ANZ Rewards Black Card: Calculator & Rewards Breakdown
Fees
Earning Rates
- Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
- Earn 1 ANZ Reward Point for every $1 spent over $5,000 per statement period.
Main Benefits
- Enjoy complimentary insurances including international and domestic travel insurance, rental vehicle excess in Australia, and purchase protection.
ANZ Rewards Black Points Calculator
Calculate how many ANZ Rewards points you’ll earn with the ANZ Rewards Black Card. You can also compare it against other cards, build multi-card strategies, and fully customize fees and benefits to find the best value for your spending habits.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
ANZ Rewards Black Credit Card Details
Earning Rates
The ANZ Rewards Black credit card earns points at the following rate:
- Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
- Earn 1 ANZ Reward Point for every $1 spent over $5,000 during a statement period.
Rewards Value & Calculator
Key Benefits
The ANZ Rewards Black credit card features the following benefits:
- Travel & Purchase Coverage: International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess Insurance in Australia, Purchase Protection, and Extended Warranty Insurance.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The ANZ Rewards Black credit card has a $375 annual fee. This includes a $320 Annual Fee and $55 Rewards Program Service Fee.
Authorized User Fee
Authorized users can be added to the ANZ Rewards Black credit card at a fee of $65 per additional cardholder. Up to 9 cards can be added.
Foreign Transaction Fee
The ANZ Rewards Black credit card has a Overseas Transaction Fee of 3% which means that you will be penalized when making non Australian Dollar purchases.
Starting 2 May 2025, the fee will increase to 3.5%.
ANZ Rewards Points Calculators & Guides
Calculator: What's The Value of ANZ Rewards Points?
ANZ Rewards Points To Airline Miles Calculator
ANZ Rewards Black credit card
