The Membership Rewards Program is a bank rewards program offered by American Express. It is one of the most popular bank rewards programs worldwide and one of best bank rewards programs for transferring your earned rewards to hotel and airline partners.
American Express Membership Rewards Credit Cards
American Express offers six credit cards that earn Membership Rewards Points. These points can be redeemed directly through AMEX for up good value or they can be transferred to airline and hotel partners for a chance at significant value.
The American Express® Platinum Card
Intro Bonus
View Issuer's Website
Rewards Rate
2.25X
Earn 2.25 points per $1 on purchases excluding government bodies in Australia
1X
Earn 1X points per $1 on purchases at government bodies in Australia
Main Card Highlights
- Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels, car hire or unforgettable experiences with the Platinum Travel Service.
- Transfer your points to a choice of 10 major Airline Reward Partner Programs, including Qantas Frequent Flyer and Velocity Frequent Flyer
- Transfer points to your choice of two hotel partner programs - Hilton Honors and Marriott Bonvoy
- Spend across NET-A-PORTER and MR PORTER to receive a credit of up to $75, twice per calendar year
- Complimentary The Australian Premium subscription for Primary and Additional Platinum Card Members
- You'll have access to over 1,200 Airport Lounges across 130 countries, thanks to The American Express Global Lounge Collection
- Complimentary Hotel Elite Status with Hilton Honors, Marriott Bonvoy and Radisson Rewards
- Complimentary Accor Plus membership valued at $399, which grants you a complimentary night’s accommodation each year and up to 50% off your dining bill at over 1,100 participating Accor Hotels restaurants.
- Travel with confidence and peace of mind, thanks to complimentary domestic and overseas travel insurance for you, your partner and your dependent children up to the age of 24 years when you book and pay for travel with your Platinum Card or with Membership Rewards points
- Minimum Income Requirement: $100,000 or more annually
Annual Fee
$1,450
Authorized User Fee
$0 (up to 4)
Currency Conversion Fee
3%
The American Express Explorer® Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
2X
Earn 2 Points per $1 spent on purchases excluding government bodies in Australia
1X
Earn 1 Point per $1 spent on purchases at government bodies in Australia
Main Card Highlights
- Receive $400 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel
- Complimentary domestic and international Travel Insurance for you, your partner and your dependent children under the age of 22 when you purchase a return trip on your Card
- Enjoy two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport
- Redeem points with your choice of 9 airline partner programs including Virgin Australia and Singapore Airlines or with AMEX's Hotel Partner, Hilton Honors
- Receive up to US$100 hotel credit and room upgrade (when available) at select hotels in The Hotel Collection when you book two consecutive nights’ stay
- Smartphone Screen Insurance, covering up to $500 for repairs if you break your screen when you pay for your phone outright or monthly bill with your American Express Explorer Credit Card
Annual Fee
$395
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
American Express® Platinum Edge Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3 points per $1 spent at major supermarkets and petrol stations
2X
Earn 2 points per $1 spent at on purchases in a foreign currency when overseas and online
1X
Earn 1 point per $1 spent at on all other purchases
Main Card Highlights
- Receive $200 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel
- Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card
- Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee
- Complimentary domestic and international travel insurance for you, your partner and your dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card.
Annual Fee
$195
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
The American Express Essential® Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
1.25X
Earn 1.25 points per $1 spent on purchases excluding government bodies in Australia
1X
Earn 1 point per $1 spent on purchases at government bodies in Australia
Main Card Highlights
- Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Essential Credit Card
- Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee
- Transfer points to a choice of 9 Airline Partner Programs including Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Air New Zealand Airpoints and more
Annual Fee
$0
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
The David Jones American Express Platinum Card
Intro Bonus
View Issuer's Website
Rewards Rate
4X
Earn 4 points per $1 spent at David Jones
3X
Earn 3 points per $1 spent at major supermarkets and petrol stations.
1X
Earn 1 point everywhere else
Main Card Highlights
- Limited Time Offer - Receive a $150 credit when you spend $150 at David Jones in-store or online by 31 December 2021.
- Enjoy invitations to exclusive season launch parades, fashion events and more
- Enjoy domestic and international cover for you, your partner and your dependent children under 23 years when you purchase a return trip on your Card
- Receive two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport
Annual Fee
$295
Authorized User Fee
$0 (Up to 4)
Currency Conversion Fee
3%
David Jones American Express Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3 points per $1 spent at major supermarkets and petrol stations.
2X
Earn 2 points per $1 spent at David Jones
1X
Earn 1 point per $1 spent everywhere else
Main Card Highlights
- Enjoy invitations to exclusive Card Member sales previews, shopping nights and events
- Enjoy complimentary standard delivery and gift wrapping for items purchased instore or online at David Jones with your Card
- Choose the rewards program that suits you best with the choice to redeem your Reward Points with Membership Rewards or Qantas Frequent Flyer
Annual Fee
$99
Authorized User Fee
$0 annual Additional Card fee for the first year, $29 p.a. for subsequent years
Currency Conversion Fee
3%
AMEX Points Calculators
Calculate the average cash value of AMEX Membership Rewards Points and get the list of redemption options.
Calculate the transfer of AMEX Membership Rewards Points to airline and hotel programs and get the list of transfer partners.
