Amplify Points Calculator

Program Details

The Amplify Rewards program is shared between Bank of Melbourne (BOM), BankSA, and St. George. All three banks are subsidiaries of Westpac and offers similar products.

Credit Card Rewards Calculators

The Amplify Credit Card Calculators will calculate how many Amplify Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare amplify cards side by side
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

Amplify Credit Card Calculators

The Amplify Rewards Program has three different cards. The Amplify Card is the low annual fee card that earns at a low rate, the Amplify Platinum Card offers the same low rate but throws in travel and purchase insurance and the Amplify Signature Card offers the highest rate, offers bonus birthday points, and offers lounge passes.

Do note that these cards are the same across each bank.

Bank of Melbourne


St. George

Qantas Version

All of the card listed above also feature a Qantas Frequent Flyer version which earns Qantas Points on all purchases. You can find the Qantas version of most of these credit card calculators on the Qantas Points Calculators page.

Redeeming Rewards & Cash Value

Amplify Rewards Points are worth between 0.45 cents and 0.6 cents when you redeem them directly through the Amplify Rewards portal. Higher point values can be obtained when you transfer your points to airline partners and redeem them for air travel. All-in-all, Amplify Rewards Points can be redeemed towards:

  • Gift Cards
  • Merchandise
  • Donations to Charity
  • Credit Card Annual Fee Rebate
  • Superannuation
  • Transfers To Airline Partners

Use the Amplify Rewards Points Value Calculator to calculate the average cash value of your points based on redemption.

Amplify Rewards Points Value Calculator
Enter any amount of Amplify Points to see the cash value for each redemption.
Amplify Points
0.6 Cents
Annual Fee Rebate
0.55 Cents
Gift Cards
0.45 Cents

Gift Cards

Amplify Rewards Points can be redeemed for physical and electronic Gift Cards through the Amplify Rewards Portal at a value of roughly 0.45 cents per point. Available denominations will depend on the gift card. Below are the redemptions based on denomination for most of the available gift cards.

Amplify Rewards Redemptions - Gift Cards
Denomination Points Needed
$20 Gift Card 4,440 - 4,560
$50 Gift Card 11,100 - 11,400
$100 Gift Card 22,200 - 22,800
$200 Gift Card 44,400 - 45,600
$250 Gift Card 55,500 - 57,000

You have a handful of options to choose from when it comes to using your points towards gift cards. This includes:

  • Spa & Wellness
  • WISH (Woolworths)
  • Target
  • Caltex
  • The Catch
  • Gourmet Traveller
  • Points4Purpose
  • Endota
  • Myer
  • David Jones
  • JB Hi-Fi
  • Priceline
  • Woolworths
  • Barbeques Galore
  • Dymocks
  • Mastercard
  • Westfield
  • Bunnings
  • Harvey Norman
  • Supercheap Auto
  • Europcar
  • Hertz


Amplify Rewards Points can be donated to a handful of charities and non-profit organizations. Donations will give your points a value of around 0.6 cents per point. You can donate to:

  • Oxfam Australia
  • Australia Red Cross
  • The Salvation Army
  • Points4Purpose
  • Canceer Council Australia
  • Novita Children's Services
  • The Children's Hospital
  • The Smith Family

Donation amounts vary depending on the charity. Donations start as low as 3,350 points for a $20 donation.

amplify experiences

Annual Fee Rebate

You can use your Amplify Rewards Points to pay for your card's annual fee. This will give your points a value of 0.55 cent per point.

  • $79 Amplify Visa Card Fee - 14,400 Points
  • $99 Amplify Platinum Visa Card Fee - 18,000 Points


You can redeem Amplify Rewards Points towards a wide selection of merchandise through the Amplify Rewards portal. This includes the categories of:

  • Kitchen
  • Homewares
  • Technology
  • Fashion & Beauty
  • Sports, DIY, & Outdoors
  • Travel Accessories

The value you get out of these kind of redemptions will depend on the retail price of the item itself. Redeeming points for merchandise will typically give you the least average value when compared to other redemptions, but there are sometimes hidden gems buried amongst the catalog. If you have something in mind that you plan on buying, it wouldn't hurt to check the catalogue to see if it's offered and if it's a good value.

Entertainment & Experiences

Amplify Rewards Points can be put towards a number of entertainment and experience options. The value you get from these type of redemptions will vary, but these are usually special events in which the experience is usually worth more than the point value (for most people at least). This includes things such as cooking classes with chefs, swimming with Dolphins, and more.

Transfer Partners

Amplify Rewards Points can be transferred to three airline partners which are:

  • Malaysia Airlines
  • Singapore Airlines
  • Velocity Frequent Flyer

The transfer ratio for all three airlines are 2:1 meaning that every 2 Amplify Rewards Points transferred will give you 1 airline mile. You must transfer a minimum of 3,000 Amplify Rewards Points with additional increments in multiples of 500 Amplify Rewards Points at a time.

Transferring your Amplify Rewards Points to partners will typically give you significantly more value than redeeming them through the Amplify Rewards portal for gift cards, charity, and merchandise. This is because you can usually get more than 1 cent in value out of airline miles.

You can get some great value out of Singapore KrisFlyer Miles.

For example, the cheapest flight I found from Sydney to Singapore on Singapore Airlines in May 2021 costs around AU$1,129 round-trip. That same trip would cost you 55,000 KrisFlyer Miles. In order to obtain 55,000 KrisFlyer Miles from the Amplify Rewards Program, you would need to transfer 110,000 Amplify Rewards Points. So all-in-all, you would be redeeming 110,000 Amplify Rewards Points for AU$1,129 in value which would give your points a value of 1 cents each. This is significantly higher than anything in the portal.

If you're lucky enough to net a SAVER Award (which they had availability for other days), you would get a value 2 cents per Amplify Rewards Points which is exceptional.

Amplify Rewards Transfer Calculator

You can use the Amplify Rewards Transfer Calculator to calculate the transfer of Amplify Rewards Points to airline partners. Enter the amount of points to transfer and the calculator will output how many airline miles you would end up with after transferring.


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