Earning rates
The NAB Rewards Signature Credit Card earns NAB Rewards points at the following rates:
- Earn 1.5 NAB Rewards Points per $1 spent on eligible purchases up to $15,000 per statement period (calendar month), then 0.5 NAB Rewards Points for every $1 spend, uncapped.
- Earn 3 NAB Rewards Points per $1 spent on all purchases made online with Webjet.
Rewards value
Based on our valuations, NAB Rewards Points earned with the NAB Rewards Signature Credit Card are worth 0.5 cents each on average. That means 110,000 points are worth $550.00 on average.
NAB Rewards Signature Credit Card Points Value Calculator
Enter your NAB Rewards Points balance to see estimated cash value.
| Redemption Option | Estimated Value |
|---|---|
| Transfers to airline partners | $220.00 – $1,100.00 0.2¢/point – 1¢/point |
| Travel redemptions with Webjet | $550.00 0.5¢/point |
| Transfers to Flybuys | $550.00 0.5¢/point |
| Gift card redemptions | $539.00 0.49¢/point |
| Merchandise | $429.00 – $451.00 0.39¢/point – 0.41¢/point |
| Cash back redemptions | $440.00 0.4¢/point |
Perks and benefits
Here are the main benefits of the NAB Rewards Signature Credit Card:
- Delayed Flight Lounge Pass: Complimentary access to airport lounge at selected locations in the event of a 60 minute or more delay to your domestic or international flight.
- Travel and Purchase Insurance: International travel insurance, Domestic travel insurance, Rental vehicle excess insurance in Australia, Mobile phone insurance, Purchase protection insurance, and Extended warranty insurance.
Transfer partners
Points earned with the NAB Rewards Signature Credit Card can be transferred to 6 partners.
NAB Rewards Signature Credit Card Points Transfer Calculator
Use our NAB Rewards Signature Credit Cardconversion calculator to estimate the transfer of NAB Rewards Points into partner rewards.
| Transfer Partner | Ratio | You'll Receive |
|---|---|---|
Accor Hotels Points
Hotel Loyalty Program
|
6:1 | 18,333 Accor Hotels Points |
Air New Zealand Airpoints Dollars
Airline Frequent Flyer Program
|
200:1.09 | 599 Air New Zealand Airpoints Dollars |
Cathay Pacific Asia Miles
Airline Frequent Flyer Program
|
3:1 | 36,666 Cathay Pacific Asia Miles |
Flybuys Points
Retail Rewards Program
|
1:1 | 110,000 Flybuys Points |
Singapore KrisFlyer Miles
Airline Frequent Flyer Program
|
3:1 | 36,666 Singapore KrisFlyer Miles |
Virgin Australia Velocity Points
Airline Frequent Flyer Program
|
2:1 | 55,000 Virgin Australia Velocity Points |
Fees
Monthly Fee
The NAB Rewards Signature Credit Card has a monthly fee of $35, for a total of $420 per year.
This monthly fee can be reversed when spending $5,000 or more in a statement period.
Authorized User Fee
Add an additional user to the NAB Rewards Signature Credit Card for no additional fee.
Foreign Transaction Fee
The NAB Rewards Signature Credit Card has a 0% foreign transaction fee. This means the card can be used to earn NAB Rewards points worldwide without being penalized for spending in foreign currencies.
