American Express Membership Rewards Credit Cards
The Platinum Card® from American Express
Best For Global Lounge Access & Luxury Travel
- 80,000 Bonus Points
- 1X - 5X points.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,400 in annual credits.
- Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
- Terms Apply. Enrollment required for some benefits.
- $695 annual fee. See Rates & Fees
American Express® Gold Card
Best For Foodies
- 60,000 Bonus Points
- 1X - 4X points.
- Up to $120 in annual Uber Cash.
- Up to $120 in annual dining credits.
- Terms Apply.
- $250 annual fee. See Rates and Fees
American Express® Green Card
Best For Transit & Dining
- 1X - 3X points.
- Receive up to $189 in statement credits for CLEAR Plus membership each year when you pay with your card.
- Receive up to $100 in LoungeBuddy credits when you use the card to purchase lounge access through the LoungeBuddy app
- $150 annual fee.
American Express EveryDay® Preferred Credit Card
Best For Gas & Supermarket Purchases
- 1X - 3X points.
- Earn 50% more points in a billing period when you make 30 or more purchases on the card. Terms apply.
- $95 annual fee.
American Express EveryDay® Credit Card
Best For No Annual Fee
- 1X - 2X points.
- Earn 20% more points in a billing period when you make 20 or more purchases on the card.
- $0 annual fee.
The Business Platinum Card® from American Express
Best For Lounge Access & Luxury Business Travel
- 120,000 Points
- 1X - 5X points.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,400 in annual statement credits.
- Receive 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel.
- Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
- $695 annual fee. See Rates and Fees
American Express® Business Gold Card
Best For 4X Business Categories
- 70,000 Points
- 1X - 4X points.
- Get 25% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel. Terms apply.
- $295 annual fee. See Rates and Fees
The Blue Business® Plus Credit Card from American Express
Best For Small Business
- No current offer.
- 2X points on the first $50,000 in purchases per year (then 1X).
- Spend beyond your credit limit with Expanded Buying Power.
- No annual fee. See Rates & Fees
Business Green Rewards Card from American Express
- 1X points.
- Earn 1 additional Membership Rewards Point per $1 spent when you use the Business Green Reward Card at amextravel.com.
- $0 annual fee the first year, then $95.
Learn More: Your Simple Guide To Membership Rewards Points
Chase Ultimate Rewards Credit Cards
Chase Sapphire Preferred® Card
- 60,000 Bonus Points
- 1X - 5X points.
- Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
- Receive a $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards.
- Get 10% bonus points based on how much you spend the prior cardmember year.
- Points transferable to Chase's airline and hotel partners.
- $95 annual fee.
Chase Sapphire Reserve®
- 60,000 Bonus Points
- 1X - 10X points.
- Up to $300 in statement credits for travel purchases charged to the card each anniversary year.
- Complimentary Priority Pass Select membership.
- Receive a 50% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.5 cents per point in value!
- Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee.
- Points transferable to Chase's airline and hotel partners.
- $550 annual fee.
Ink Business Preferred® Credit Card
- 100k Bonus Points
- 1X - 3X points.
- Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
- Points transferable to Chase's airline and hotel partners.
- $95 annual fee.
Learn More: Your Simple Guide To Chase Ultimate Rewards Points
Capital One Miles Credit Cards
Capital One Venture X Rewards Credit Card
Best Premium Card For Unlimited Miles.
- 75,000 bonus miles
- 2X - 10X miles.
- Receive a $300 annual credit for bookings through Capital One Travel.
- Receive 10,000 bonus miles annually.
- Enjoy complimentary access to Capital One lounges and Priority Pass lounges.
- Receive up to a $100 credit for Global Entry or TSA PreCheck®.
- $395 annual fee.
Capital One Venture Rewards Credit Card
Best For Unlimited 2X Miles.
- 75,000 bonus miles
- 2X - 5X miles.
- Enjoy two complimentary lounge passes per year.
- Receive up to a $100 credit for Global Entry or TSA PreCheck®.
- $95 annual fee.
Capital One VentureOne Rewards Credit Card
Best For Unlimited Miles at No Annual Fee.
Venture Miles & Card Value Calculator
Capital One Spark Miles for Business Card
Best Business Card For Unlimited 2X Miles.
- 50,000 Bonus Miles
- 2X - 5X miles.
- Receive up to a $100 credit for Global Entry or TSA PreCheck®.
- $0 intro annual fee for the first year, then $95 after that.
Capital One Spark Miles Select for Business Card
- 1.5X - 5X miles.
- $0 annual fee.
Learn More: Your Simple Guide To Capital One Miles
Citi ThankYou Rewards Credit Cards
Citi Premier® Card
- 1X - 3X points.
- Enjoy an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal.
- Receive full access to all of Citi's transfer partners at a 1:1 ratio.
- $95 annual fee.
Citi Rewards+® Card
- 1X - 2X points.
- Purchases are rounded up to the nearest 10.
- Enjoy a 10% point rebate when you use points.
- $0 annual fee.
Bank of America Travel Rewards Credit Cards
Bank of America® Premium Rewards® Elite credit card
- 1.5X - 2X points.
- Receive up to $300 annually in Airline Incidental Statement Credits.
- Receive up to $150 annually for lifestyle conveniences.
- Save 20% on domestic or international airfare for any class when you pay with points.
- Complimentary Priority Pass™ Select Membership.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $550 annual fee.
Bank of America® Premium Rewards® credit card
- 1.5X - 2X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- Receive up to $100 annually in Airline Incidental Statement Credits.
- $95 annual fee.
Bank of America® Travel Rewards Credit Card
- 1.5X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard
- 1.5X - 3X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Comerica Real Rewards Credit Cards
Visa College Real Rewards Card
- 1.5X points.
- $0 annual fee.
Visa® Everyday Rewards+ Card
- 1X - 4X points.
- $95 annual fee.
Discover Miles Credit Cards
Discover it® Miles Card
- 1.5X miles.
- $0 annual fee.
HSBC Rewards Credit Cards
HSBC Elite Credit Card
- 1X - 3X points.
- Receive up to $400 in travel credits used towards all airfare, hotels, and car rentals booked through HSBC Travel
- You and one guest will get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey.
- $395 annual fee.
HSBC Premier World Mastercard
- 1X - 2X points.
- $0 annual fee.
Luxury Card Rewards Credit Cards
Luxury Card Mastercard® Gold Card™
- 1% - 2% back in value.
- Receive up to $200 in annual air travel credit towards flight-related purchases.
- Receive complimentary Priority Pass Select Membership.
- As a cardholder, you'll receive the following benefits: Luxury Card concierge, Luxury Card gifts, and Luxury Card Travel.
- $995 annual fee.
Luxury Card Mastercard® Black Card™
- 1% - 2% back in value.
- Receive up to $100 in annual air travel credit towards flight-related purchases
- Receive complimentary Priority Pass Select Membership.
- As a cardholder, you'll receive the following benefits: Luxury Card concierge, Luxury Card gifts, and Luxury Card Travel.
- $495 annual fee.
Luxury Card Mastercard® Titanium Card™
- 1% - 2% back in value.
- As a cardholder, you'll receive the following benefits: Luxury Card concierge, Luxury Card gifts, and Luxury Card Travel.
- $195 annual fee.
PenFed Rewards Credit Cards
PenFed Pathfinder® Rewards Visa Signature® Card
- 1.5X - 4X points.
- Receive up to $100 in Air Travel Credit towards travel on a U.S. headquartered airline.
- Receive complimentary Priority Pass Membership.
- $95 annual fee.
PenFed Platinum Rewards Visa Signature® Card
- 1X - 5X points.
- $0 annual fee.
PNC Rewards Credit Cards
PNC points® Visa® Credit Card
- 4X points.
- $0 annual fee.
PNC points® Visa® Business Credit Card
- 5X points.
- $0 annual fee.
PNC Premier Traveler® Visa Signature® Credit Card
- 2X miles.
- $0 annual fee the first year, then $85.
PNC Travel Rewards Visa® Business Credit Card
- 1X miles.
- $0 annual fee.
TD Miles Credit Cards
TD First Class℠ Visa Signature® Credit Card
- 1X - 3X miles.
- $0 annual fee.
USAA Rewards Credit Cards
USAA Rewards™ American Express® Card
- 1X - 3X points.
- Receive a 4% APR on all balances for up to 12 months during deployments or PCS
- $0 annual fee.
USAA Rewards™ Visa Signature® Card
- 1X - 2X points.
- $0 annual fee.
U.S. Bank Altitude & FlexPerks Credit Cards
U.S. Bank Altitude® Reserve Visa Infinite® Card
- 1X - 5X points.
- Get reimbursed annually for up to $325 annually on eligible travel purchases and takeout, food delivery, and dining purchases
- Redeem points for 1.5 cents each in value towards travel.
- Receive complimentary 12-month Priority Pass Select membership
- $400 annual fee.
U.S. Bank Altitude® Connect Visa Signature® Card
- 1X - 4X points.
- For every 11 months of streaming services that is charged to your card, you'll receive $30 in complimentary streaming credit on the 12th month
- $0 annual fee the first year, then $95.
U.S. Bank Altitude® Go Visa Signature® Card
- 1X - 4X points.
- For every 11 months of streaming services that is charged to your card, you'll receive $15 in complimentary streaming credit on the 12th month.
- $0 annual fee.
U.S. Bank FlexPerks® Gold American Express® Card
- 1X - 5X points.
- FlexPoints earned with the U.S. Bank FlexPerks Gold Card can be transferred to the U.S. Bank Altitude Reserve Card at a 1:1 ratio.
- $85 annual fee.
Cruise Line Rewards Credit Cards
Carnival® World Mastercard®
- 1X - 2X points.
- Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise.
- $0 annual fee.
Celebrity Cruises® Visa Signature® Credit Card
- 1X - 2X points.
- $0 annual fee.
Holland America Line Rewards Visa® Card
- 1X - 2X points.
- $0 annual fee.
Norwegian Cruise Line® World Mastercard®
- 1X - 3X points.
- $0 annual fee.
Princess Cruises® Rewards Visa® Card
- 1X - 2X points.
- $0 annual fee.
Royal Caribbean® Visa Signature® Credit Card
- 1X - 2X points.
- $0 annual fee.
Transit Rewards Credit Cards
Amtrak Guest Rewards® Mastercard®
- 1X - 2X points.
- Receive 5% of your redeemed points back when you book award travel on Amtrak.
- When you use your card to make food and beverage purchases on-board Amtrak, you'll receive a 10% discount.
- $0 annual fee.
Amtrak Guest Rewards® Preferred Mastercard®
- 1X - 3X points.
- Receive 5% of your redeemed points back when you book award travel on Amtrak.
- When you use your card to make food and beverage purchases on-board Amtrak, you'll receive a 20% discount.
- Receive a lounge pass good for a complimentary visit to a ClubAcela or Metropolitan Lounge visit every year.
- Receive a companion pass on the anniversary date of your every year.
- Receive a coupon for a one-class upgrade when you renew your card (as in pay the annual fee) every year.
- Every $5,000 in spend that you run across the Amtrak Preferred Mastercard will earn you 1,000 Tier Qualifying Points (TQPs) towards elite status.
- $99 annual fee.
Speedy Rewards® Mastercard®
- 10X - 50X points.
- $0 annual fee.
Travel Credit Card Rewards Calculator
Use the travel credit card rewards calculator to find out which cards will earn you the most points and miles based on the spend amounts you enter. Results will consist of top travel rewards credit cards from our partners.
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Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
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If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.
Find out which credit cards will offer you the most value based on the spend amounts you entered
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
FAQ
Which credit card gives reward points for air travel?
There are many fantastic credit cards for air travel. Which card is best depends on how often you travel. At the top of the list is typically the Chase Sapphire Reserve and The Platinum Card by American Express.
How useful are travel cards?
If you travel often, having a travel rewards credit card can save you tons of money on airfare, hotels, car rentals and even smaller purchases such as tolls and parking.
How much is 25,000 travel points?
The average value of 25,000 travel points would be around $250, but it can easily be worth more or less depending on the program since the value of travel rewards are not equal across programs.
What is the best credit card to use while traveling?
You'll want to use a card that earns a high return on any given purchase while traveling. If you're looking for a general rewards card that you can charge all purchases to, you'll probably want to consider the Capital One Venture X Rewards Credit Card.
