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Which Credit Card Points Transfer To Emirates Miles?

Find out which partner credit cards earn rewards transferable to Emirates Skywards and calculate which cards will earn you the most Emirates miles.
Last Updated: 05-30-2024
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Emirates is a direct transfer partners of a two major credit card rewards programs: American Express Membership Rewards and CommBank Awards. This makes it possible to earn Emirates Skywards Miles via everyday spending and intro bonuses.

Emirates credit card transfer partners

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AMEX Membership Rewards credit cards

Membership Rewards points can be transferred to Emirates Skywards at a rate of 3:1 meaning that every 3,000 AMEX points you transfer will give you 1,000 Emirates miles. AMEX credit cards earn up to 2.25X points per $1 spent which is equal to 0.75X Emirates miles.

Here are the credit cards you can use to earn Membership Rewards points:

Credit Card Card Details
The American Express® Platinum Card
The American Express® Platinum Card
Luxury Travel & Global Lounge Access
  • Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on government bodies in Australia.
  • $450 in annual travel credit for domestic or international travel through Platinum Travel Service.
  • Up to $400 in Global Dining credits.
  • Access to over 1,400 airport lounges worldwide.
  • Access to Fine Hotels + Resorts which offer an average total value of $800 AUD
  • Up to 20% in savings on First and Business Class fares.
  • Complimentary elite status with several hotel chains.
  • Complimentary Domestic and international travel insurance.
  • $1,450 annual fee.
The American Express Explorer® Credit Card
The American Express Explorer® Credit Card
  • Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on purchases at government bodies in Australia.
  • $400 in annual travel credit for domestic or international travel through American Express Travel.
  • Two passes to American Express Lounges annually.
  • Access to The Hotel Collection.
  • Complimentary Domestic and international travel insurance.
  • $395 annual fee.
The American Express® Platinum Edge Credit Card
The American Express® Platinum Edge Credit Card
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online.
  • Earn 1 point per $1 spent on all other card purchases.
  • $200 in annual travel credit for domestic or international travel through American Express Travel.
  • Smartphone Cover with up to $500 for repairs.
  • Complimentary Domestic and international travel insurance.
  • $195 annual fee.
The American Express Essential® Credit Card
The American Express Essential® Credit Card
  • Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia).
  • Earn 1 point per $1 spent on purchases at government bodies in Australia.
  • Smartphone Cover with up to $500 for repairs.
  • $0 annual fee.

CommBank Awards credit cards

CommBank Awards points can be transferred to Emirates Skywards at a rate of 4:1 meaning that every 4,000 CommBank points you transfer will give you 1,000 Emirates miles. CommBank credit cards earn up to 3X points per $1 spent which is equal to 0.75 Emirates miles when transferred.

Here are the credit cards you can use to earn CommBank Awards points:

Credit Card Card Details
CommBank Ultimate Awards Credit Card
CommBank Ultimate Awards Credit Card
  • Earn up to 3 Awards points for every dollar spent up to and including $10,000 in a statement period on eligible purchases.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $4,000 during your statement period. Otherwise the monthly fee is $35.
CommBank Smart Awards Credit Card
CommBank Smart Awards Credit Card
  • Earn up to 1.5 Awards points for every $1 spent up to and including $5,000 in a statement period on eligible purchases.
  • Earn up to 2 Bonus Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
CommBank Awards Credit Card
CommBank Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to $2,000 in a statement period.
  • Monthly fee of $8.
CommBank Business Platinum Awards Credit Card
CommBank Business Platinum Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to 300,000 points a year.
  • $300 annual fee.
CommBank Business Awards Credit Card
CommBank Business Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to 60,000 points a year.
  • $100 annual fee.

Calculator: Which card will earn you the most Emirates miles?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Emirates Airlines and their partners will earn you the most miles.

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Calculator Options
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
Income Maximum
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household -AND- select the maximum income requirement you want listed in the results.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

FAQ

Can you transfer points to Emirates Skywards?

Yes. Emirates Skywards is a direct transfer partner of two major Australia credit card programs and a large handful of hotel rewards programs.

What is the transfer ratio for AMEX Membership Rewards points to Emirates Skywards miles?

Every 3,000 American Express Membership Rewards points you transfer to Emirates will give you 1,000 Emirates Skywards miles.

What is the transfer ratio for CommBank Awards points to Emirates Skywards miles?

Every 4,000 CommBank Awards points you transfer to Emirates will give you 1,000 Emirates Skywards miles.

Does Emirates offer any co-branded credit cards in Austrailia.

Emirates has discontinued all co-branded credit cards in Austrailia.