ANZ Rewards Points Calculators
ANZ Rewards Points Calculators for calculating earnings with ANZ Credit Cards, the cash value based on redemption, and point transfers to partners.
Program Details
The Australia and New Zealand Banking Group, known as ANZ, is a multinational banking and financial service headquartered out of Melbourne, Australia. They offer credit cards that earn both ANZ Rewards Points and Qantas Frequent Flyer Points.
Credit Card Rewards Calculators
The ANZ Rewards Points Calculators will calculate how many points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.
ANZ Rewards Credit Card Calculators
ANZ offers three ANZ Rewards credit cards. The ANZ Rewards Black offers the most points per $1 spent and features great travel and purchase insurance, the ANZ Rewards Platinum offers a slightly lower return per $1 spent and features the same insurance benefits, and the ANZ Rewards Classic offers the lowest return with no insurance benefits and has the lowest annual fee.
Redeeming Rewards & Cash Value
ANZ Rewards Points can be redeemed towards:
- Flights
- Hotels
- Car Rentals
- Merchandise/Homeware
- Entertainment
- Gift Cards
- Cash Back
- Airline Miles via Point Transfer
These value of these redemptions will vary, but the best value will typically come from transferring your points to partners.
Cash Back
You can redeem your ANZ Rewards Points for cash back into your account at a rate of 250 points for $1 in cash back. This gives your points a value of 0.4 cents each.
Transfer Partners
ANZ Rewards Points can be transferred to 4 airline programs which are:
- Virgin Australia Velocity Rewards
- Singapore Airlines KrisFlyer
- New Zealand Airpoints
- Cathay Pacific Asia Miles
This gives you an alternative route to earn rewards with these airline programs by running spend through ANZ Rewards credit cards.
ANZ Transfer Partners Calculator
You can use the ANZ Transfer Partners Calculator to calculate the transfer of ANZ Rewards Points to ANZ's airline partners.
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