Australia Credit Card Comparison & Rewards Calculator Tool

Rewards Comparison Calculator (4.0v)
Compare and calculate rewards for Australia's best credit cards side by side based on spend, the value of card benefits, and annual fees.

Welcome to The Point Calculator's Credit Card Comparison Tool!

This tool allows you to build your own combination of credit cards and calculate their cash value based on your spend, how much you value the card benefits, and annual fees.

You can choose to calculate rewards for a single combination of credit cards or build two combinations of credit cards and compare the value side by side to see which is best for you.

If you're unsure of what cards you're looking for, you can check out the Credit Card Finder Tool to get a list of the best cards based on your spend habits.

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Credit Card Comparison Tool FAQ

What are the features of this comparison tool?

You can compare credit cards side by side based on your monthly/yearly spend, how much you value card benefits, and annual fees. You can toggle transfer partners, add authorized users, select hotel elite status, and much more.

How many cards can you compare at once?

You can compare any amount of cards side by side. You can compare 1 card versus another, 3 cards versus 5 cards or, even 10 cards versus 10 other cards. Theres no limits.

A credit card that I want to compare is missing. How do I get it added?

Message me on Facebook or Twitter and let me know. Most cards only take me a few minutes to add to the comparison tool (unless it has some kind of complex earning structure).

What types of cards can I compare?

Any type. Cash back cards, cruise line cards, airline credit cards, bank rewards cards, hotel cards, gas station cards... you can mix and match and compare any combination of credit cards you wish.

Can I add the same card to the same group more than once?

Yes! The calculator now supports the ability to add duplicate cards as well as duplicate categories for even more customization.