How This Calculator Tool Works
Calculate Rewards For Any Card Combination
Calculate rewards for a single card, a group of credit cards, two cards side-by-side or two groups of credit cards side by side. You can even add duplicate cards!
Note: This tool works best if you already have credit cards in mind. If you're still on the hunt for the best credit cards, check out the resources and tools below. We'll still be here when you're ready to calculate rewards!
Adjust Currency Value
Everyone doesn't value points and miles the same which is why you can adjust the value of points and miles for any rewards program.
So whether you're redeeming points towards first class flights on 5-star airlines or just trying to redeem points to knock down your statement balance, you'll know how much value you're getting out of your spending.
The value of cash back cannot be adjusted... I know you want more out of your cash, but that's not how this works!
Set Up How You Plan On Using Your Cards
Input your monthly and yearly spend by category and select which credit card you plan on using for that category.
Rewards will calculate in real-time based on what you enter and you'll also be able to see how much value you'll get out of each card based on the currency values you've set.
Enter How Much You Value Benefits
Credit cards offer an array of benefits now-a-days, and there's some you may never use and some that may be worth more or less to you in value compared to someone else.
With this tool, you're able to change the value of any popular credit card benefit that is listed. This includes the value of free nights, companion certificates, and anything else the card may offer.
See Who's Pulling Their Weight
Once all calculations are done, you'll be able to view the grand total earned with each group of cards as well as how much each individual credit card is contributing.
This helps you to weed out any credit cards that may not be as useful as you thought and to plan the perfect combination of credit cards.
You can then learn more about each card and apply for them, when applicable, directly through our partners. This part also helps out me and the site, so it's much appreciated if you do.