The Point Calculator Australia

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Your #1 source for calculating points, miles, and cash back, the transfer of points between reward programs, and the cash value of credit cards side-by-side.


Calculate total rewards based on monthly/yearly spend, card benefits, and annual fees. You can then compare the results side by side any credit card features on the site. You can also compare groups of credit cards side by side based on spend to find the best combination for your wallet. Calculator options include toggling annual fees on/off, selecting elite status, specify authorized users, adding/removing categories, and much more. If you run into any problems or have any questions, always feel free to reach out to me via social media.

Search For Credit Cards

Search for credit cards by keyword, bonus category, or transfer partners. Once you find the card you're looking for calculate the cash value of the card based on your monthly/yearly spend, how much each card benefit is worth to you, and the annual fee. You can then compare the results side-by-side other credit cards featured on the site.

Useful Tools & Guides

The tools and guides listed on this site can assist you with comparing credit cards side-by-side, transferring rewards between programs, and determining the cash value of rewards if you know the cost of your redemption.

Compare groups of credit cards side-by-side.
Calculate the cash value of rewards based on cost and learn how much I value points and miles across 70+ programs.
List of rewards programs that allow you to purchase points/miles along with details on cost, min/max amounts, and more.
Looking on ways to earn rewards with your favorite programs via point transfers? Search by transfer partner and get a list of credit cards you can use to boost your balance!

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