Travel Rewards: Point Value, Credit Cards & Calculators

Travel Points & Miles
Use our tools and calculators to find travel rewards credit cards and loyalty programs that earn you the most points and miles.
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Travel credit card rewards are best if you're looking to earn rewards that can be redeemed to cover all kinds of travel expenses. This includes airfare, hotels, car rentals, cruises and even smaller purchases such as tolls and parking fees.

The most popular travel rewards credit cards are the ones that earn flexible travel rewards that can be transferred to airline, hotel, and other loyalty programs. This gives your rewards significantly higher value and a lot more ways to redeem your hard earned rewards.

American Express Membership Rewards

View the list of redemption options for Membership Rewards points earned with AMEX Australia and calculate AMEX points to dollars for each.

Check out the full list of transfer partners and calculate the conversion of AMEX points to airline miles and hotel points.

Credit Card Benefits Annual Fee
Luxury Travel & Global Lounge Access
  • Intro Bonus: 150,000 Bonus Membership Rewards® Points
  • Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on government bodies in Australia.
  • $450 in annual travel credit for domestic or international travel through Platinum Travel Service.
  • Up to $400 in Global Dining credits.
  • Up to $150 in NET-A-PORTER and MR PORTER credits.
  • Access to over 1,400 airport lounges worldwide.
  • Access to Fine Hotels + Resorts which offer an average total value of $800 AUD
  • Up to 20% in savings on First and Business Class fares.
  • Complimentary elite status with several hotel chains.
  • Complimentary Domestic and international travel insurance.
$1,450
  • Intro Bonus: 50,000 bonus points + 0% p.a. interest
  • Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on purchases at government bodies in Australia.
  • $400 in annual travel credit for domestic or international travel through American Express Travel.
  • Two passes to American Express Lounges annually.
  • Access to The Hotel Collection.
  • Complimentary Domestic and international travel insurance.
$395
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online.
  • Earn 1 point per $1 spent on all other card purchases.
  • $200 in annual travel credit for domestic or international travel through American Express Travel.
  • Smartphone Cover with up to $500 for repairs.
  • Complimentary Domestic and international travel insurance.
$0 the first year, then $195.
  • Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia).
  • Earn 1 point per $1 spent on purchases at government bodies in Australia.
  • Smartphone Cover with up to $500 for repairs.
$0
  • Earn 4 points per $1 spent in-store and online with David Jones.
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 1 point per $1 spent everywhere else.
  • Exclusive David Jones benefits
  • Two passes to American Express Lounges annually.
  • Complimentary Domestic and international travel insurance.
$295
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent in-store and online with David Jones.
  • Earn 1 point per $1 spent on all other card purchases.
  • Exclusive David Jones benefits
$99

Amplify Rewards

Find out how much Amplify Rewards points are worth based on redemption and calculate the dollar value based on each.

Amplify Rewards points can be converted to airline miles with 2 frequent flyer programs. Check out the list of partners and calculate the conversion.

Credit Card Benefits Annual Fee
  • Intro Bonus: 150,000 Bonus Amplify Points
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped.
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$279
  • Intro Bonus: 90,000 Bonus Amplify Points
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped.
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$99
  • Intro Bonus: 150,000 Bonus Amplify Points
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped.
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$279
  • Intro Bonus: 90,000 Bonus Amplify Points
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped.
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$99
  • Intro Bonus: 150,000 Bonus Amplify Points
  • Earn 1.5 Amplify points per $1 spent on eligible purchases — uncapped.
  • Enjoy 2 complimentary Priority Pass lounge visits each year
  • Receive a 10% Birthday Bonus every year
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$279
  • Intro Bonus: 90,000 Bonus Amplify Points
  • Earn 1 Amplify point per $1 spent on all purchases — uncapped.
  • Complimentary travel and shopping insurances.
  • Access to Visa Luxury Hotel Collection
$99

ANZ Rewards

ANZ Rewards points can be redeemed for cash back, digital gift cards, and be transferred to airline partners. View the redemptions and calculate ANZ points to dollars for each.

Find out which airlines you can transfer ANZ Rewards points to and calculate the conversion of ANZ points to airline miles.

Credit Card Benefits Annual Fee
  • Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
  • Earn 1 ANZ Reward Point for every $1 spent over $5,000 per statement period.
  • Complimentary travel and purchase insurance.
$375
  • Earn 1.5 ANZ Reward points for every $1 spent up to and including $2,000 per statement period.
  • Earn 0.5 ANZ Reward points for every $1 spent over $2,000 per statement period.
  • Complimentary travel and purchase insurance.
$95
  • Earn 1 ANZ Rewards points for every $1 spent up to and including $1,000 per statement period.
  • Earn 0.5 ANZ Reward points for every $1 spent over $1,000 per statement period.
$80
  • Earn 1.5 ANZ Rewards points for every $1 spent up to and including $2,000 per statement credit.
  • Earn 0.5 ANZ Rewards points for every $1 spent over $2,000 per statement credit.
  • No Overseas Transaction Fees.
  • Complimentary travel and purchase insurance.
$120

Bankwest Rewards

Bankwest points can be redeemed for cash back, gift cards, vouchers, merchandise and entertainment. Find out how much points are worth for each redemption and calculate Bankwest points to dollars.

Credit Card Benefits Annual Fee
  • Earn 2.5 points for every $1 spent on the card — uncapped.
  • Receive 115,000 bonus points when you spend a minimum of $84,000 on eligible purchases during the calendar year.
  • Enjoy 10 complimentary lounge visits per calendar year for you and your accompanying guests to access over 1,000 lounges worldwide with LoungeKey.
  • Enjoy complimentary overseas travel insurance and no foreign transaction fees.
$270
  • Earn 2 points for every $1 spent on the card, up to 400,000 points per calendar year.
  • Earn 75,000 bonus points when you spend a minimum of $48,000 on eligible purchases during the calendar year.
  • Enjoy complimentary overseas travel insurance and no foreign transaction fees.
$160
  • Earn 1.5 points for every $1 spent on the card, up to 150,000 points per calendar year.
  • Earn 19,500 bonus points when you spend a minimum of $24,000 on eligible purchases during the calendar year.
$100

Bendigo Rewards

Bendigo Rewards points can be redeemed for gift cards, cash back, merchandise, and donations. Find out the details on each option and calculate Bendigo points to dollars.

Credit Card Benefits Annual Fee
  • Earn 1.5 points per $1 spent on all purchases.
  • International travel insurance and shopping coverage.
  • No fee for additional cardholders.
$89

BOQ Q Rewards

Find out the details on how you can redeem Q Rewards points and calculate Q Rewards points to dollars.

Q Rewards points can be transferred to Virgin Australia Velocity at a 3:1 ratio. Calculate the conversion.

Credit Card Benefits Annual Fee
  • Intro Bonus: 150,000 bonus Q Rewards® points
  • Earn 2 Q Rewards points per $1 spent on all eligible card purchases.
  • Transfer points to Flybuys and Velocity.
  • Receive complimentary international travel insurance for you and your family.
  • Be protected with guaranteed pricing scheme and complimentary purchase cover.
$129
  • Earn 1 Q Rewards point per $1 spent on all eligible card purchases.
  • Be protected with guaranteed pricing scheme and complimentary purchase cover.
$60

Citi Rewards

View the list of redemption options for the Citi Rewards program and calculate Citi points to dollars for each.

Credit Card Benefits Annual Fee
  • Intro Bonus: 300,000 bonus Citi Rewards points
  • Earn 3 Citi Rewards points per $1 spent on International spend made overseas or online with a merchant that is based overseas.
  • Earn 3 Citi Rewards points per $1 spent on domestic purchases made directly with major airlines, hotels chains, and restaurants in Australia.
  • Earn 2 Citi Rewards points per $1 spent on domestic purchases made with major supermarkets, petrol outlets, and national retailers.
  • Earn 1 Citi Rewards point per $1 spent on all other domestic spend including Citi PayAll payments.
  • 4th hotel night free when booking four consecutive nights.
  • Complimentary Priority Pass for you and one guest.
  • One complimentary luxury transfer per year up to the value of $100.
  • International travel insurance and mobile phone insurance.
$350 first year, then $750.
  • Intro Bonus: 200,000 bonus Citi Rewards points
  • Earn 2 Citi Rewards points per $1 spent on eligible online spend and on international spend made overseas or online.
  • Earn 1 Citi Rewards point per $1 spent on all other eligible domestic spend.
  • Two airport lounge visits every year with complimentary Priority Pass membership.
  • International travel insurance and mobile phone insurance.
$150 if certain criteria is met, otherwise $300.
  • Intro Bonus: 150,000 bonus Citi Rewards points
  • Earn 1 Citi Rewards point per eligible $1 spent on domestic spend, capped at $10,000 spend per statement period.
  • Earn 1 Citi Rewards point per eligible $1 spent on international spend made overseas or online with a merchant based overseas, uncapped.
  • International travel insurance and mobile phone insurance.
$49 the first year, then $149 after that.

CommBank Awards

Check out the full list of CommBank airline and hotel partners and calculate the conversion of Awards points to airline miles and hotel rewards points.

Credit Card Benefits Annual Fee
  • Intro Bonus: 100,000 bonus CommBank Awards points
  • Earn 3 Awards points for every dollar spent up to and including $10,000 in a statement period, then 0.5X.
  • No foreign transaction fees for purchases made overseas or online.
  • Access to Mastercard Priceless Cities and Mastercard Travel Rewards.
  • International travel insurance when activated before you travel.
  • Extended warranty and purchase security.
$0 - $420
  • Intro Bonus: 100,000 bonus CommBank Awards points
  • Earn 1.25 Awards points for every dollar spent on the card, up to 1 million points per year.
  • Access to Mastercard Priceless Cities and Mastercard Travel Rewards.
  • International travel insurance when activated before you travel.
  • Extended warranty and purchase security.
$349
  • Intro Bonus: 80,000 bonus CommBank Awards points
  • Earn 1 Awards point for every $1 spent on the card, up to 150,000 points per year.
  • International travel insurance when activated before you travel.
  • Extended warranty and purchase security.
$249
  • Intro Bonus: 50,000 CommBank Awards points
  • Earns 1 Awards point per dollar spent on all card purchases, up to 50,000 Awards points per year.
$59

Westpac Altitude Rewards

Westpac Altitude Rewards points can be redeemed for travel, gift cards, and cash back. Get the list of redemption options and calculate Altitude points to dollars for each.

Review the list of transfer partners and calculate the conversion of Altitude Rewards points to airline miles with Virgin Australia, Singapore Airlines, Air New Zealand, and more.

Credit Card Benefits Annual Fee
  • Intro Bonus: 140,000 Bonus Points
  • Earn 6 points for every $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, on up to $10,000 per month (then 1.25X).
  • Earn 2 points for every $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.
  • Earn 1.25 points for every $1 spent on all other purchases
  • Two complimentary Priority Pass airport lounge passes each year
  • Complimentary travel and shopping insurances.
$250
  • Intro Bonus: 110,000 Bonus Points
  • Earn 3 points per $1 spent on Qantas and Jetstar flights bought in Australia, on up to $10,000 per month (then 1X).
  • Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia).
  • Earn 1 point per $1 spent on all other purchases.
  • Complimentary travel and shopping insurances.
$150
Calculate Total Rewards & Card Value Per $1 Spent For Australia Credit Cards
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