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Calculator: Qantas CommBank Smart Awards Credit Card

Card Value & Qantas Points Calculator
Fees

Earning Rates

  • Earn 0.8 Qantas Points per $1 spent on your highest eligible purchase made in a statement period up to 400 Qantas Points.††
  • Earn 0.6 Qantas Points for spending at supermarkets, department stores, petrol stations, dining and utilities.
  • Earn 0.4 Qantas Points everywhere else.
  • Earn 0.2 Qantas Points per $1 spent once you've spent $5,000 in a given statement period.

††This is not calculated in the Qantas points calculator.

Main Benefits

  • Enjoy access to Mastercard’s airport benefits provided by DragonPass, no international transaction fees on overseas and online purchases, and complimentary international travel insurance.

Rewards Details

  • Based on our valuations, Qantas points are worth 1.5 cents each on average.
Last Updated: 02-24-2024
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Qantas Points Calculator

Input your monthly and yearly spend amounts to calculate Qantas points and card value per $1 spent for the CommBank Smart Awards credit card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Card Details All links open in new tab (so you will not lose your calculations).
card image
Quick Card Overview
    Calculator Options
    When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.
    Name the card something else for your own records.
    Edit Card Details
    Edit Card Name

    Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

    Quick Assign

    Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

    Currency Codes

    Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

    Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

    Currency Name
    Add Status / Loyalty

    You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

    If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

    NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

    Statuses
    Status Value Based On
    Clear / Remove...

    Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

    Remove all credit card selections from a single column or all columns in the calculator.
    *NOTE: This has no impact on columns that feature only one credit card.

    If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

    Removes all categories from the Spend Categories section (for all columns).
    Card Select
    Category:
    Spend:

    Select the card you will use for this category.

    Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

    card image
    No Selection

    Credit Cards

    Search Cards

    Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

    • Credit card name (e.g. Westpac Altitude Platinum, American Express Explorer Card)
    • Credit card code (e.g. AXPLATAU, COLESRMC, CBACC)
    • Issuing bank (e.g. American Express, CommBank, WestPac)
    • Currency (e.g. Membership Rewards Points, Altitude Points, Amplify Rewards)
    • Network (e.g. Visa, Mastercard, AMEX)

    Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

    When On, credit cards that are discontinued or currently unavailable will show up in the list.
    Credit Card Codes

    Enter credit card codes (3-13 characters each).

    • Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
    • Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
    • Skip columns with empty entries (,,). (e.g. ,, PRG2)
    • Spaces are ignored.
    • Max: 10 columns. No max on cards in a column... at the moment.

    New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

    (I apologize in advance for some of the codes these credit cards have.)

    Not Found:
    When On, adds all the spend categories from each of the cards above.
    Welcome To Our Credit Card Calculator Tool
    Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.
    To get started, to the calculator.
    Use Our Calculator To Maximize Your Rewards

    Discover personalized credit card options that match your spending habits and maximizes your rewards.

    View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!

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