Bendigo Rewards Points Calculators

Bendigo Rewards Points Calculators for earning with the Bendigo Platinum Credit Card and calculating the cash value of points based on redemption.

Program Details

Bendigo Bank is an Australian financial institution that is headquartered out of Bendigo, Victoria. They offer Bendigo Rewards credit cards as well as two co-branded Qantas credit cards and several low rate cards.

Credit Card Rewards Calculators

The Bendigo Credit Card Calculators will calculate how many Bendigo Rewards Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare bendigo credit cards side by side
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

Bendigo Credit Card Calculators

Bendigo offers one personal Bendigo Rewards credit card. It earns a flat rate of 1.5 Bendigo Points per $1 spent on all purchases and provides great travel and purchase insurance.

Redeeming Rewards & Cash Value

Bendigo Points can be redeemed in the Bendigo Bank Rewards Portal towards gift cards, merchandise, and charitable donations. You can also redeem your points for cash back into your account.

Gift Cards

You can redeem Bendigo Rewards Points towards gift cards which will give your points a value of 0.26 cents each. There's a good list of cards to choose from and the denominations range between $20 and $100 for most cards. The table below breaks down how many points you'll need for each denomination. Do note that denominations vary between gift cards and that e-gift cards may not be available for all retailers.

Redeem Bendigo Rewards Points - Gift Cards
Denomination Points Needed
$20 7,410 Points
$50 18,520 Points
$100 37,040 Points
$200 74,075 Points
$250 92,595 Points
$500 185,185 Points


Bendigo Rewards Points can be donated to more than 20 different charities which will give your points a value of 0.26 cents each. The denominations are broken up the same as gift cards redemptions.

bendigo rewards


You can use your Bendigo Rewards Points for merchandise purchases through the Bendigo Rewards Portal. The amount of value you get out of using your points for merchandise will vary depending on what you plan on buying. Categories cover:

  • Kitchenware
  • Home & Living
  • Outdoor & Living
  • Technology
  • Fashion & Beauty
  • Wine & Entertainment

Cash Back

Bendigo Bank Rewards Points can be redeemed towards cash back into your account. This can be done by logging into your Bendigo Bank account and clicking on the Cash Back link under your points balance. Bendigo does not list any details about the redemption to non-cardholders, so I am unsure of the value you can obtain from this redemption.

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