Singapore does not offer any co-branded credit cards to Australia based citizens, but that's okay because there's over 15 programs you can use to build your KrisFlyer miles including several major credit card rewards programs.

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KrisFlyer credit card transfer partners

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AMEX Membership Rewards points

American Express Membership Rewards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 Membership Rewards points you transfer to Singapore will give you 1,000 KrisFlyer miles.

AMEX is one of the best options for build up rewards transferable to Singapore and many other airlines. If you're looking to maximize your earnings and you travel often, you'll want to consider the Membership Rewards program.

Here are the credit cards you can use to earn Membership Rewards points:

Credit Card Card Details
The American Express® Platinum Card
The American Express® Platinum Card
Luxury Travel & Global Lounge Access
Card Value & Points Calculator
  • Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on government bodies in Australia.
  • $450 in annual travel credit for domestic or international travel through Platinum Travel Service.
  • Up to $400 in Global Dining credits.
  • Access to over 1,400 airport lounges worldwide.
  • Access to Fine Hotels + Resorts which offer an average total value of $800 AUD
  • Up to 20% in savings on First and Business Class fares.
  • Complimentary elite status with several hotel chains.
  • Complimentary Domestic and international travel insurance.
  • $1,450 annual fee.
The American Express Explorer® Credit Card
The American Express Explorer® Credit Card
Card Value & Points Calculator
  • Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on purchases at government bodies in Australia.
  • $400 in annual travel credit for domestic or international travel through American Express Travel.
  • Two passes to American Express Lounges annually.
  • Access to The Hotel Collection.
  • Complimentary Domestic and international travel insurance.
  • $395 annual fee.
The American Express® Platinum Edge Credit Card
The American Express® Platinum Edge Credit Card
Card Value & Points Calculator
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online.
  • Earn 1 point per $1 spent on all other card purchases.
  • $200 in annual travel credit for domestic or international travel through American Express Travel.
  • Smartphone Cover with up to $500 for repairs.
  • Complimentary Domestic and international travel insurance.
  • $195 annual fee.
The American Express Essential® Credit Card
The American Express Essential® Credit Card
Card Value & Points Calculator
  • Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia).
  • Earn 1 point per $1 spent on purchases at government bodies in Australia.
  • Smartphone Cover with up to $500 for repairs.
  • $0 annual fee.

Westpac Altitude Rewards points

Westpac Altitude Rewards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 Altitude Rewards miles you transfer will give you 1,000 KrisFlyer miles.

Westpac offers great travel benefits along with bonus multipliers of up to 6X which is the equivalent of 2X KrisFlyer miles. That's the one of the highest multipliers for a travel card!

Here's the list of Westpac Altitude credit cards:

Credit Card Card Details
Westpac Altitude Rewards Black
Westpac Altitude Rewards Black
Card Value & Points Calculator
  • Earn 6 points for every $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, on up to $10,000 per month (then 1.25X).
  • Earn 2 points for every $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.
  • Earn 1.25 points for every $1 spent on all other purchases
  • Two complimentary Priority Pass airport lounge passes each year
  • Complimentary travel and shopping insurances.
  • $295 annual fee.
Westpac Altitude Rewards Platinum
Westpac Altitude Rewards Platinum
Card Value & Points Calculator
  • Earn 3 points per $1 spent on Qantas and Jetstar flights bought in Australia, on up to $10,000 per month (then 1X).
  • Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia).
  • Earn 1 point per $1 spent on all other purchases.
  • Complimentary travel and shopping insurances.
  • $175 annual fee.

NAB Rewards Points

NAB Rewards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 NAB Rewards points you transfer to Singapore will give you 1,000 KrisFlyer miles.

NAB offers earning rates as high as 3.75X which means that you can earn a solid amount of miles transferable to KrisFlyer as well as several other major airline partners.

Here are the NAB Rewards credit cards that NAB offers:

Credit Card Highlights
NAB Rewards Signature Card
NAB Rewards Signature Card
Card Value & Rewards Calculator
  • Earn 3.75X points on purchases made with Webjet and on overseas purchases (in-store and online).
  • Earn 2.5X points on in-store and online at major department stores and hardware stores.
  • Earn 1.25X points on all other purchases.
  • Enjoy Visa Premium access and 24/7 concierge service.
  • International & domestic travel insurance, and purchase insurance.
  • $295 annual fee.
NAB Rewards Platinum Card
NAB Rewards Platinum Card
Card Value & Rewards Calculator
  • Earn 3X points on purchases made with Webjet and on overseas purchases (in-store and online).
  • Earn 2X points on in-store and online at major department stores and hardware stores.
  • Earn 1X points on all other purchases.
  • Enjoy Visa Premium access and 24/7 concierge service.
  • International & domestic travel insurance, and purchase insurance.
  • $195 annual fee.

Amplify Rewards points

Amplify Rewards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 Amplify Rewards points you transfer will give you 1,000 KrisFlyer miles.

Amplify credit cards offer up to 1.5X earnings meaning that you can earn up to the equivalent of 0.5 KrisFlyer miles per $1 spent.

Here's the list of Amplify Rewards credit cards offered by BankSA, Bank of Melbourne, and St. George:

BankSA Amplify Rewards Signature
BankSA Amplify Rewards Signature
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped.
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
  • $295 annual fee
  • Card Value & Rewards Calculator
BankSA Amplify Rewards Platinum
BankSA Amplify Rewards Platinum
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped
  • Complimentary travel and shopping insurances
  • Access to Visa Luxury Hotel Collection
  • $124 annual fee
  • Card Value & Rewards Calculator
Bank of Melbourne Amplify Signature
Bank of Melbourne Amplify Signature
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances
  • Access to Visa Luxury Hotel Collection
  • $295 annual fee
  • Card Value & Rewards Calculator
Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne Amplify Rewards Platinum
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped
  • Complimentary travel and shopping insurances
  • Access to Visa Luxury Hotel Collection
  • $124 annual fee
  • Card Value & Rewards Calculator
St. George Amplify Rewards Signature
St. George Amplify Rewards Signature
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped.
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
  • $295 annual fee.
  • Card Value & Rewards Calculator
St. George Amplify Rewards Platinum
St. George Amplify Rewards Platinum
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped.
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
  • $124 annual fee.
  • Card Value & Rewards Calculator

ANZ Rewards points

ANZ Rewards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 ANZ points you transfer to Singapore will give you 1,000 KrisFlyer miles.

ANZ Rewards credit cards doesn't have the best ratio or highest earning rates, so you won't earn much in terms of rewards transferable to Singapore, but they are still a solid option for quickly topping off your account if you're a few miles short of a redemption.

Here are the ANZ rewards credit cards you can use to earn points transferable to KrisFlyer miles:

ANZ Rewards Black credit card
ANZ Rewards Black credit card
  • Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
  • Earn 1 ANZ Reward Point for every $1 spent over $5,000 per statement period.
  • Complimentary travel and purchase insurance.
  • $375 annual fee.
  • Card Value & ANZ Points Calculator
ANZ Rewards Platinum credit card
ANZ Rewards Platinum credit card
  • Earn 1.5 ANZ Reward points for every $1 spent up to and including $2,000 per statement period.
  • Earn 0.5 ANZ Reward points for every $1 spent over $2,000 per statement period.
  • Complimentary travel and purchase insurance.
  • $149 annual fee.
  • Card Value & Rewards Calculator

Citi Rewards points

Citi Rewards points can be transferred to Singapore KrisFlyer either at a 2.5:1 or 3:1 ratio depending on which Citi Rewards credit card you have. Citi Rewards Card holders can transfer 3,000 Citi points for 1,000 KrisFlyer miles while Citi Premier and Citi Prestige cardholders can transfer at a slightly better rate of 2,500 Citi points for 1,000 KrisFlyer miles.

Citi offers great earning rates and travel benefits. Just be aware that NAB is now the issuer of Citi branded financial and credit products in Australia.

Credit Card Card Details
Citi Prestige Card
Citi Prestige Card
Card Value & Points Calculator
  • Earn 3 Citi Rewards points per $1 spent on International spend made overseas or online with a merchant that is based overseas.
  • Earn 3 Citi Rewards points per $1 spent on domestic purchases made directly with major airlines, hotels chains, and restaurants in Australia.
  • Earn 2 Citi Rewards points per $1 spent on domestic purchases made with major supermarkets, petrol outlets, and national retailers.
  • Earn 1 Citi Rewards point per $1 spent on all other domestic spend including Citi PayAll payments.
  • 4th hotel night free when booking four consecutive nights.
  • Complimentary Priority Pass for you and one guest.
  • One complimentary luxury transfer per year up to the value of $100.
  • International travel insurance and mobile phone insurance.
  • $700 annual fee
Citi Premier Card
Citi Premier Card
Card Value & Points Calculator
  • Earn 2 Citi Rewards points per $1 spent on eligible online spend and on international spend made overseas or online.
  • Earn 1 Citi Rewards point per $1 spent on all other eligible domestic spend.
  • Two airport lounge visits every year with complimentary Priority Pass membership.
  • International travel insurance and mobile phone insurance.
  • $150 annual fee if certain criteria is met, otherwise $300.
Citi Rewards Card
Citi Rewards Card
Card Value & Points Calculator
  • Earn 1 Citi Rewards point per eligible $1 spent on domestic spend, capped at $10,000 spend per statement period.
  • Earn 1 Citi Rewards point per eligible $1 spent on international spend made overseas or online with a merchant based overseas, uncapped.
  • International travel insurance and mobile phone insurance.
  • $149 annual fee.

CommBank Awards points

CommBank Awards points can be transferred to Singapore KrisFlyer at a 3:1 ratio. Every 3,000 Awards points you transfer will give you 1,000 KrisFlyer miles.

CommBank offers solid travel benefits, especially if you go for their Ultimate Awards credit card which features no foreign transaction fees and earning rates of up to 3X points per $1 spent.

Here's the full list of credit cards you can use to earn CommBank Awards points:

Credit Card Card Details
CommBank Ultimate Awards Credit Card
CommBank Ultimate Awards Credit Card
Card Value & Points Calculator
  • Earn up to 3 Awards points for every dollar spent up to and including $10,000 in a statement period on eligible purchases.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $4,000 during your statement period. Otherwise the monthly fee is $35.
CommBank Smart Awards Credit Card
CommBank Smart Awards Credit Card
Card Value & Points Calculator
  • Earn up to 1.5 Awards points for every $1 spent up to and including $5,000 in a statement period on eligible purchases.
  • Earn up to 2 Bonus Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
CommBank Awards Credit Card
CommBank Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to $2,000 in a statement period.
  • Monthly fee of $8.
CommBank Business Platinum Awards Credit Card
CommBank Business Platinum Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to 300,000 points a year.
  • $300 annual fee.
CommBank Business Awards Credit Card
CommBank Business Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to 60,000 points a year.
  • $100 annual fee.

Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Singapore and their partners will earn you the most KrisFlyer miles.

Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

#
Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.