Earning Points
Cash back earned with Citi's cash back credit cards are displayed as ThankYou Rewards points. For every $1 you spend across these cards, you will earn 1 ThankYou point along with bonus points based on any multipliers the card has.
Redeeming Points
ThankYou Rewards points can be redeemed for travel, cash back, gift cards, and merchandise. Points can also be transferred to Citi's airline and hotel partners.
Citi Points Value
ThankYou points earned with Citi's cash back credit cards are worth 1 cent each. You can obtain higher point value when redeeming for travel by transferring your points to Citi's premium credit cards.
Citi ThankYou Credit Cards
Use our credit card rewards calculators to calculate total ThankYou Rewards points and card value based on spend, how much you value card benefits, and annual fees. Compare results side-by-side up to two credit cards from any issuer.
- 1% - 5% back.
- $0 annual fee.
- 2% back; 1% back on purchases and 1% back when you pay off those purchases.
- $0 annual fee.
- 1X - 3X points.
- Enjoy an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal.
- Receive full access to all of Citi's transfer partners at a 1:1 ratio.
- $95 annual fee.
- 1X - 2X points.
- Purchases are rounded up to the nearest 10.
- Enjoy a 10% point rebate when you use points.
- $0 annual fee.