ANZ Rewards Black Credit Card

Card Value & ANZ Points Calculator
ANZ Rewards Black Credit Card

The ANZ Rewards Black Credit Card earns up to 2X ANZ Rewards points on purchases with no cap on how many points you can earn. It offers a great amount of complimentary insurances including international and domestic travel insurance, rental vehicle excess in Australia, and purchase protection.

Rewards Rates

Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
Earn 1 ANZ Reward Point for every $1 spent over $5,000 per statement period.

Key Cardholder Benefits

  • Complimentary insurances, including International and Domestic Travel Insurance, Rental Vehicle Excess in Australia, Extended Warranty Insurance and Purchase Protection Insurance.

Rewards Value

ANZ Rewards points earned with the ANZ Rewards Black are worth 0.44 cents each on average. This means 10,000 points are worth about $44 on average.

Here's our valuations for ANZ Rewards points:

Redemption options Redemption value (in cents)
Point transfers to airline partners 0.25 - 1
Gift card redemptions 0.44
ANZ cashback 0.4

Transfer Partners

ANZ Rewards points earned with the ANZ Rewards Black credit card can be transferred to four airline partners. This allows you to easily top off your favorite frequent flyer accounts.


Annual Fees

The ANZ Rewards Black credit card has an annual fee of $375 which includes a $320 annual fee and $55 rewards program service fee. You can add up to 9 additional cardholders for an annual fee of $65 per additional cardholder.

ANZ Points Calculators

Use the rewards calculator to calculate ANZ Rewards points and the overall card value for the ANZ Rewards Black credit card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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