Citi Credit Card Rewards - Calculate Points & Compare Cards

Citi Rewards Calculators for earning with Citi Rewards credit cards and transferring points to Citi's airline, hotel, and other rewards partners.

Citibank Australia is a subsidiary of Citigroup and is headquartered in Sydney, Australia. They offers credit cards that earn Citi Rewards Points and Emirates Skywards Miles. They also offer several cards with balance transfer and low p.a. options.

Citi Credit Card Calculators

Citi offers three credit cards that earns Citi Rewards Points on everyday purchases.

The Citi Prestige Card offers the most benefits and value when it comes to travel. It's complimentary 4th night perk alone can easily be worth more than the annual fee of the card.

The Citi Premier Card is also a solid choice if you're looking to earn rewards spending online as well as shopping internationally.

Citi offers different sign up bonuses as well as different version of these cards (such as cards that earn Qantas Points or Velocity Points) so be sure to read over the terms before applying to make sure you're apply for the right card.

Citi Prestige credit card
Citi Prestige credit card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3 points per $1 spent on eligible transactions made overseas or online with a merchant that is based overseas
3X
Earn 3 points per $1 spent on eligible transactions made directly with major airlines, hotel chains and restaurants in Australia
2X
Earn 2 points per $1 spent on eligible transactions made directly with major supermarkets, petrol outlets and national retailers
1X
Earn 1 point per $1 spent on eligible transactions including uncapped Citi PayAll payments such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills
2X
Earn 2 points per $1 spent on all eligible transactions made with the linked Diners Club Card.
Main Card Highlights
  • With points transfer, you can easily transfer your Citi reward Points to a variety of Airline, Hotel and Other Loyalty Programs including: Emirates Skywards, Singapore Airlines KrisFlyer, flybuys and many more.
  • Redeem your 200,000 Citi reward Points for $700 in eGift cards at a range of retailers.
  • Shop online or overseas and pay no International Transaction Fees when you use your Linked Diners Club Card.
  • Get your 4th night free when you book 4 consecutive nights at a huge range of hotels. Simply call our concierge and we’ll take care of the booking for you.
  • Whether your trip is for business or pleasure, you can look forward to a complimentary 24/7 transfer up to the value of $100 in selected cities across Australia.
  • When you purchase your flights with your Citi Prestige credit card, you and your family are eligible for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.
Annual Fee
$700
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
0% for Linked Diners Club Card
Citi Premier Card
Citi Premier Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Points per $1 spent on eligible transactions made online
2X
Earn 2 Points per $1 spent on eligible transactions made overseas or online with a merchant that is based overseas
1X
Earn 1 Point per $1 spent on all other eligible transactions
2X
Earn 2 points per $1 spent on all eligible transactions made with the linked Diners Club Card.
Main Card Highlights
  • With the Citibank Rewards Program you can Pay with Points for almost anything with your Citi reward Points. Redeem your Points for eligible purchases and receive a credit back.
  • With points transfer, you can easily transfer your Citi reward Points to a variety of Airline and Other Loyalty Programs including: Emirates Skywards, Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Flybuys and many more.
  • Shop online or overseas and pay no International Transaction Fees when you use your Linked Diners Club Card.
  • When you purchase your flights with your Citi Premier credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.
  • Your complimentary Priority Pass membership can make your next travel experience more enjoyable, with two airport lounge visits yours to enjoy every year.
Annual Fee
$150 in the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year. Otherwise $300.
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
0% for Linked Diners Club Card
Citi Rewards credit card
Citi Rewards credit card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 point per $1 spent on eligible transactions made overseas or online with a merchant that is based overseas
1X
Earn 1 point per $1 spent on eligible transactions capped at $10,000 spend per statement period
1X
Earn uncapped Citi reward Points on everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills through Citi PayAll.
2X
Earn 2 points per $1 spent on all eligible transactions made with the linked Diners Club Card.
Main Card Highlights
  • With the Citibank Rewards Program you can Pay with Points for almost anything with your Citi reward Points. Redeem your Points for eligible purchases and receive a credit back.
  • With points transfer, you can easily transfer your Citi reward Points to a variety of Airline and Other Loyalty Programs including: Velocity Frequent Flyer, Emirates Skywards, Singapore Airlines KrisFlyer, flybuys and many more.
  • Shop online or overseas and pay no International Transaction Fees when you use your Linked Diners Club Card.
  • When you purchase your flights with your Citi Rewards credit card, it may cover you and your family for International Travel Insurance when travelling overseas for medical expenses, loss or theft of personal items, unexpected trip cancellation and more.
Annual Fee
Just $49 in the first year, then $149 after that.
Authorized User Fee
$90 (Up to 4)
Currency Conversion Fee
0% for Linked Diners Club Card

Citi Rewards Points Calculators

Get the list of redemption options for Citi Rewards Points and calculate the transfer of points to partners.
Enter how much you spend monthly or yearly across different categories in our calculator and get a list of credit cards best suited for you.
Put together your favorite credit cards and calculate the cash value of the entire combo. Mix and match cards from different issuers and programs!

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