6 cents to 1 cent in value per point when transferring to hotel partners.

Gift cards

Citi offers a wide range of gift card options through their ThankYou Rewards portal. Redemptions start at 2,500 points and will give your ThankYou points a value of 1 cent per point.

Cash back and statement credits

The value you get out of redeeming ThankYou points for cash back will range from 0.5 to 1 cent in value depending on which Citi credit cards you have.

Citi transfer partners

Citi ThankYou points will have the best value when transferred to Citi's airline and hotel partners. In order to be able to transfer points to all of Citi's partners, you must own the Citi Premier Card or Citi Prestige Card* (*currently unavailable) which are considered Citi's premium credit cards.

Here's the complete list of Citi transfer partners and ratios:

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Lower-tier cards can only transfer points to a small handful select partners and those partners are at a worse ratio than those offered with Citi's premium credit cards. Luckily, as long as you hold the Citi Premier Card or Citi Prestige Card, you will be able to combine ThankYou Rewards points earned with lower-tier cards.

Credit cards that earn Citi ThankYou points

Citi ThankYou points can be earned using a handful of Citi credit cards. The value that you'll be able to get out of your ThankYou points depends on which credit cards you own. Here's the breakdown:

Citi Premier® Card

Intro bonus: Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

Rewards rate: Earns 3X points on restaurant, supermarket, gas station, hotel, and air travel, and 1X points on everything else.

Card highlights: Annual $100 credit on any $500+ hotel stay booked through the Thankyou.com portal and full access to all of Citi's travel partners at the best ratios.

Citi Premier points value: 1 cent when redeemed for travel through Citi, but can be worth as much as 2 cents or more when transferred to Citi's partners. Cash back redemptions offer a weak 0.5 cents per point. Points earned with lower-tier cards can be transferred to the Citi Premier which makes it pair well with all ThankYou Rewards credit card cards.

Annual fee: $95.

Citi Rewards+® Card

Intro bonus: Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com. Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel(SM) Portal through June 30, 2024.

Rewards rate: Earns 2X points on supermarket and gas station purchases, 1X points on everything else.

Card highlights: Purchases are rounded up to the nearest 10 and card offers a 10% point rebate when you use points.

Citi Rewards+ points value: Points are worth 1 cent each when redeemed for travel and cash back redemptions offer a low 0.5 cents per point. Points can be transferred to a select few partners at a decent ratio. Card doesn't stand well on it's own, but is great when paired with the Citi Premier Card.

Annual fee: $0.

Citi Custom Cashâ„  Card

Intro bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards rate: Earn 5% back in your top eligible category each billing cycle on up to the first $500 spent (then 1%), and 1% back on everything else.

Card highlights: High earning rate at no annual fee.

Citi Custom Cash points value: Points can be redeemed for cash back, travel, and gift cards at a value of 1 cent per point. Pairs excellently with the Citi Premier Card as the 5% earnings can be worth significantly more when transferred to Citi's partners.

Annual fee: $0.

Citi® Double Cash Card

Intro bonus: No current offer.

Rewards rate: Earn 1% back on purchases and 1% back when you pay off those purchases for a total of 2% back.

Card highlights: Double rewards at no annual fee.

Citi Double Cash points value: Points can be redeemed for cash back, travel, and gift cards at a value of 1 cent per point. You can combined these points with Citi Premier points to open up the ability to transfer them to Citi's partners and thus redeem them for higher value.

Annual fee: $0.

Other credit cards that earn Citi ThankYou points:

Citi points calculator

Use our Citi points calculator to find out which ThankYou Rewards credit cards will earn you the most points and best return. Simply input your monthly or yearly spend and let our calculator do the work!

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Find out which credit cards will offer you the most value based on the spend amounts you entered

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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

FAQ

How do you earn Citi ThankYou points?

Citi ThankYou points are earned using eligible Citi credit cards. Every $1 spent on eligible cards will earn you points.

What's the value of Citi ThankYou points?

Citi ThankYou points are worth 1 cent each on average meaning that 10,000 points are worth $100 in value.

Can you Citi ThankYou points be transferred to other programs?

If you have the Citi Premier Card or Citi Prestige Card, you will be able to transfer Citi ThankYou points to Citi's airline and hotel partners.

What can you redeem Citi ThankYou points for?

Citi ThankYou points can be redeemed for travel, cash back, gift cards, and merchandise.

Does Citi ThankYou Rewards have any domestic airline partners?

JetBlue is Citi's only domestic airline partner, but it is also the best rewards program for earning points with JetBlue on everyday purchases and travel.

Looking for the best travel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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